Optop Services
ActiveSummary
The computed 12-month bankruptcy probability of Optop Services is 2.6% (moderate). The 2025 annual accounts show equity of €11k and a net result of €3k. Its solvency ranks better than 19% of 4486 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-13
Solvency35▼-7
Growth52
Track record94
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.83 against 0.54 in 2024; short-term debt: 87.5% and cash: 7.7% of total assets), and 90.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 4486 sector peers (2025).
NBB · sector comparisonPosition among 4486 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-02-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
17 d late
2024
45 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€11k▲ 36.1%
2024 · €8k
2024: €8k
2024 → 2025
Total assets
€117k▲ 144%
2024 · €48k
2024: €48k
2024 → 2025
Net result
€3k▼ 45.4%
2024 · €6k
2024: €6k
2024 → 2025
Working capital
€-17k▼ 2.6%
2024 · €-17k
2024: €-17k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€8k-€11k▲ 36.1%
Operating result€10k-€6k▼ 40.8%
Net result€6k-€3k▼ 45.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 41% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €117k
Fixed assets
€32k ▲ 11.4%
Current assets
€86k ▲ 337%
Equity and liabilities €117k
Equity
€11k ▲ 36.1%
Debt
€106k ▲ 167%
Debt's share of the balance-sheet total rises from 82.5% to 90.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€17k▲
2024 · €12k
Cash flow
€15k▲
2024 · €9k
Current ratio
0.83▲
2024 · 0.54
Quick ratio
0.62▲
2024 · 0.54
Debt to equity
9.26▲
2024 · 4.72
ROE
30.6%▼
2024 · 76.2%
ROA
3.0%▼
2024 · 13.3%
Interest coverage
116.41▲
2024 · 51.19
Debt ≤ 1 year
€103k▲
2024 · €36k
Debt > 1 year
€3k▼
2024 · €3k
Income taxes
€2k▼
2024 · €3k
Staff costs
€67k▲
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€48k€117k▲
Fixed assets21/28€29k€32k▲
Tangible fixed assets22/27€23k€27k▲
Plant, machinery and equipment23€6k€12k▲
Furniture and vehicles24€18k€15k▼
Financial fixed assets28€5k€5k=
Current assets29/58€20k€86k▲
Amounts receivable after more than one year29€8k€54k▲
Trade receivables290€8k€46k▲
Other amounts receivable291€534€8k▲
Stocks and contracts in progress3-€22k
Stocks30/36-€22k
Cash at bank and in hand54/58€11k€9k▼
Equity and liabilities
Total equity and liabilities10/49€48k€117k▲
Equity10/15€8k€11k▲
Contributions10/11€2k€2k=
Reserves13€6k€9k▲
Distributable reserves133€6k€9k▲
Amounts payable17/49€40k€106k▲
Amounts payable after more than one year17€3k€3k▼
Financial debts170/4€3k€3k▼
Amounts payable within one year42/48€36k€103k▲
Current portion of amounts payable after more than one year42€5k-
Trade debts44€10k€9k▼
Suppliers440/4€10k€9k▼
Taxes, remuneration and social security45€11k€16k▲
Taxes450/3€2k€4k▲
Remuneration and social security454/9€9k€12k▲
Other amounts payable47/48€10k€77k▲
Income statement
Code20242025
Remuneration, social security and pensions62€37k€67k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€11k▲
Other operating charges640/8€382€2k▲
Gross operating margin9900€50k€86k▲
Operating profit (loss)9901€10k€6k▼
Financial income75/76B€252€9▼
Recurring financial income75€252€9▼
Financial charges65/66B€387€187▼
Recurring financial charges65€237€144▼
Non-recurring financial charges66B€150€44▼
Profit (loss) for the period before taxes9903€9k€5k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€6k€3k▼
Profit (loss) for the period to be appropriated9905€6k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€3k▼
Transfer to equity691/2€6k€3k▼
To other reserves6921€6k€3k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
17-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 45 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Carnotstraat 1012060 AntwerpenGround area
461 m²
Parcel 11808H0904/00M000, Flanders. Linked by address, not a title deed.
1 establishment unit
Optop Services
since 20232.343.992.726
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H0904/00M000 | Flanders | 461 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HIGH QUALITY CLEAN
BE 0829.371.180
Schaarbeek · Eq €11,464
VAN dEN BERGE RONNY
BE 0785.437.605
Sint-Truiden · Eq €11,381
Via Donis
BE 1003.632.967
Gent · Eq €11,381
MILC COMPANY
BE 0689.597.150
Schaarbeek · Eq €11,508
RFN SERVICES
BE 0774.944.678
Kraainem · Eq €11,532
Of 7,356 companies in sector 81210 we hold annual accounts for 2,735. 1,853 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-2023
Fiscal year end30-06
Activities, NACEBEL 2025
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.optop.be
E-mail:info@optop.be