ORARTE

Active

Private limited company (pre-2019)founded 198739 yrs activePaterstraat 21, 2560 Nijlen, BelgiumKBO/BCE: BE 0430.437.696

Summary

ORARTE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show negative equity (-€63,793) and a net result of -€24,059. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 3320 sector peers (fiscal year 2024). The company has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

ORARTEActive

Risk analysis Report Compare

Activity

Risk and damage evaluation

NACE 66210

#1 oldest company in Nijlen, Finance and insurance sector1 site

Size

€19,820total assets 2024

Equity: -€63,793
Loss: -€24,059

Turnover not published (abridged schema)

Financial health

Financial institution: outside the modelProbability: sector outside the model

Structure

Accounts 65 d overdue0 of 1 deed read

Signals- Weak solvency vs sectorFiled after the deadlineShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Two signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 3320 sector peers (2024).

NBB · sector comparison

Position among 3320 sector peers

Solvency

better than 5%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

57 d late

2023

68 d late

2022

213 d late

2021

198 d late

2020

184 d late

2019

122 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 140 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

26-09-25 Annual accounts filedfiscal year 2024 · micro…
07-10-24 Annual accounts filedfiscal year 2023 · micro…
29-02-24 Annual accounts filedfiscal year 2022 · micro…

Key points

Risk: Negative equityfiscal year 2024: debts exceed assets -€63,793 View
Risk: 3 loss-making years in a rowloss fiscal year 2024 -€24,059 View
Caution: Among the weakest 5% on solvencysector median 50.1% · 3,320 companies -321.9% View
Caution: Accounts not fileddeadline was 31-07-2026 65 d late View