Summary
NOW CUBE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €8.2m and a net result of €816,998. Equity is growing by ~13% per year across the filed fiscal years. Its solvency ranks better than 53% of 2445 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-04-2026, 93 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
93 d early
2024
34 d early
2023
34 d early
2022
24 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 46 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 June (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
In the rankings
#7 company by total assets in Sint-Pieters-Woluwe, Finance and insurance sector#8 company by equity in Sint-Pieters-Woluwe, Finance and insurance sector
Equity
€8.2m▲ 11.1%
2024 · €7.4m
Net result
€816,998▲ 64.0%
2024 · €498,033
Total assets
€12.6m▲ 3.2%
2024 · €12.3m
Solvency
64.9%▲ 4.6pp
2024 · 60.3%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€332,523-€334,442▲ 0.6%€353,643▲ 5.7%€359,187▲ 1.6%
Net result€4.1mabove the sector's middle half-€1.8mabove the sector's middle half▼ 56.0%€498,033within the sector's middle half▼ 72.3%€816,998within the sector's middle half▲ 64.0%
Equity€5.1mwithin the sector's middle half-€6.9mwithin the sector's middle half▲ 35.4%€7.4mwithin the sector's middle half▲ 7.2%€8.2mwithin the sector's middle half▲ 11.1%
Total assets€10.9mwithin the sector's middle half-€12.2mwithin the sector's middle half▲ 11.2%€12.3mwithin the sector's middle half▲ 0.8%€12.6mwithin the sector's middle half▲ 3.2%
Debt€5.8m-€5.3m▼ 9.8%€4.9m▼ 7.6%€4.4m▼ 8.8%
Working capital-€2.0mbelow the sector's middle half--€2.5mbelow the sector's middle half▼ 25.6%-€2.6mbelow the sector's middle half▼ 6.9%-€3.3mbelow the sector's middle half▼ 27.2%
Solvency46.6%within the sector's middle half-56.7%within the sector's middle half▲ 10.1pp60.3%within the sector's middle half▲ 3.6pp64.9%within the sector's middle half▲ 4.6pp
Current ratio0.23below the sector's middle half-0.06below the sector's middle half▼ 0.170.09below the sector's middle half▲ 0.030.16below the sector's middle half▲ 0.07
Return on assets (ROA)37.4%above the sector's middle half-14.8%above the sector's middle half▼ 22.6pp4.1%within the sector's middle half▼ 10.7pp6.5%within the sector's middle half▲ 2.4pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 2% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €12.6m
Fixed assets
€12.0m =
Current assets
€655,824 ▲ 148%
Equity and liabilities €12.6m
Equity
€8.2m ▲ 11.1%
Debt
€4.4m ▼ 8.8%
Debt's share of the balance-sheet total falls from 39.7% to 35.1%. Equity is higher and debt is lower.
Key figures and ratios
ROE
10.0%▲
2024 · 6.7%
Debt ≤ 1 year
€4.0m▲
2024 · €2.9m
Debt > 1 year
€448,814▼
2024 · €2.0m
Income taxes
€79,392▲
2024 · €65,731
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Other operating charges640/8 | €936 | €393 | €968 | €998 | ▲ 3.2% |
| Gross operating margin9900 | €333,459 | €334,835 | €354,611 | €360,186 | ▲ 1.6% |
| Operating profit (loss)9901 | €332,523 | €334,442 | €353,643 | €359,187 | ▲ 1.6% |
| Financial income75/76B | €4.0m | €1.6m | €321,839 | €650,000 | ▲ 102% |
| Recurring financial income75 | €4.0m | €1.6m | €321,839 | €650,000 | ▲ 102% |
| Financial charges65/66B | €146,772 | €67,458 | €111,718 | €112,798 | ▲ 1.0% |
| Recurring financial charges65 | €146,772 | €67,458 | €111,718 | €112,798 | ▲ 1.0% |
| Profit (loss) for the period before taxes9903 | €4.1m | €1.9m | €563,764 | €896,390 | ▲ 59.0% |
| Income taxes67/77 | €47,622 | €66,759 | €65,731 | €79,392 | ▲ 20.8% |
| Profit (loss) for the period9904 | €4.1m | €1.8m | €498,033 | €816,998 | ▲ 64.0% |
| Profit (loss) for the period to be appropriated9905 | €4.1m | €1.8m | €498,033 | €816,998 | ▲ 64.0% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €10.9m | €12.2m | €12.3m | €12.6m | ▲ 3.2% |
| Fixed assets21/28 | €10.3m | €12.0m | €12.0m | €12.0m | = |
| Financial fixed assets28 | €10.3m | €12.0m | €12.0m | €12.0m | = |
| Current assets29/58 | €587,175 | €165,678 | €264,922 | €655,824 | ▲ 148% |
| Amounts receivable within one year40/41 | €540,569 | €105,736 | €109,518 | €36,300 | ▼ 66.9% |
| Trade receivables40 | €90,798 | €105,736 | €109,518 | €36,300 | ▼ 66.9% |
| Other amounts receivable41 | €449,770 | - | - | - | - |
| Cash at bank and in hand54/58 | €46,606 | €59,942 | €155,404 | €619,524 | ▲ 299% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €10.9m | €12.2m | €12.3m | €12.6m | ▲ 3.2% |
| Equity10/15 | €5.1m | €6.9m | €7.4m | €8.2m | ▲ 11.1% |
| Contributions10/11 | €1.0m | €1.0m | €1.0m | €1.0m | = |
| Profit (loss) carried forward14 | €4.1m | €5.9m | €6.4m | €7.2m | ▲ 12.8% |
| Amounts payable17/49 | €5.8m | €5.3m | €4.9m | €4.4m | ▼ 8.8% |
| Amounts payable after more than one year17 | €3.3m | €2.7m | €2.0m | €448,814 | ▼ 77.4% |
| Financial debts170/4 | €3.3m | €2.7m | €1.4m | €448,814 | ▼ 68.7% |
| Other amounts payable178/9 | - | - | €550,000 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €2.5m | €2.6m | €2.9m | €4.0m | ▲ 38.3% |
| Current portion of amounts payable after more than one year42 | €1.6m | €1.2m | €1.5m | €984,321 | ▼ 33.3% |
| Financial debts43 | - | - | €0 | - | - |
| Credit institutions430/8 | - | - | €0 | - | - |
| Trade debts44 | - | €393 | €0 | - | - |
| Suppliers440/4 | - | €393 | €0 | - | - |
| Taxes, remuneration and social security45 | €63,286 | €132,695 | €151,497 | €156,302 | ▲ 3.2% |
| Taxes450/3 | €63,286 | €132,695 | €151,497 | €156,302 | ▲ 3.2% |
| Other amounts payable47/48 | €897,119 | €1.3m | €1.3m | €2.8m | ▲ 126% |
| Accrued charges and deferred income492/3 | €1,000 | €1,000 | €0 | €4,298 | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4.1m | €1.8m | €498,033 | €816,998 | ▲ 64.0% |
| Operating cash flow (approximation) | €4.1m | €1.8m | €498,033 | €816,998 | ▲ 64.0% |
| Investment in fixed assets (approximation) | - | -€1.7m | €0 | €0 | - |
| Change in cash | - | €13,335 | €95,462 | €464,120 | ▲ 386% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €498,033 ▼72.3%
Net result drops to €498,033, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2021
Ground area
2,001 m²
Building footprint
251 m²
Volume, LiDAR
1,974 m³
Parcel 21682C0011/00X005, Brussels · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
15
companies at this address
See who is registered here
1 establishment unit
Putdaelweg 33, 1150 Sint-Pieters-Woluwe
since 20212.319.651.169
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21682C0011/00X005 | Brussels | 2,001 m² | 1 · 251 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Part of the group
EQUITY
26 companies
Group, risk and exposure
Owners and holdings
1 owner · 1 holding · 2 subsidiaries in the treeChain of control
- EQUITY
- LVO INDUSTRIES
- NOW CUBE
Highest known parent: EQUITY. The sources do not say who stands above it.
Owners 1
- LVO INDUSTRIESparent80%
Holdings 1
-
100%
All subsidiaries, including indirect ones 2
Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.
NOW TO NOW 100%1 subsidiary
- NOW COMPANY 99%
According to the 2025 annual accounts of NOW CUBE and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 6,628 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-06-2021
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0770359053
Registered
06-07-2021
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.