Summary
ORELY is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2014 annual accounts show equity of €8.19M and a net result of €-580k. Equity is shrinking by ~4.8% per year across the filed fiscal years. The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: Five or more filing cycles are missing. This points to a standstill, not an imminent failure.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · No filing for years
The last filed financial year closed on 31-12-2014. Since then, 11 financial years are missing. This points to a standstill, not an imminent failure.
NBB · 7 filingsPosition against the passed deadline
31-12-2015 close31-07-2016 deadline24-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2014 was due by 31-07-2015 and was filed on 08-05-2015, 84 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
not filed
2019
not filed
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2014, abbreviated schema
Equity
€8.19M▼ 6.6%
2013 · €8.77M
2010: €9.97M
2011: €9.67M
2012: €9.30M
2013: €8.77M
2010 → 2014
Net result
€-580k▼ 9.8%
2013 · €-528k
2010: €-86k
2011: €-302k
2012: €-372k
2013: €-528k
2010 → 2014
Total assets
€10.72M▲ 0.2%
2013 · €10.70M
2010: €10.66M
2011: €10.77M
2012: €10.76M
2013: €10.70M
2010 → 2014
Solvency
76.4%▼ 5.6pp
2013 · 82.0%
2010: 93.6%
2011: 89.8%
2012: 86.4%
2013: 82.0%
2010 → 2014
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20102011201220132014Trend
Equity€9.97M-€9.67M▼ 3.0%€9.30M▼ 3.8%€8.77M▼ 5.7%€8.19M▼ 6.6%
Operating result€-84k-€-275k▼ 228%€-344k▼ 25.2%€-483k▼ 40.4%€-534k▼ 10.7%
Net result€-86k-€-302k▼ 252%€-372k▼ 23.3%€-528k▼ 41.9%€-580k▼ 9.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €534k in 2014 against €483k in 2013; the loss grows and 2014 has the lowest result in the available series.
Balance-sheet composition
2014 in colour, 2013 as the grey bar beneath
Assets €10.72M
Fixed assets
€10.36M ▲ 0.1%
Current assets
€368k ▲ 3.5%
Equity and liabilities €10.72M
Equity
€8.19M ▼ 6.6%
Debt
€2.53M ▲ 31.4%
Debt's share of the balance-sheet total rises from 18.0% to 23.6%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-7.1%▼
2013 · -6.0%
ROA
-5.4%▼
2013 · -4.9%
Debt ≤ 1 year
€2.53M▲
2013 · €1.93M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2014 against 2013 · 21 lines
Balance sheet
Code20132014
Assets
Total assets20/58€10.70M€10.72M▲
Fixed assets21/28€10.34M€10.36M▲
Tangible fixed assets22/27€10.34M€10.36M▲
Current assets29/58€355k€368k▲
Amounts receivable within one year40/41€341k€341k=
Cash at bank and in hand54/58€14k€26k▲
Equity and liabilities
Total equity and liabilities10/49€10.70M€10.72M▲
Equity10/15€8.77M€8.19M▼
Contributions10/11€10.40M€10.40M=
Profit (loss) carried forward14€-1.63M€-2.21M▼
Amounts payable17/49€1.93M€2.53M▲
Amounts payable within one year42/48€1.93M€2.53M▲
Trade debts44€17k€6k▼
Income statement
Code20132014
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€34k▲
Gross operating margin9900€-161k€-215k▼
Operating profit (loss)9901€-483k€-534k▼
Recurring financial income75€27€3k▲
Recurring financial charges65€46k€49k▲
Profit (loss) for the period before taxes9903€-528k€-580k▼
Profit (loss) for the period9904€-528k€-580k▼
Profit (loss) for the period to be appropriated9905€-528k€-580k▼
Timeline · acts, filings and financial milestones
2015
08-05
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
2014
31-12
Financial
Weakest financial yearnet €-580k
Net result drops to €-580k, the lowest in the series.
04-06
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema
2013
30-08
NBB filing
Annual accounts filed
fiscal year 2012 · abbreviated schema · 30 days late
2012
03-07
NBB filing
Annual accounts filed
fiscal year 2011 · abbreviated schema
2011
17-08
NBB filing
Annual accounts filed
fiscal year 2010 · abbreviated schema · 17 days late
2010
01-06
NBB filing
Annual accounts filed
fiscal year 2009 · abbreviated schema
2009
04-06
NBB filing
Annual accounts filed
fiscal year 2008 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, LUXEMBOURG · 1 establishment unit since 2008
Cannot be placed on the map
The registered office is abroad (Luxembourg). The address register our map runs on (BOSA BEST) covers Belgian addresses only.
RUE ALBERT UNDEN 1562652 LUXEMBOURGLuxembourgGround area
2.1 ha
Building footprint
1,311 m²
Volume, LiDAR
7,155 m³
Parcel 11323F0563/00H000, Flanders · tallest building 14.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Orely
since 20082.229.554.007
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11323F0563/00H000 | Flanders | 2.1 ha | 1 · 1,311 m² | 14.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 6,615 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formForeign entity
Founded05-01-2008
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:+352 2621 8405