ORA
ActiveORA has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.85M and a net result of €160k. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 48% of 9099 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
82
/ 100
Excellent▲ +33 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▲+22
Solvency74▲+22
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days acceptable
Liquidity ample (current ratio 1.93 against 0.91 in 2024), but 70.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.4%
Return on assets
2.5%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
31 d late
2022
61 d late
2021
61 d late
2020
31 d late
2019
95 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€160k▲ 106%
2024 · €77k
2018: €68k
2019: €1k
2020: €-2k
2021: €127k
2022: €118k
2023: €383k
2024: €77k
2018 → 2025
Working capital
€1.42M
2024 · €-131k
2018: €644k
2019: €26k
2020: €53k
2021: €135k
2022: €131k
2023: €157k
2024: €-131k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.83M-€1.83M▲ 0.4%€1.85M▲ 0.7%€1.85M▲ 0.1%€1.85M=
Operating result€268k-€255k▼ 4.7%€310k▲ 21.5%€211k▼ 31.9%€280k▲ 32.3%
Net result€127k-€118k▼ 7.3%€383k▲ 225%€77k▼ 79.8%€160k▲ 106%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 32% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.30M
Fixed assets
€3.35M▼ 31.6%
Current assets
€2.95M▲ 135%
Equity and liabilities €6.30M
Equity
€1.85M=
Provisions
€1.38M▼ 0.8%
Debt
€3.06M▲ 5.2%
The debt ratio rises from 47.3% to 48.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€322k▲
2024 · €246k
Cash flow
€202k▲
2024 · €112k
Solvency
29.4%▼
2024 · 30.0%
Current ratio
1.93▲
2024 · 0.91
Quick ratio
1.93▲
2024 · 0.70
Debt / equity
1.66▲
2024 · 1.58
ROE
8.6%▲
2024 · 4.2%
ROA
2.5%▲
2024 · 1.3%
Interest coverage
2.69▲
2024 · 1.84
Debt
€3.06M▲
2024 · €2.91M
Debt ≤ 1 year
€1.53M▲
2024 · €1.38M
Debt > 1 year
€1.54M▲
2024 · €1.53M
Income taxes
€262▼
2024 · €866
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€6.16M€6.30M▲
Fixed assets21/28€4.91M€3.35M▼
Tangible fixed assets22/27€1.32M€1.56M▲
Land and buildings22€1.22M€1.47M▲
Plant, machinery and equipment23€17k€16k▼
Furniture and vehicles24€74k€65k▼
Other tangible fixed assets26€8k€7k▼
Financial fixed assets28€3.59M€1.79M▼
Current assets29/58€1.25M€2.95M▲
Amounts receivable after more than one year29-€1.83M
Trade receivables290-€1.83M
Stocks and contracts in progress3€286k-
Stocks30/36€286k-
Amounts receivable within one year40/41€948k€1.12M▲
Trade receivables40€396k€594k▲
Other amounts receivable41€552k€522k▼
Cash at bank and in hand54/58€5k€3k▼
Deferred charges and accrued income490/1€13k-
Equity and liabilities
Total equity and liabilities10/49€6.16M€6.30M▲
Equity10/15€1.85M€1.85M=
Contributions10/11€8k€8k=
Revaluation surpluses12€481k€481k=
Reserves13€1.30M€1.30M=
Distributable reserves133€1.30M€1.30M=
Profit (loss) carried forward14€62k€62k▲
Provisions and deferred taxes16€1.39M€1.38M▼
Provisions for liabilities and charges160/5€1.39M€1.38M▼
Other liabilities and charges164/5€1.39M€1.38M▼
Amounts payable17/49€2.91M€3.06M▲
Amounts payable after more than one year17€1.53M€1.54M▲
Financial debts170/4€931k€801k▼
Other amounts payable178/9€597k€735k▲
Amounts payable within one year42/48€1.38M€1.53M▲
Current portion of amounts payable after more than one year42€128k€133k▲
Trade debts44€78k€22k▼
Suppliers440/4€78k€22k▼
Taxes, remuneration and social security45€15k€24k▲
Taxes450/3€15k€24k▲
Other amounts payable47/48€1.16M€1.35M▲
Accrued charges and deferred income492/3€3k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€43k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€-10k€-11k▼
Other operating charges640/8€6k€8k▲
Gross operating margin9900€241k€320k▲
Operating profit (loss)9901€211k€280k▲
Financial charges65/66B€133k€120k▼
Recurring financial charges65€133k€120k▼
Profit (loss) for the period before taxes9903€78k€160k▲
Income taxes67/77€866€262▼
Profit (loss) for the period9904€77k€160k▲
Profit (loss) for the period to be appropriated9905€77k€160k▲
Appropriation of the result
Profit (loss) to be appropriated9906€137k€221k▲
Profit (loss) brought forward from the previous period14P€59k€62k▲
Profit to be distributed694/7€75k€159k▲
Directors or managers695€75k€159k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 1.93
Current ratio from 0.91 to 1.93.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 28 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 31 days late
2023
31-12
Financial
Highest result since 2018net €383k ▲225%
Operating result €310k, net result €383k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 61 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 61 days late
2021
31-12
Financial
Back to profitnet €127k
Net result €127k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-2k ▼323%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
03-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 95 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Defacqzstraat 401050 ElseneGround area
177 m²
Building footprint
130 m²
Volume, LiDAR
1,974 m³
Parcel 21447A0324/00C005, Brussels · tallest building 20.6 m, ±6 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447A0324/00C005 | Brussels | 177 m² | 1 · 130 m² | 20.6 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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IMMO ROLI
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BEL INVEST
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COLINVEST
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Of 11,708 companies in sector 68310 we hold annual accounts for 6,875. 2,873 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-05-2007
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.