Summary
ORAN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €592,817 and a net result of €72,886. Equity is growing by ~14.6% per year across the filed fiscal years. Its solvency ranks better than 61% of 8074 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
34 d early
2023
41 d early
2022
32 d early
2021
23 d late
2020
31 d late
2019
67 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 7 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€592,817▲ 14.0%
2024 · €519,930
Net result
€72,886▼ 10.1%
2024 · €81,092
Total assets
€912,869▼ 5.7%
2024 · €968,478
Solvency
64.9%▲ 11.3pp
2024 · 53.7%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€213,509▲ 58.2%€173,984▼ 18.5%€163,793▼ 5.9%€126,152▼ 23.0%€115,634▼ 8.3%
Net result€138,235above the sector's middle half▲ 46.0%€119,474above the sector's middle half▼ 13.6%€112,370above the sector's middle half▼ 5.9%€81,092above the sector's middle half▼ 27.8%€72,886within the sector's middle half▼ 10.1%
Equity€386,965within the sector's middle half▲ 55.6%€506,439above the sector's middle half▲ 30.9%€618,809above the sector's middle half▲ 22.2%€519,930above the sector's middle half▼ 16.0%€592,817above the sector's middle half▲ 14.0%
Total assets€842,507within the sector's middle half▲ 12.9%€564,217within the sector's middle half▼ 33.0%€834,785within the sector's middle half▲ 48.0%€968,478above the sector's middle half▲ 16.0%€912,869above the sector's middle half▼ 5.7%
Debt€455,543▼ 8.4%€57,778▼ 87.3%€215,976▲ 274%€448,547▲ 108%€320,053▼ 28.6%
Working capital€446,692€347,797▼ 22.1%€405,457▲ 16.6%€313,775▼ 22.6%€376,763▲ 20.1%
Solvency45.9%within the sector's middle half▲ 12.6pp89.8%above the sector's middle half▲ 43.8pp74.1%within the sector's middle half▼ 15.6pp53.7%within the sector's middle half▼ 20.4pp64.9%within the sector's middle half▲ 11.3pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 8% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €912,869
Fixed assets
€268,743 ▼ 5.7%
Current assets
€644,127 ▼ 5.8%
Equity and liabilities €912,869
Equity
€592,817 ▲ 14.0%
Debt
€320,053 ▼ 28.6%
Debt's share of the balance-sheet total falls from 46.3% to 35.1%. Equity is higher and debt is lower.
Key figures and ratios
ROE
12.3%▼
2024 · 15.6%
ROA
8.0%▼
2024 · 8.4%
Debt ≤ 1 year
€267,363▼
2024 · €369,813
Debt > 1 year
€52,690▼
2024 · €78,734
Income taxes
€38,298▼
2024 · €40,010
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €86,466 | €0 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,556 | €720 | €7,317 | €34,518 | €36,867 | ▲ 6.8% |
| Other operating charges640/8 | €1,571 | €1,090 | €12,858 | €2,936 | €3,222 | ▲ 9.8% |
| Gross operating margin9900 | €226,637 | €175,793 | €183,969 | €163,606 | €155,723 | ▼ 4.8% |
| Operating profit (loss)9901 | €213,509 | €173,984 | €163,793 | €126,152 | €115,634 | ▼ 8.3% |
| Financial income75/76B | €0 | €382 | €2,458 | €3,105 | €1,935 | ▼ 37.7% |
| Recurring financial income75 | €0 | €382 | €2,458 | €3,105 | €1,935 | ▼ 37.7% |
| Financial charges65/66B | €7,652 | €5,313 | €3,107 | €8,155 | €6,385 | ▼ 21.7% |
| Recurring financial charges65 | €7,652 | €5,313 | €3,107 | €8,155 | €6,385 | ▼ 21.7% |
| Profit (loss) for the period before taxes9903 | €205,858 | €169,052 | €163,144 | €121,102 | €111,184 | ▼ 8.2% |
| Income taxes67/77 | €67,622 | €49,578 | €50,774 | €40,010 | €38,298 | ▼ 4.3% |
| Profit (loss) for the period9904 | €138,235 | €119,474 | €112,370 | €81,092 | €72,886 | ▼ 10.1% |
| Profit (loss) for the period to be appropriated9905 | €138,235 | €119,474 | €112,370 | €81,092 | €72,886 | ▼ 10.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €842,507 | €564,217 | €834,785 | €968,478 | €912,869 | ▼ 5.7% |
| Fixed assets21/28 | €151,341 | €158,642 | €317,186 | €284,890 | €268,743 | ▼ 5.7% |
| Tangible fixed assets22/27 | €1,341 | €8,642 | €167,186 | €134,890 | €118,743 | ▼ 12.0% |
| Land and buildings22 | €1,341 | €8,642 | €7,504 | €6,367 | €10,563 | ▲ 65.9% |
| Plant, machinery and equipment23 | €0 | - | - | - | - | - |
| Furniture and vehicles24 | - | - | €159,682 | €128,523 | €108,180 | ▼ 15.8% |
| Financial fixed assets28 | €150,000 | €150,000 | €150,000 | €150,000 | €150,000 | = |
| Current assets29/58 | €691,166 | €405,575 | €517,599 | €683,587 | €644,127 | ▼ 5.8% |
| Amounts receivable after more than one year29 | - | €45,000 | €40,382 | €36,840 | €33,944 | ▼ 7.9% |
| Other amounts receivable291 | - | €45,000 | €40,382 | €36,840 | €33,944 | ▼ 7.9% |
| Stocks and contracts in progress3 | - | €178,899 | €370,403 | €542,149 | €338,391 | ▼ 37.6% |
| Stocks30/36 | - | €178,899 | €370,403 | €542,149 | €338,391 | ▼ 37.6% |
| Amounts receivable within one year40/41 | €640,012 | €53,425 | €90,390 | €73,459 | €105,182 | ▲ 43.2% |
| Trade receivables40 | €4,901 | €52,928 | €79,744 | €70,355 | €96,551 | ▲ 37.2% |
| Other amounts receivable41 | €635,111 | €498 | €10,647 | €3,105 | €8,632 | ▲ 178% |
| Current investments50/53 | - | - | - | €270 | €270 | = |
| Cash at bank and in hand54/58 | €51,154 | €127,918 | €16,175 | €30,870 | €163,128 | ▲ 428% |
| Deferred charges and accrued income490/1 | €0 | €333 | €249 | €0 | €3,211 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €842,507 | €564,217 | €834,785 | €968,478 | €912,869 | ▼ 5.7% |
| Equity10/15 | €386,965 | €506,439 | €618,809 | €519,930 | €592,817 | ▲ 14.0% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €368,365 | €487,839 | €600,209 | €501,330 | €501,330 | = |
| Non-distributable reserves130/1 | €0 | - | - | - | - | - |
| Reserves not available under the articles1311 | €0 | - | - | - | - | - |
| Distributable reserves133 | €368,365 | €487,839 | €600,209 | €501,330 | €501,330 | = |
| Profit (loss) carried forward14 | - | - | - | €0 | €72,886 | - |
| Amounts payable17/49 | €455,543 | €57,778 | €215,976 | €448,547 | €320,053 | ▼ 28.6% |
| Amounts payable after more than one year17 | €211,068 | €0 | €103,834 | €78,734 | €52,690 | ▼ 33.1% |
| Financial debts170/4 | €211,068 | €0 | €103,834 | €78,734 | €52,690 | ▼ 33.1% |
| Amounts payable within one year42/48 | €244,474 | €57,778 | €112,141 | €369,813 | €267,363 | ▼ 27.7% |
| Current portion of amounts payable after more than one year42 | €51,287 | €11,686 | €35,937 | €36,899 | €26,045 | ▼ 29.4% |
| Trade debts44 | €35,382 | €276 | €11,193 | €98,762 | €12,559 | ▼ 87.3% |
| Suppliers440/4 | €35,382 | €276 | €11,193 | €98,762 | €12,559 | ▼ 87.3% |
| Taxes, remuneration and social security45 | €28,156 | €29,339 | €26,562 | €22,374 | €14,789 | ▼ 33.9% |
| Taxes450/3 | €28,156 | €29,339 | €23,562 | €22,374 | €14,289 | ▼ 36.1% |
| Remuneration and social security454/9 | €0 | - | €3,000 | €0 | €500 | - |
| Other amounts payable47/48 | €129,649 | €16,477 | €38,450 | €211,778 | €213,970 | ▲ 1.0% |
| Accrued charges and deferred income492/3 | €0 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €138,235 | €119,474 | €112,370 | €81,092 | €72,886 | ▼ 10.1% |
| + Depreciation and write-downs630 | €11,556 | €720 | €7,317 | €34,518 | €36,867 | ▲ 6.8% |
| Operating cash flow (approximation) | €149,792 | €120,194 | €119,688 | €115,610 | €109,753 | ▼ 5.1% |
| Investment in fixed assets (approximation) | - | -€8,020 | -€165,862 | -€2,222 | -€20,719 | ▼ 832% |
| Change in cash | - | €76,763 | -€111,743 | €14,695 | €132,258 | ▲ 800% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 7.02
Current ratio from 2.83 to 7.02; short-term debt falls from €244,474 to €57,778.
31-12
Financial
Equity above €500,000Eq €506,439 ▲30.9%
5 profitable years in a row build equity to €506,439.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-12
Financial
Highest result since 2018net €138,235 ▲46%
Operating result €213,509, net result €138,235, both a record.
31-12
Financial
Liquidity times 20current ratio 2.83
Current ratio from 0.14 to 2.83; short-term debt falls from €245,719 to €244,474.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 67 days late
2019
31-12
Financial
Weakest financial yearnet €50,159 ▼21.7%
Net result drops to €50,159, the lowest in the series; recovery starts the following year.
Show earlier events
31-12
Financial
Equity above €200,000Eq €248,729 ▲25.3%
2 profitable years in a row build equity to €248,729.
22-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 83 days late
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2016
Ground area
441 m²
Building footprint
139 m²
Volume, LiDAR
551 m³
Parcel 31425C0254/00M004, Flanders · tallest building 8.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ORAN
since 20162.249.436.532
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31425C0254/00M004 | Flanders | 441 m² | 1 · 139 m² | 8.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2024 list no shareholders, and no other source names one.
Holdings 1
-
50%
According to the 2024 annual accounts of ORAN and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 13,506 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-01-2016
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0645836589
Also
9925:BE0645836589
Registered
11-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.