Summary
OPTIVERDO has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.8m and a net result of €10,519. Equity is growing by about 3.3% per year across the filed financial years. Its solvency ranks better than 71% of 10,739 sector peers (NACE 70, financial year 2025). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Business and other management consultancy
NACE 70200Activities of holding companies NACE 64210
1 site
Size
€2.4mtotal assets 2025
- Equity
- €1.8m
- Profit
- €10,519
Turnover not published (abbreviated or micro format)
Financial health
Holding: outside the score modelBankruptcy probability: sector outside the model
Structure
2025 accounts filed 31 days late4 deeds in the Belgian Official Gazette
Signalsraises risk2025 accounts filed 31 days lateShow the evidence
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
1 signal.
raises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filingsDeviation from the deadline
2025
31 days late
2024
61 days late
2023
161 days late
2022
30 days late
2021
31 days late
2020
40 days late
2019
69 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 60 days after the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · abbreviated…
- Weakest financial yearnet €10,519 ▼82.7%
- Annual accounts filedfinancial year 2024 · abbreviated…
Financials · financial year 2025, abbreviated format
2025 annual accounts filed late (31 days) Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00482579.
Equity
€1.8m▲ 0.6%
2024 · €1.8m
Total assets
€2.4m▲ 11.8%
2024 · €2.2m
Net result
€10,519▼ 82.7%
2024 · €60,787
Working capital
€87,288▼ 40.6%
2024 · €146,899
Trend over the years
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result falls in 2025; 2025 is 71% below 2024 and is the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result€0.02m
2025
Net result€0.01m
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€2.4m
2025
Equity€1.8m
2025
Debt€0.6m
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital€0.09m
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)0.4%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency74.7%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio1.40
2025
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result€0.04m-€0.06m▲ 58.8%€0.08m▲ 34.5%€0.07m▼ 21.7%€0.04m▼ 38.5%€0.07m▲ 78.4%€0.07m▲ 2.1%€0.02m▼ 71.1%
Net result€0.02m-€0.06m▲ 128%€0.2mabove the sector's middle half▲ 172%€0.06mwithin the sector's middle half▼ 60.9%€0.03mwithin the sector's middle half▼ 56.7%€0.04mwithin the sector's middle half▲ 57.5%€0.06mwithin the sector's middle half▲ 51.1%€0.01mwithin the sector's middle half▼ 82.7%
Equity€1.4m-€1.5m▲ 3.9%€1.6mabove the sector's middle half▲ 10.2%€1.7mabove the sector's middle half▲ 3.6%€1.7mabove the sector's middle half▲ 1.5%€1.8mabove the sector's middle half▲ 2.3%€1.8mabove the sector's middle half▲ 3.5%€1.8mabove the sector's middle half▲ 0.6%
Total assets€1.8m-€1.8m▼ 1.7%€1.9mwithin the sector's middle half▲ 3.2%€1.9mwithin the sector's middle half▲ 0.8%€2.0mabove the sector's middle half▲ 8.0%€2.0mwithin the sector's middle half▼ 0.4%€2.2mwithin the sector's middle half▲ 8.9%€2.4mabove the sector's middle half▲ 11.8%
Debt€0.4m-€0.3m▼ 21.5%€0.2m▼ 29.8%€0.2m▼ 19.8%€0.3m▲ 69.2%€0.3m▼ 16.3%€0.4m▲ 46.9%€0.6m▲ 66.6%
Working capital-€0.09m--€0.08m▲ 11.1%€0.05mwithin the sector's middle half€0.08mwithin the sector's middle half▲ 52.8%€0.06mwithin the sector's middle half▼ 24.0%€0.09mwithin the sector's middle half▲ 38.0%€0.1mwithin the sector's middle half▲ 70.6%€0.09mwithin the sector's middle half▼ 40.6%
Solvency77.9%-82.4%▲ 4.4pp88.0%above the sector's middle half▲ 5.6pp90.5%above the sector's middle half▲ 2.4pp85.0%above the sector's middle half▼ 5.4pp87.4%above the sector's middle half▲ 2.4pp83.1%above the sector's middle half▼ 4.4pp74.7%within the sector's middle half▼ 8.3pp
Current ratio0.62-0.59▼ 0.021.44within the sector's middle half▲ 0.841.73within the sector's middle half▲ 0.291.22within the sector's middle half▼ 0.511.34within the sector's middle half▲ 0.121.40within the sector's middle half▲ 0.061.40within the sector's middle half=
Return on assets (ROA)1.3%-3.1%▲ 1.8pp8.2%within the sector's middle half▲ 5.1pp3.2%within the sector's middle half▼ 5.0pp1.3%below the sector's middle half▼ 1.9pp2.0%within the sector's middle half▲ 0.7pp2.8%within the sector's middle half▲ 0.8pp0.4%within the sector's middle half▼ 2.4pp
above
within
below
the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated or micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.4m
Fixed assets
€2.1m ▲ 28.1%
Current assets
€305,004 ▼ 41.0%
Equity and liabilities €2.4m
Equity
€1.8m ▲ 0.6%
Debt
€616,755 ▲ 66.6%
Debt's share of the balance-sheet total rises from 16.9% to 25.3%. Equity and debt are higher.
Key figures and ratios
ROE
0.6%▼
2024 · 3.4%
Debt ≤ 1 year
€217,716▼
2024 · €370,251
Debt > 1 year
€399,039
Income taxes
€1,253▼
2024 · €8,287
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,004 | €3,004 | €3,004 | €3,004 | €3,004 | - | - | €6,340 | - |
| Other operating charges640/8 | - | - | - | €248 | €211 | €982 | €1,179 | €902 | ▼ 23.5% |
| Gross operating margin9900 | €42,388 | €65,438 | €86,867 | €68,745 | €43,471 | €72,798 | €74,503 | €28,403 | ▼ 61.9% |
| Operating profit (loss)9901 | €39,179 | €62,202 | €83,669 | €65,493 | €40,256 | €71,816 | €73,324 | €21,161 | ▼ 71.1% |
| Financial income75/76B | - | - | - | €0 | €0 | €724 | €2 | €4 | ▲ 160% |
| Recurring financial income75 | €368 | €19,575 | €86,614 | €0 | €0 | €724 | €2 | €4 | ▲ 160% |
| Financial charges65/66B | - | - | - | €574 | €2,207 | €2,983 | €4,251 | €9,392 | ▲ 121% |
| Recurring financial charges65 | €2,296 | €1,934 | €1,266 | €574 | €2,207 | €2,983 | €4,251 | €9,392 | ▲ 121% |
| Profit (loss) for the period before taxes9903 | €37,252 | €79,843 | €169,017 | €64,919 | €38,049 | €69,556 | €69,074 | €11,773 | ▼ 83.0% |
| Income taxes67/77 | €12,846 | €24,294 | €18,130 | €5,944 | €12,506 | €29,319 | €8,287 | €1,253 | ▼ 84.9% |
| Profit (loss) for the period9904 | €24,406 | €55,549 | €150,887 | €58,975 | €25,543 | €40,237 | €60,787 | €10,519 | ▼ 82.7% |
| Profit (loss) for the period to be appropriated9905 | €24,406 | €55,549 | €150,887 | €58,975 | €25,543 | €40,237 | €60,787 | €10,519 | ▼ 82.7% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €1.8m | €1.8m | €1.9m | €1.9m | €2.0m | €2.0m | €2.2m | €2.4m | ▲ 11.8% |
| Fixed assets21/28 | €1.7m | €1.7m | €1.7m | €1.7m | €1.7m | €1.7m | €1.7m | €2.1m | ▲ 28.1% |
| Tangible fixed assets22/27 | €0.01m | €0.009m | €0.006m | €0.003m | - | - | - | €0.5m | - |
| Plant, machinery and equipment23 | - | - | - | €0.003m | - | - | - | - | - |
| Leasing and similar rights25 | - | - | - | - | - | - | - | €0.5m | - |
| Financial fixed assets28 | €1.7m | €1.7m | €1.7m | €1.7m | €1.7m | €1.7m | €1.7m | €1.7m | = |
| Current assets29/58 | €0.1m | €0.1m | €0.2m | €0.2m | €0.3m | €0.3m | €0.5m | €0.3m | ▼ 41.0% |
| Amounts receivable within one year40/41 | €0.1m | €0.1m | €0.2m | €0.2m | €0.3m | €0.3m | €0.4m | €0.2m | ▼ 51.8% |
| Trade receivables40 | - | - | - | - | €0.004m | €0.001m | €0.02m | €0.07m | ▲ 318% |
| Other amounts receivable41 | - | - | - | €0.2m | €0.3m | €0.3m | €0.4m | €0.1m | ▼ 67.1% |
| Cash at bank and in hand54/58 | €0.005m | - | €0.02m | €0.008m | €0.004m | €0.006m | €0.002m | €0.002m | ▲ 46.8% |
| Deferred charges and accrued income490/1 | - | - | - | - | - | €0.05m | €0.1m | €0.1m | = |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €1.8m | €1.8m | €1.9m | €1.9m | €2.0m | €2.0m | €2.2m | €2.4m | ▲ 11.8% |
| Equity10/15 | €1.4m | €1.5m | €1.6m | €1.7m | €1.7m | €1.8m | €1.8m | €1.8m | ▲ 0.6% |
| Contributions10/11 | €1.4m | €1.4m | - | €1.4m | €1.4m | €1.4m | €1.4m | €1.4m | = |
| Reserves13 | €0.04m | €0.09m | €0.09m | €0.2m | €0.2m | €0.2m | €0.3m | €0.3m | ▲ 3.8% |
| Non-distributable reserves130/1 | - | - | - | €0.005m | €0.005m | €0.005m | €0.005m | €0.005m | = |
| Reserves not available under the articles1311 | - | - | - | €0.005m | €0.005m | €0.005m | €0.005m | €0.005m | = |
| Distributable reserves133 | - | - | - | €0.1m | €0.2m | €0.2m | €0.3m | €0.3m | ▲ 3.9% |
| Profit (loss) carried forward14 | - | - | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | = |
| Amounts payable17/49 | €0.4m | €0.3m | €0.2m | €0.2m | €0.3m | €0.3m | €0.4m | €0.6m | ▲ 66.6% |
| Amounts payable after more than one year17 | €0.2m | €0.1m | €0.1m | €0.06m | €0.02m | - | - | €0.4m | - |
| Financial debts170/4 | - | - | - | €0.06m | €0.02m | - | - | €0.4m | - |
| Amounts payable within one year42/48 | €0.2m | €0.2m | €0.1m | €0.1m | €0.3m | €0.3m | €0.4m | €0.2m | ▼ 41.2% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.05m | €0.05m | €0.02m | €0.005m | €0.07m | ▲ 14× |
| Trade debts44 | €0.04m | €0.007m | €0.003m | €0.02m | €0.004m | €0.03m | €0.03m | €0.02m | ▼ 16.8% |
| Suppliers440/4 | - | - | - | €0.02m | €0.004m | €0.03m | €0.03m | €0.02m | ▼ 16.8% |
| Taxes, remuneration and social security45 | - | - | - | €0.008m | €0.005m | €463 | €0.006m | €0.02m | ▲ 242% |
| Taxes450/3 | - | - | - | €0.008m | €0.005m | €463 | €0.006m | €0.008m | ▲ 24.9% |
| Remuneration and social security454/9 | - | - | - | - | - | - | - | €0.01m | - |
| Other amounts payable47/48 | - | - | - | €0.03m | €0.2m | €0.2m | €0.3m | €0.1m | ▼ 68.3% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €24,406 | €55,549 | €150,887 | €58,975 | €25,543 | €40,237 | €60,787 | €10,519 | ▼ 82.7% |
| + Depreciation and write-downs630 | €3,004 | €3,004 | €3,004 | €3,004 | €3,004 | - | - | €6,340 | - |
| Operating cash flow (approximation) | €27,409 | €58,553 | €153,891 | €61,979 | €28,546 | €40,237 | €60,787 | €16,860 | ▼ 72.3% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | €0 | €0 | -€475,509 | - |
| Change in cash | - | - | - | -€14,908 | -€3,770 | €1,834 | -€4,565 | €716 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (9)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | abbreviated format | 31-08-2026 | 2026-00482579 |
| 31-12-2024 | abbreviated format | 30-09-2025 | 2025-00534040 |
| 31-12-2023 | abbreviated format | 08-01-2025 | 2025-00001219 |
| 31-12-2022 | micro format | 30-08-2023 | 2023-00439698 |
| 31-12-2021 | abbreviated format | 31-08-2022 | 2022-20424332 |
| 31-12-2020 | abbreviated format | 09-09-2021 | 2021-66700559 |
| 31-12-2019 | abbreviated format | 08-10-2020 | 2020-61400324 |
| 31-12-2018 | abbreviated format | 23-08-2019 | 2019-50200438 |
| 31-12-2017 | abbreviated format | 31-08-2018 | 2018-61000415 |
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Of the 82,448 active companies whose main activity is business and other management consultancy (NACE 70200), figures are known for 53,931. 21,291 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
No directors read yet: 0 of 4 Gazette acts processed. See the directors and other office holders in the KBO →
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
Group and network
Connections & network
2 connected companiesThe connected companies are in the list below.
This company
Company
Director
Shareholding
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Linked via shared directors
Fifty-One Club Lokeren
Shared director
→
Meubelmakerij VERDONCK STIJN
Shared director
→
History
Acts, filings and financial milestones
Next filing, financial year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
financial year 2025 · abbreviated format · 31 days late
2025
31-12
Financial
Weakest financial yearnet €10,519 ▼82.7%
Net result drops to €10,519, the lowest in the series.
30-09
NBB filing
Annual accounts filed
financial year 2024 · abbreviated format · 61 days late
08-01
NBB filing
Annual accounts filed
financial year 2023 · abbreviated format · 161 days late
2024
12-01
Gazette deed
General meeting · Incorporation
Other provision · Shareholding
2023
30-08
NBB filing
Annual accounts filed
financial year 2022 · micro format · 30 days late
2022
31-08
NBB filing
Annual accounts filed
financial year 2021 · abbreviated format · 31 days late
2021
09-09
NBB filing
Annual accounts filed
financial year 2020 · abbreviated format · 40 days late
2020
31-12
Financial
Highest result from 2018 to 2025net €150,887 ▲172%
Operating result €83,669, net result €150,887, both a record.
31-12
Financial
Liquidity more than doubledcurrent ratio 1.44
Current ratio from 0.59 to 1.44; short-term debt falls from €198,398 to €123,491.
08-10
NBB filing
Annual accounts filed
financial year 2019 · abbreviated format · 69 days late
2019
23-08
NBB filing
Annual accounts filed
financial year 2018 · abbreviated format · 23 days late
2018
31-08
NBB filing
Annual accounts filed
financial year 2017 · abbreviated format · 31 days late
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 4 deeds read
About the unread acts
We know of 4 Belgian Official Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Register details
Identification
Legal formPrivate limited company
Founded12-05-2016
Financial year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
68321Property management for co-owned buildings (syndics)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0653953016
Also
9925:BE0653953016
Registered
12-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 24 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2016
Ground area
555 m²
Building footprint
181 m²
Building volume
718 m³
Parcel 46382B0811/00Z000, Flanders · tallest building 13.7 m. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
OPTIVERDO
since 2016unit no. 2.253.358.597
1 parcel
Flanders
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 46382B0811/00Z000 | Flanders | 555 m² | 1 · 180 m² | 13.7 m · 1 |
How the parcels are linked
Good to know
The parcel matches the address exactly.