Financials
- Fiscal year
- 2025
- Total assets
- €115,565
- Loss
- -€10,590
- Solvency
- 22.1%
Turnover▲ 9.3%
Net result
20182023
ORAZIO
ActiveSummary
The computed 12-month bankruptcy probability of ORAZIO is 2.1% (moderate). The 2025 annual accounts show equity of €25,545 and a net result of -€10,590. Equity is growing by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 28% of 8200 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201
1 site
Size
€115,565total assets 2025
- Equity
- €25,545
- Loss
- -€10,590
Turnover not published (abridged schema)
Structure
- Board
- 1 member
Accounts filed 27 d late1 of 6 deeds read
Why 51- Sector Construction of residential and non-residential buildings (NACE 41)- Latest accounts 27 days late; 1 of the last 3 late- Loss of €10,590 (FY 2025)- Equity €25,545 (22.1% of total assets)Show the evidence
Checked score
Score 2025
51
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 19% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
47-6
equity 22.1% of total assets
Liquidity
26+5
short-term debt 77.9% · cash 14.9%
Profitability
7-67
return on assets -9.2%
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 14 months
09-2025: 2.8%highest value
10-2025: 2.2%▼ -19.5% vs 09-2025
11-2025: 2.2%● 0.0% vs 10-2025
12-2025: 2.2%● 0.0% vs 11-2025
01-2026: 2.2%▼ -2.1% vs 12-2025
02-2026: 2.2%● 0.0% vs 01-2026
03-2026: 2.2%▼ -0.5% vs 02-2026
04-2026: 2.2%▲ +1.6% vs 03-2026
05-2026: 1.8%▼ -15.8% vs 04-2026
06-2026: 1.8%▼ -2.1% vs 05-2026lowest value
07-2026: 1.9%▲ +2.8% vs 06-2026
08-2026: 2.5%▲ +32.4% vs 07-2026
09-2026: 2.1%▼ -12.7% vs 08-2026
10-2026: 2.1%▼ -0.7% vs 09-2026
- Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
- Latest accounts 27 days late; 1 of the last 3 late raises the probability
- Loss of €10,590 (FY 2025) raises the probability
- Equity €25,545 (22.1% of total assets) raises the probability
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.88 against 0.8 in 2024; short-term debt: 77.9% and cash: 14.9% of total assets), and 77.9% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 29%, liquidity 21%, profitability 12%, growth against the median 16%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
57 d late
2023
30 d late
2022
23 d late
2021
5 d late
2020
17 d early
2019
1 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 18 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Resignation: Orazio Luciano AGRO (director)Appointment: Alexandru DUMITRAN (director) ·…
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€10,590
Key points
By topic
Board & ownership
- Board
- 1 member
Go to Board & ownership
Timeline
- Events
- 15
- Since
- 2017
- Next accounts
- by 31-07-2027
- 30-09-2026Resignation: Orazio Luciano AGRO (director)
- 27-08-2026Annual accounts filed
- 31-12-2025Weakest financial year
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 13-11-2015
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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