WOUTERS & HENDRIX
ActiveWOUTERS & HENDRIX has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.11M and a net result of €-121k. Equity is growing by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 39% of 213 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▼-12
Solvency61▼-6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity tight (current ratio 1.31 against 1.5 in 2024; short-term debt: 62% and cash: 4.4% of total assets), and 64.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 32
Relative position
BE, all sectors
reference
Sector 32
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.6%
Return on assets
-3.9%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-121k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
23 d early
2023
22 d early
2022
30 d early
2021
31 d early
2020
10 d late
2019
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
€5.04M
2018 · €0
2018: €0
2018 → 2025
EBIT margin
-0.2%
Net result
€-121k▼ 133%
2024 · €-52k
2018: €123k
2019: €82k
2020: €-76k
2021: €-19k
2022: €420k
2023: €179k
2024: €-52k
2018 → 2025
Working capital
€596k▼ 23.1%
2024 · €775k
2018: €765k
2019: €662k
2020: €1.07M
2021: €693k
2022: €1.06M
2023: €964k
2024: €775k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€5.04M
Equity€683k-€1.10M▲ 61.5%€1.28M▲ 16.2%€1.23M▼ 4.1%€1.11M▼ 9.8%
Operating result€621-€556k▲ 89,514%€160k▼ 71.2%€-5k€-11k▼ 106%
Net result€-19k-€420k€179k▼ 57.4%€-52k€-121k▼ 133%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €5k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.12M
Fixed assets
€590k▼ 1.6%
Current assets
€2.53M▲ 8.6%
Equity and liabilities €3.12M
Equity
€1.11M▼ 9.8%
Debt
€2.01M▲ 18.3%
The debt ratio rises from 58.0% to 64.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€191k▲
2024 · €162k
Cash flow
€81k▼
2024 · €116k
Solvency
35.6%▼
2024 · 42.0%
Current ratio
1.31▼
2024 · 1.50
Quick ratio
0.26▼
2024 · 0.34
Debt / equity
1.81▲
2024 · 1.38
ROE
-10.9%▼
2024 · -4.2%
ROA
-3.9%▼
2024 · -1.8%
Interest coverage
1.72▼
2024 · 3.23
Debt
€2.01M▲
2024 · €1.70M
Debt ≤ 1 year
€1.94M▲
2024 · €1.56M
Debt > 1 year
€62k▼
2024 · €131k
Income taxes
€10▲
2024 · €0
Staff costs
€1.83M▲
2024 · €1.70M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.93M€3.12M▲
Fixed assets21/28€599k€590k▼
Intangible fixed assets21€353k€360k▲
Tangible fixed assets22/27€168k€157k▼
Plant, machinery and equipment23€40k€68k▲
Furniture and vehicles24€2k€950▼
Other tangible fixed assets26€102k€78k▼
Assets under construction and advance payments27€24k€10k▼
Financial fixed assets28€78k€73k▼
Current assets29/58€2.33M€2.53M▲
Stocks and contracts in progress3€1.81M€2.02M▲
Stocks30/36€1.81M€2.02M▲
Amounts receivable within one year40/41€274k€245k▼
Trade receivables40€224k€219k▼
Other amounts receivable41€50k€26k▼
Cash at bank and in hand54/58€138k€138k▼
Deferred charges and accrued income490/1€113k€125k▲
Equity and liabilities
Total equity and liabilities10/49€2.93M€3.12M▲
Equity10/15€1.23M€1.11M▼
Contributions10/11€100k€100k=
Capital10€100k€100k=
Issued capital100€100k€100k=
Reserves13€10k€10k=
Non-distributable reserves130/1€10k€10k=
Legal reserve130€10k€10k=
Profit (loss) carried forward14€1.12M€1,000k▼
Amounts payable17/49€1.70M€2.01M▲
Amounts payable after more than one year17€131k€62k▼
Financial debts170/4€128k€59k▼
Other amounts payable178/9€3k€3k=
Amounts payable within one year42/48€1.56M€1.94M▲
Current portion of amounts payable after more than one year42€199k€69k▼
Financial debts43€231k€538k▲
Credit institutions430/8€231k€538k▲
Trade debts44€647k€711k▲
Suppliers440/4€647k€711k▲
Taxes, remuneration and social security45€290k€290k=
Taxes450/3€65k€51k▼
Remuneration and social security454/9€226k€239k▲
Other amounts payable47/48€189k€328k▲
Accrued charges and deferred income492/3€12k€14k▲
Income statement
Code20242025
Turnover70-€5.04M
Non-recurring operating income76A€37k€0▼
Goods, raw materials, services and sundry goods60/61-€3.21M
Remuneration, social security and pensions62€1.70M€1.83M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€168k€202k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k€-3k▼
Other operating charges640/8€10k€5k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€1.88M€2.02M▲
Operating profit (loss)9901€-5k€-11k▼
Financial income75/76B€3k€1k▼
Recurring financial income75€3k€1k▼
Non-recurring financial income76B€0-
Financial charges65/66B€50k€111k▲
Recurring financial charges65€50k€111k▲
Profit (loss) for the period before taxes9903€-52k€-121k▼
Income taxes67/77€0€10▲
Profit (loss) for the period9904€-52k€-121k▼
Profit (loss) for the period to be appropriated9905€-52k€-121k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.12M€1,000k▼
Profit (loss) brought forward from the previous period14P€1.17M€1.12M▼
Social balance
Average headcount (FTE)908724.724.8▲
The notes to these accounts (28 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
State Gazette act
Resignations & appointmentsGeneral meeting · Director reappointment · Permanent representative4 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director reappointment · Permanent representative4 facts ▸
- General meeting, 20/04/2026
- Director reappointment, Parclnvest BV (bestuurder)
- Permanent representative, Christian Salez
- Permanent representative, Elise Taillieu
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Weakest financial yearnet €-121k
Net result drops to €-121k, the lowest in the series.
07-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
08-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Back to profitnet €420k
Net result €420k after 2 loss-making years.
30-09
Financial
Equity above €1MEq €1.10M ▲61.5%
Equity rises from €683k to €1.10M.
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
10-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 10 days late
2020
24-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
24-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
PARCinvest
CurrentDirector · since 20-04-2026 · Private limited company · perm. rep.: Christian Salez
20-04-2026
Mandate renewed as Director
Location & real-estate footprint
Registered office, Antwerpen · 4 establishment units since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Callensstraat 39A2600 AntwerpenGround area
1,090 m²
Building footprint
712 m²
Volume, LiDAR
11,367 m³
4 parcels, Brussels, Flanders · tallest building 28.8 m, ±8 floors. Linked by address, not a title deed.
4 establishment units
Wouters & Hendrix Jewelry
since 19992.192.053.411
Steenhouwersvest 52, 2000 Antwerpen
since 20012.192.076.967
Georges Brugmannplein 16, 1050 Elsene
since 20102.192.085.281
Wouters & Hendrix
since 20162.260.297.067
4 parcels
Flanders
3
(75%)
Brussels
1
(25%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0309/00B011 | Brussels | 508 m² | 1 · 213 m² | 28.8 m · 8 fl. |
| 31332E0986/00A000 | Flanders | 373 m² | 1 · 295 m² | 21.3 m · 6 fl. |
| 11804D0726/00B000 | Flanders | 123 m² | 1 · 122 m² | 20.8 m · 5 fl. |
| 11003A0140/00B006 | Flanders | 86 m² | 1 · 82 m² | 14.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyControl over this companysits on this company's board1
1 subsidiary · 1 location
controls
WOUTERS & HENDRIXBE 0466.191.797
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 16,109 EUR awarded · 15,217 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 8,780 EUR | 7,888 EUR |
| 2023 | 1 | 639 EUR | 639 EUR |
| 2022 | 1 | 6,690 EUR | 6,690 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Subsidies voor internationaal ondernemen
Vlaams opleidingsverlof (VOV)
Similar companies · same sector, comparable size
Goudsmederij Van den Bosch & Van Ranst
BE 0881.925.780
Schoten · Eq €1.11M
OROBEL
BE 0460.901.042
Liège · Eq €1.18M
P.C. BOSCHMANS
BE 0404.935.804
Schoten · Eq €1.04M
INDRA
BE 0463.862.116
Lint · Eq €1.02M
JUWELIER EVERSEN
BE 0809.046.712
Brugge · Eq €1.22M
Of 1,526 companies in sector 32123 we hold annual accounts for 225. 89 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded07-06-1999
Fiscal year end30-09
Abbreviation NL
W & H
Activities, NACEBEL
32123Manufacture of jewellery
36223
47770Retail sale of watches and jewellery
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.