JP05
ActiveJP05 has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.82M and a net result of €679k. Its solvency ranks better than 27% of 8592 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency28▲+17
Growth52
Stability94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity short (current ratio 0.02 against 0.27 in 2024), and 74% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26%
Return on assets
9.7%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-02-2026, 9 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
9 d late
2024
4 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.82M▲ 56.6%
2024 · €1.17M
2024: €1.17M
2024 → 2025
Total assets
€7.02M▼ 4.2%
2024 · €7.33M
2024: €7.33M
2024 → 2025
Net result
€679k▼ 41.3%
2024 · €1.16M
2024: €1.16M
2024 → 2025
Working capital
€-932k▼ 5.4%
2024 · €-884k
2024: €-884k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€1.17M-€1.82M▲ 56.6%
Operating result€391k-€453k▲ 16.0%
Net result€1.16M-€679k▼ 41.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 16% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.02M
Fixed assets
€7.00M=
Current assets
€16k▼ 95.0%
Equity and liabilities €7.02M
Equity
€1.82M▲ 56.6%
Debt
€5.19M▼ 15.7%
The debt ratio falls from 84.1% to 74.0%: equity grows while debt is paid down.
Key figures and ratios
Solvency
26.0%▲
2024 · 15.9%
Current ratio
0.02▼
2024 · 0.27
Quick ratio
0.02▼
2024 · 0.27
Debt / equity
2.84▼
2024 · 5.28
ROE
37.2%▼
2024 · 99.2%
ROA
9.7%▼
2024 · 15.8%
Debt
€5.19M▼
2024 · €6.16M
Debt ≤ 1 year
€948k▼
2024 · €1.21M
Debt > 1 year
€4.24M▼
2024 · €4.77M
Income taxes
€53k▲
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7.33M€7.02M▼
Fixed assets21/28€7.00M€7.00M=
Financial fixed assets28€7.00M€7.00M=
Current assets29/58€325k€16k▼
Amounts receivable within one year40/41€325k€16k▼
Trade receivables40€25k€16k▼
Other amounts receivable41€300k-
Equity and liabilities
Total equity and liabilities10/49€7.33M€7.02M▼
Equity10/15€1.17M€1.82M▲
Contributions10/11€10k€10k=
Reserves13€1.16M€1.81M▲
Distributable reserves133€1.16M€1.81M▲
Profit (loss) carried forward14€657€5k▲
Amounts payable17/49€6.16M€5.19M▼
Amounts payable after more than one year17€4.77M€4.24M▼
Financial debts170/4€4.77M€4.24M▼
Amounts payable within one year42/48€1.21M€948k▼
Current portion of amounts payable after more than one year42€530k€530k=
Trade debts44€22k€15k▼
Suppliers440/4€22k€15k▼
Taxes, remuneration and social security45€72k€119k▲
Taxes450/3€72k€119k▲
Other amounts payable47/48€585k€284k▼
Accrued charges and deferred income492/3€180k€3k▼
Income statement
Code20242025
Gross operating margin9900€391k€453k▲
Operating profit (loss)9901€391k€453k▲
Financial income75/76B€1.00M€500k▼
Recurring financial income75€1.00M€500k▼
Financial charges65/66B€189k€221k▲
Recurring financial charges65€189k€221k▲
Profit (loss) for the period before taxes9903€1.20M€732k▼
Income taxes67/77€45k€53k▲
Profit (loss) for the period9904€1.16M€679k▼
Profit (loss) for the period to be appropriated9905€1.16M€679k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.16M€680k▼
Profit (loss) brought forward from the previous period14P-€657
Transfer from equity791/2-€20k
Transfer to equity691/2€1.16M€675k▼
To other reserves6921€1.16M€675k▼
Profit to be distributed694/7€833€20k▲
Return on contributions (dividend)694€833€20k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 9 days late
2025
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 4 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Georges Marlowsquare 101180 UkkelGround area
3,244 m²
Building footprint
1,632 m²
Volume, LiDAR
10,312 m³
Parcel 21614E0037/00Y003, Brussels · tallest building 16.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JP05
since 20232.352.944.737
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614E0037/00Y003 | Brussels | 3,244 m² | 1 · 1,632 m² | 16.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,386. 21,135 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-08-2023
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.