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OPTISSIMO

Active
Private limited companyfounded 2000active for 26 yearsRue du Chambge(TOU) 33, 7500 Tournai, BelgiumKBO/BCE: BE 0471.124.644
Summary

OPTISSIMO has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€384,812) and a net result of -€19,061. Equity is shrinking by about 19% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Activity not known
Size
€646,168total assets 2025
Equity
-€384,812
Loss
-€19,061
Net result +93%: other schema
Financial health
54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Structure
Holdings
1
2025 accounts 21 days early5 deeds in the Belgian Official Gazette
Why 54raises riskCapped at 59: negative equityNegative equity -€384,812No registered site in the KBOFounded in 2000lowers riskSize: total assets €646,168Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 27% of its sector peers (no NACE code, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -59.6% of total assets
Liquidity 53+1
short-term debt 3.7% · cash 2.0%
Profitability 35+22
return on assets -2.9%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 3.4% 12-2024: 3.4%● unchanged vs 11-2024 01-2025: 3.7%▲ +0.3 percentage points vs 12-2024 02-2025: 3.7%● unchanged vs 01-2025 03-2025: 3.9%▲ +0.2 percentage points vs 02-2025 04-2025: 3.6%▼ -0.3 percentage points vs 03-2025 05-2025: 3.4%▼ -0.2 percentage points vs 04-2025 06-2025: 3.3%▼ -0.1 percentage points vs 05-2025 07-2025: 3.7%▲ +0.4 percentage points vs 06-2025 08-2025: 4.7%▲ +1.0 percentage point vs 07-2025highest value 09-2025: 2.7%▼ -2.0 percentage points vs 08-2025 10-2025: 2.7%● unchanged vs 09-2025 11-2025: 2.7%● unchanged vs 10-2025 12-2025: 2.7%● unchanged vs 11-2025 01-2026: 2.9%▲ +0.2 percentage points vs 12-2025 02-2026: 2.9%● unchanged vs 01-2026 03-2026: 3.0%▲ +0.1 percentage points vs 02-2026 04-2026: 2.9%▼ -0.1 percentage points vs 03-2026 05-2026: 2.9%● unchanged vs 04-2026 06-2026: 3.0%▲ +0.1 percentage points vs 05-2026 07-2026: 2.9%▼ -0.1 percentage points vs 06-2026 08-2026: 0.6%▼ -2.3 percentage points vs 07-2026lowest value 09-2026: 0.6%● unchanged vs 08-2026lowest value 10-2026: 0.6%● unchanged vs 09-2026lowest value
No credit on open account
Liquidity insufficient (current ratio 0.62, compared with 0.37 in 2024, below 1; short-term debt: 3.7% and cash: 2% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 5% on solvency, 47% on liquidity, 25% on profitability and 31% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €646,168
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity -€384,812
NBB · annual accounts
raises risk · No registered site in the KBO
KBO · seat and establishments
raises risk · Founded in 2000
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€384,812
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
21 days early
2024
29 days late
2023
35 days early
2022
31 days late
2021
31 days late
2020
32 days early
2019
43 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 6 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 filed years within 50 days of that day).
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · full…
  3. Weakest financial yearnet -€275,396

Financials · financial year 2025, abbreviated format

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€19,061▲ 93.1%
2024 · -€275,396
Working capital
-€8,959▲ 56.3%
2024 · -€20,507
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result stays negative: a loss of €10,874 in 2025 against €16,429 in 2024; the loss shrinks.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€0.01m 2025 Net result-€0.02m 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result-€0.02m--€0.02m▼ 0.3%-€0.02m▼ 0.2%-€0.03m▼ 2.0%€0.1m-€0.009m-€0.02m▼ 80.3%-€0.01m▲ 33.8%
Net result-€0.03m--€0.03m▲ 4.2%-€0.03m▲ 14.0%-€0.02m▲ 7.2%€0.1m-€0.02m-€0.3m▼ 1,142%-€0.02m▲ 93.1%
Equity-€0.1m--€0.1m▼ 30.9%-€0.2m▼ 20.3%-€0.2m▼ 15.7%-€0.07m▲ 62.7%-€0.09m▼ 32.5%-€0.4m▼ 305%-€0.4m▼ 5.2%
Total assets€1.2m-€0.3m▼ 72.2%€0.6m▲ 70.2%€0.5m▼ 5.6%€0.6m▲ 20.3%€1.0m▲ 55.8%€0.7m▼ 30.9%€0.6m▼ 4.2%
Debt€1.3m-€0.5m▼ 64.1%€0.7m▲ 55.8%€0.7m▼ 0.8%€0.7m▼ 1.2%€1.1m▲ 53.5%€1.0m▼ 2.4%€1.0m▼ 0.9%
Working capital€0.8m-€0.01m▼ 98.8%-€0.02m-€0.03m▼ 19.0%-€0.03m▼ 6.8%€0.01m-€0.02m-€0.009m▲ 56.3%
Staff (FTE)0000
Why a figure moved sharply
  • 2025 Net result +93% on 2024. The accounts now follow the abbreviated format, last year the full format.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €646,168
Fixed assets €631,520 ▼ 4.7%
Current assets €14,648 ▲ 20.8%
Equity and liabilities
Equity-€384,812
Debt€1.0m
Equity is negative: debt (€1.0m) exceeds the balance-sheet total (€646,168).
Key figures and ratios
2025 value · change against 2024
EBITDA
€19,979▲
2024 · €14,305
Cash flow
€11,792▲
2024 · -€244,662
Solvency
-59.6%▼
2024 · -54.2%
Current ratio
0.62▲
2024 · 0.37
ROA
-2.9%▲
2024 · -40.8%
Interest coverage
2.44▲
2024 · 1.60
Debt ≤ 1 year
€23,607▼
2024 · €32,637
Debt > 1 year
€1.0m=
2024 · €1.0m
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,242 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 92.8% are still going.

  • Small
  • 20 years or older
  • negative equity
  • a small loss
1.9% went bankrupt
4.0% stopped otherwise
92.8% still going

A further 1.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,242 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€0.7m€0.6m▼
Fixed assets21/28€0.7m€0.6m▼
Tangible fixed assets22/27€0.7m€0.6m▼
Land and buildings22€0.7m€0.6m▼
Financial fixed assets28€0-
Current assets29/58€0.01m€0.01m▲
Cash at bank and in hand54/58€0.01m€0.01m▲
Deferred charges and accrued income490/1€0.002m€0.002m▲
Equity and liabilities
Total equity and liabilities10/49€0.7m€0.6m▼
Equity10/15-€0.4m-€0.4m▼
Contributions10/11€0.3m€0.3m=
Reserves13€0.01m€0.01m=
Distributable reserves133€0.01m€0.01m=
Profit (loss) carried forward14-€0.7m-€0.7m▼
Amounts payable17/49€1.0m€1.0m▼
Amounts payable after more than one year17€1.0m€1.0m=
Financial debts170/4€0.3m€0.3m▼
Other amounts payable178/9€0.7m€0.7m▲
Amounts payable within one year42/48€0.03m€0.02m▼
Current portion of amounts payable after more than one year42€0.02m€0.02m▲
Trade debts44€0.01m€0.001m▼
Suppliers440/4€0.01m€0.001m▼
Accrued charges and deferred income492/3€0.001m€0.001m▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.03m€0.03m▲
Other operating charges640/8€0.003m€0.005m▲
Non-recurring operating charges66A€0.007m€0▼
Gross operating margin9900€0.02m€0.02m▼
Operating profit (loss)9901-€0.02m-€0.01m▲
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€0.3m€0.008m▼
Recurring financial charges65€0.009m€0.008m▼
Non-recurring financial charges66B€0.3m€0▼
Profit (loss) for the period before taxes9903-€0.3m-€0.02m▲
Income taxes67/77€0-
Profit (loss) for the period9904-€0.3m-€0.02m▲
Profit (loss) for the period to be appropriated9905-€0.3m-€0.02m▲
Appropriation of the result
Profit (loss) to be appropriated9906-€0.7m-€0.7m▼
Profit (loss) brought forward from the previous period14P-€0.4m-€0.7m▼
Social balance sheet
Average headcount (FTE)90870.00.0=

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Non-recurring operating income76A----€129,429€0---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28,771€28,771€28,771€28,771€19,333€27,114€30,734€30,853▲ 0.4%
Other operating charges640/8---€2,662€348€3,192€3,300€4,596▲ 39.3%
Non-recurring operating charges66A------€7,000€0▼ 100%
Gross operating margin9900€7,397€7,358€7,337€6,353€138,010€21,193€24,605€24,575▼ 0.1%
Operating profit (loss)9901-€24,461-€24,546-€24,600-€25,081€118,329-€9,114-€16,429-€10,874▲ 33.8%
Financial income75/76B---€4,000€0€0€0€1-
Recurring financial income75--€3,000€4,000€0€0€0€1-
Financial charges65/66B---€3,705€3,681€8,214€258,967€8,187▼ 96.8%
Recurring financial charges65€7,947€6,499€5,099€3,705€3,681€8,214€8,967€8,187▼ 8.7%
Non-recurring financial charges66B------€250,000€0▼ 100%
Profit (loss) for the period before taxes9903-€32,408-€31,045-€26,699-€24,785€114,649-€17,328-€275,396-€19,061▲ 93.1%
Income taxes67/77-----€4,840€0--
Profit (loss) for the period9904-€32,408-€31,045-€26,699-€24,785€114,649-€22,167-€275,396-€19,061▲ 93.1%
Profit (loss) for the period to be appropriated9905-€32,408-€31,045-€26,699-€24,785€114,649-€22,167-€275,396-€19,061▲ 93.1%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€1.2m€0.3m€0.6m€0.5m€0.6m€1.0m€0.7m€0.6m▼ 4.2%
Fixed assets21/28€0.3m€0.3m€0.5m€0.5m€0.6m€0.9m€0.7m€0.6m▼ 4.7%
Tangible fixed assets22/27€0.3m€0.3m€0.3m€0.3m€0.4m€0.7m€0.7m€0.6m▼ 4.7%
Land and buildings22---€0.3m€0.4m€0.7m€0.7m€0.6m▼ 4.7%
Financial fixed assets28--€0.3m€0.3m€0.3m€0.3m€0--
Current assets29/58€0.8m€0.01m€0.02m€0.02m€0.01m€0.04m€0.01m€0.01m▲ 20.8%
Amounts receivable within one year40/41€0.8m--------
Cash at bank and in hand54/58€0.001m€0.002m€0.01m€0.009m€0.005m€0.001m€0.01m€0.01m▲ 23.6%
Deferred charges and accrued income490/1---€0.008m€0.008m€0.04m€0.002m€0.002m▲ 1.5%
Equity and liabilities
Total equity and liabilities10/49€1.2m€0.3m€0.6m€0.5m€0.6m€1.0m€0.7m€0.6m▼ 4.2%
Equity10/15-€0.1m-€0.1m-€0.2m-€0.2m-€0.07m-€0.09m-€0.4m-€0.4m▼ 5.2%
Contributions10/11€0.3m€0.3m-€0.3m€0.3m€0.3m€0.3m€0.3m=
Reserves13€0.01m€0.01m€0.01m€0.01m€0.01m€0.01m€0.01m€0.01m=
Non-distributable reserves130/1---€0.01m€0.01m€0---
Reserves not available under the articles1311---€0.01m€0.01m€0---
Distributable reserves133-----€0.01m€0.01m€0.01m=
Profit (loss) carried forward14-€0.4m-€0.4m-€0.5m-€0.5m-€0.4m-€0.4m-€0.7m-€0.7m▼ 2.8%
Amounts payable17/49€1.3m€0.5m€0.7m€0.7m€0.7m€1.1m€1.0m€1.0m▼ 0.9%
Amounts payable after more than one year17€1.2m€0.5m€0.7m€0.7m€0.7m€1.0m€1.0m€1.0m=
Financial debts170/4---€0.04m€0.003m€0.3m€0.3m€0.3m▼ 7.0%
Other amounts payable178/9---€0.6m€0.6m€0.7m€0.7m€0.7m▲ 2.9%
Amounts payable within one year42/48€0.04m€0.003m€0.04m€0.05m€0.04m€0.03m€0.03m€0.02m▼ 27.7%
Current portion of amounts payable after more than one year42---€0.04m€0.04m€0.03m€0.02m€0.02m▲ 2.7%
Trade debts44--€27€0.003m€384€133€0.01m€0.001m▼ 88.8%
Suppliers440/4---€0.003m€384€133€0.01m€0.001m▼ 88.8%
Accrued charges and deferred income492/3---€255€137€0€0.001m€0.001m▼ 6.3%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904-€32,408-€31,045-€26,699-€24,785€114,649-€22,167-€275,396-€19,061▲ 93.1%
+ Depreciation and write-downs630€28,771€28,771€28,771€28,771€19,333€27,114€30,734€30,853▲ 0.4%
Operating cash flow (approximation)-€3,637-€2,274€2,072€3,986€133,982€4,947-€244,662€11,792-
Investment in fixed assets (approximation)-€0-€250,000€0-€129,429-€350,000€243,301€0▼ 100%
Change in cash-€1,168€13,182-€5,936-€4,371-€3,748€9,735€2,494▼ 74.4%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 25 filings with the National Bank
Financial year Type Filed Reference
31-12-2025 abbreviated format 10-07-2026 2026-00282430
31-12-2024 full format 29-08-2025 2025-00438979
31-12-2023 full format 26-06-2024 2024-00172082
31-12-2022 full format 31-08-2023 2023-00415274
31-12-2021 micro format 31-08-2022 2022-20407524
31-12-2020 micro format 29-06-2021 2021-29100297
31-12-2019 micro format 18-06-2020 2020-18700030
31-12-2018 micro format 09-08-2019 2019-45300211
31-12-2017 full format 28-08-2018 2018-52200269
31-12-2016 full format 31-08-2017 2017-57600494

Show all 25 filings

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 5 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

Group and network

Holdings and subsidiaries

1 holding

Holdings 1

According to the 2023 annual accounts of OPTISSIMO and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.

Connections & network

No directors read yet: 0 of 5 Gazette acts processed.

History

OPTISSIMO was incorporated on 23 February 2000.1 Total assets fell from €1.2m in 2018 to €646,168 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
10-07
NBB filing Annual accounts filed
financial year 2025 · abbreviated format
2025
29-08
NBB filing Annual accounts filed
financial year 2024 · full format · 29 days late
2024
31-12
Financial Weakest financial yearnet -€275,396
Net result drops to -€275,396, the lowest in the series; recovery starts the following year.
26-06
NBB filing Annual accounts filed
financial year 2023 · full format
2023
31-12
Financial Liquidity more than quadruplescurrent ratio 1.37
Current ratio from 0.30 to 1.37; short-term debt falls from €43,300 to €28,732.
31-08
NBB filing Annual accounts filed
financial year 2022 · full format · 31 days late
2022
31-12
Financial Back to profitnet €114,649
Net result €114,649 after 4 loss-making years.
31-08
NBB filing Annual accounts filed
financial year 2021 · micro format · 31 days late
2021
29-06
NBB filing Annual accounts filed
financial year 2020 · micro format
2020
18-06
NBB filing Annual accounts filed
financial year 2019 · micro format
2019
09-08
NBB filing Annual accounts filed
financial year 2018 · micro format · 9 days late
2018
28-08
NBB filing Annual accounts filed
financial year 2017 · full format · 28 days late
2017
31-08
NBB filing Annual accounts filed
financial year 2016 · full format · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 25 annual accounts filed, the latest 10 are here; all 25 are under Financials.
0 of 5 deeds read
About the unread acts

We know of 5 Belgian Official Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded23-02-2000
Financial year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0471124644
Also 9925:BE0471124644
Registered 12-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 26 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Tournai
exact location from the address register On OpenStreetMap
Ground area
897 m²
Building footprint
96 m²
Building volume
1,256 m³
Parcel 57081I0838/00_000, Wallonia · tallest building 14.9 m. Linked by address, not a title deed.
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
57081I0838/00_000 Wallonia 897 m² 1 · 96 m² 14.9 m · 4
How the parcels are linked
Good to know
The parcel matches the address exactly.