Summary
VIKTHUR is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €537k and a net result of €80k. Equity is growing by ~31.6% per year across the filed fiscal years. Its solvency ranks better than 60% of 6156 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-07-2025, 28 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
28 d early
2023
92 d early
2022
101 d early
2021
16 d early
2020
4 d early
2019
27 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€537k▲ 17.5%
2023 · €457k
2018: €106k
2019: €182k
2020: €224k
2021: €226k
2022: €394k
2023: €457k
2018 → 2024
Net result
€80k▲ 15.4%
2023 · €69k
2018: €34k
2019: €75k
2020: €42k
2021: €2k
2022: €168k
2023: €69k
2018 → 2024
Total assets
€854k▼ 7.3%
2023 · €922k
2018: €945k
2019: €943k
2020: €965k
2021: €948k
2022: €935k
2023: €922k
2018 → 2024
Solvency
62.9%▲ 13.3pp
2023 · 49.6%
2018: 11.3%
2019: 19.3%
2020: 23.2%
2021: 23.9%
2022: 42.1%
2023: 49.6%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€224k-€226k▲ 0.9%€394k▲ 74.2%€457k▲ 16.0%€537k▲ 17.5%
Operating result€55k-€6k▼ 88.6%€97k▲ 1,435%€11k▼ 89.2%€122k▲ 1,064%
Net result€42k-€2k▼ 95.0%€168k▲ 7,822%€69k▼ 58.6%€80k▲ 15.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 1,064% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €854k
Fixed assets
€845k ▼ 3.3%
Current assets
€10k ▼ 80.1%
Equity and liabilities €854k
Equity
€537k ▲ 17.5%
Debt
€317k ▼ 31.8%
Debt's share of the balance-sheet total falls from 50.4% to 37.1%. Equity is higher and debt is lower.
Key figures and ratios
ROE
14.9%▼
2023 · 15.2%
ROA
9.4%▲
2023 · 7.5%
Debt ≤ 1 year
€123k▼
2023 · €124k
Debt > 1 year
€180k▼
2023 · €331k
Income taxes
€26k▲
2023 · €0
Staff costs
€48k▼
2023 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 52 lines
Balance sheet
Code20232024
Assets
Total assets20/58€922k€854k▼
Fixed assets21/28€873k€845k▼
Tangible fixed assets22/27€135k€106k▼
Furniture and vehicles24€18k€13k▼
Other tangible fixed assets26€118k€93k▼
Financial fixed assets28€738k€738k=
Current assets29/58€48k€10k▼
Amounts receivable within one year40/41€18k€1k▼
Trade receivables40€1k€0▼
Other amounts receivable41€16k€1k▼
Cash at bank and in hand54/58€28k€6k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€922k€854k▼
Equity10/15€457k€537k▲
Contributions10/11€60k€60k=
Reserves13€397k€477k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€397k€477k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€465k€317k▼
Amounts payable after more than one year17€331k€180k▼
Financial debts170/4€331k€180k▼
Amounts payable within one year42/48€124k€123k▼
Current portion of amounts payable after more than one year42€40k€20k▼
Trade debts44€9k€7k▼
Suppliers440/4€9k€7k▼
Taxes, remuneration and social security45€18k€15k▼
Taxes450/3€7k€8k▲
Remuneration and social security454/9€11k€7k▼
Other amounts payable47/48€57k€80k▲
Accrued charges and deferred income492/3€10k€14k▲
Income statement
Code20232024
Remuneration, social security and pensions62€48k€48k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€29k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€88k€200k▲
Operating profit (loss)9901€11k€122k▲
Financial income75/76B€74k€0▼
Recurring financial income75€74k€0▼
Financial charges65/66B€15k€16k▲
Recurring financial charges65€15k€16k▲
Profit (loss) for the period before taxes9903€69k€106k▲
Income taxes67/77€0€26k▲
Profit (loss) for the period9904€69k€80k▲
Profit (loss) for the period to be appropriated9905€69k€80k▲
Appropriation of the result
Profit (loss) to be appropriated9906€69k€80k▲
Transfer from equity791/2€7k€0▼
Transfer to equity691/2€69k€80k▲
To other reserves6921€69k€80k▲
Profit to be distributed694/7€7k€0▼
Return on contributions (dividend)694€7k€0▼
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €500kEq €537k ▲17.5%
7 profitable years in a row build equity to €537k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
21-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €168k ▲7822%
Net result €168k, the highest in the series.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €2k ▼95%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €200kEq €224k ▲23.2%
3 profitable years in a row build equity to €224k.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 27 days late
2019
31-12
Financial
Equity above €150kEq €182k ▲70.8%
2 profitable years in a row build equity to €182k.
09-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 9 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groeninge 128000 BruggeGround area
280 m²
Building footprint
160 m²
Volume, LiDAR
2,069 m³
Parcel 31803C0225/02D000, Flanders · tallest building 15.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
VIKTHUR
since 20162.257.693.905
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31803C0225/02D000 ProtectedTownscape or village viewDijver, Arentshuis, Gruuthuse en Onze-Lieve-Vrouwekerk met omgevingSource ↗ |
Flanders | 280 m² | 1 · 160 m² | 15.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
Kargot
BE 0848.543.330
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LAURIS
BE 0863.514.289
Zonnebeke · Eq €537,250
DLC INVEST
BE 0738.442.291
Paliseul · Eq €536,991
UDE
BE 0760.594.519
Liège · Eq €536,914
PHARMACIE DE MARIE
BE 0676.494.727
Binche · Eq €537,474
Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,589 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-10-2016
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.