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OPTISSIMO

Active
Private limited companyfounded 2000active for 26 yearsRue du Chambge(TOU) 33, 7500 Tournai, BelgiumKBO/BCE: BE 0471.124.644
Summary

OPTISSIMO has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€384,812) and a net result of -€19,061. Equity is shrinking by about 19% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.6% (low).

Financials · financial year 2025, abbreviated format

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€19,061▲ 93.1%
2024 · -€275,396
Working capital
-€8,959▲ 56.3%
2024 · -€20,507
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result stays negative: a loss of €10,874 in 2025 against €16,429 in 2024; the loss shrinks.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€0.01m 2025 Net result-€0.02m 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result-€0.02m--€0.02m▼ 0.3%-€0.02m▼ 0.2%-€0.03m▼ 2.0%€0.1m-€0.009m-€0.02m▼ 80.3%-€0.01m▲ 33.8%
Net result-€0.03m--€0.03m▲ 4.2%-€0.03m▲ 14.0%-€0.02m▲ 7.2%€0.1m-€0.02m-€0.3m▼ 1,142%-€0.02m▲ 93.1%
Equity-€0.1m--€0.1m▼ 30.9%-€0.2m▼ 20.3%-€0.2m▼ 15.7%-€0.07m▲ 62.7%-€0.09m▼ 32.5%-€0.4m▼ 305%-€0.4m▼ 5.2%
Total assets€1.2m-€0.3m▼ 72.2%€0.6m▲ 70.2%€0.5m▼ 5.6%€0.6m▲ 20.3%€1.0m▲ 55.8%€0.7m▼ 30.9%€0.6m▼ 4.2%
Debt€1.3m-€0.5m▼ 64.1%€0.7m▲ 55.8%€0.7m▼ 0.8%€0.7m▼ 1.2%€1.1m▲ 53.5%€1.0m▼ 2.4%€1.0m▼ 0.9%
Working capital€0.8m-€0.01m▼ 98.8%-€0.02m-€0.03m▼ 19.0%-€0.03m▼ 6.8%€0.01m-€0.02m-€0.009m▲ 56.3%
Staff (FTE)0000
Why a figure moved sharply
  • 2025 Net result +93% on 2024. The accounts now follow the abbreviated format, last year the full format.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €646,168
Fixed assets €631,520 ▼ 4.7%
Current assets €14,648 ▲ 20.8%
Equity and liabilities
Equity-€384,812
Debt€1.0m
Equity is negative: debt (€1.0m) exceeds the balance-sheet total (€646,168).
Key figures and ratios
2025 value · change against 2024
EBITDA
€19,979▲
2024 · €14,305
Cash flow
€11,792▲
2024 · -€244,662
Solvency
-59.6%▼
2024 · -54.2%
Current ratio
0.62▲
2024 · 0.37
ROA
-2.9%▲
2024 · -40.8%
Interest coverage
2.44▲
2024 · 1.60
Debt ≤ 1 year
€23,607▼
2024 · €32,637
Debt > 1 year
€1.0m=
2024 · €1.0m
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,242 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 92.8% are still going.

  • Small
  • 20 years or older
  • negative equity
  • a small loss
1.9% went bankrupt
4.0% stopped otherwise
92.8% still going

A further 1.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,242 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€0.7m€0.6m▼
Fixed assets21/28€0.7m€0.6m▼
Tangible fixed assets22/27€0.7m€0.6m▼
Land and buildings22€0.7m€0.6m▼
Financial fixed assets28€0-
Current assets29/58€0.01m€0.01m▲
Cash at bank and in hand54/58€0.01m€0.01m▲
Deferred charges and accrued income490/1€0.002m€0.002m▲
Equity and liabilities
Total equity and liabilities10/49€0.7m€0.6m▼
Equity10/15-€0.4m-€0.4m▼
Contributions10/11€0.3m€0.3m=
Reserves13€0.01m€0.01m=
Distributable reserves133€0.01m€0.01m=
Profit (loss) carried forward14-€0.7m-€0.7m▼
Amounts payable17/49€1.0m€1.0m▼
Amounts payable after more than one year17€1.0m€1.0m=
Financial debts170/4€0.3m€0.3m▼
Other amounts payable178/9€0.7m€0.7m▲
Amounts payable within one year42/48€0.03m€0.02m▼
Current portion of amounts payable after more than one year42€0.02m€0.02m▲
Trade debts44€0.01m€0.001m▼
Suppliers440/4€0.01m€0.001m▼
Accrued charges and deferred income492/3€0.001m€0.001m▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.03m€0.03m▲
Other operating charges640/8€0.003m€0.005m▲
Non-recurring operating charges66A€0.007m€0▼
Gross operating margin9900€0.02m€0.02m▼
Operating profit (loss)9901-€0.02m-€0.01m▲
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€0.3m€0.008m▼
Recurring financial charges65€0.009m€0.008m▼
Non-recurring financial charges66B€0.3m€0▼
Profit (loss) for the period before taxes9903-€0.3m-€0.02m▲
Income taxes67/77€0-
Profit (loss) for the period9904-€0.3m-€0.02m▲
Profit (loss) for the period to be appropriated9905-€0.3m-€0.02m▲
Appropriation of the result
Profit (loss) to be appropriated9906-€0.7m-€0.7m▼
Profit (loss) brought forward from the previous period14P-€0.4m-€0.7m▼
Social balance sheet
Average headcount (FTE)90870.00.0=

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Non-recurring operating income76A----€129,429€0---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28,771€28,771€28,771€28,771€19,333€27,114€30,734€30,853▲ 0.4%
Other operating charges640/8---€2,662€348€3,192€3,300€4,596▲ 39.3%
Non-recurring operating charges66A------€7,000€0▼ 100%
Gross operating margin9900€7,397€7,358€7,337€6,353€138,010€21,193€24,605€24,575▼ 0.1%
Operating profit (loss)9901-€24,461-€24,546-€24,600-€25,081€118,329-€9,114-€16,429-€10,874▲ 33.8%
Financial income75/76B---€4,000€0€0€0€1-
Recurring financial income75--€3,000€4,000€0€0€0€1-
Financial charges65/66B---€3,705€3,681€8,214€258,967€8,187▼ 96.8%
Recurring financial charges65€7,947€6,499€5,099€3,705€3,681€8,214€8,967€8,187▼ 8.7%
Non-recurring financial charges66B------€250,000€0▼ 100%
Profit (loss) for the period before taxes9903-€32,408-€31,045-€26,699-€24,785€114,649-€17,328-€275,396-€19,061▲ 93.1%
Income taxes67/77-----€4,840€0--
Profit (loss) for the period9904-€32,408-€31,045-€26,699-€24,785€114,649-€22,167-€275,396-€19,061▲ 93.1%
Profit (loss) for the period to be appropriated9905-€32,408-€31,045-€26,699-€24,785€114,649-€22,167-€275,396-€19,061▲ 93.1%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€1.2m€0.3m€0.6m€0.5m€0.6m€1.0m€0.7m€0.6m▼ 4.2%
Fixed assets21/28€0.3m€0.3m€0.5m€0.5m€0.6m€0.9m€0.7m€0.6m▼ 4.7%
Tangible fixed assets22/27€0.3m€0.3m€0.3m€0.3m€0.4m€0.7m€0.7m€0.6m▼ 4.7%
Land and buildings22---€0.3m€0.4m€0.7m€0.7m€0.6m▼ 4.7%
Financial fixed assets28--€0.3m€0.3m€0.3m€0.3m€0--
Current assets29/58€0.8m€0.01m€0.02m€0.02m€0.01m€0.04m€0.01m€0.01m▲ 20.8%
Amounts receivable within one year40/41€0.8m--------
Cash at bank and in hand54/58€0.001m€0.002m€0.01m€0.009m€0.005m€0.001m€0.01m€0.01m▲ 23.6%
Deferred charges and accrued income490/1---€0.008m€0.008m€0.04m€0.002m€0.002m▲ 1.5%
Equity and liabilities
Total equity and liabilities10/49€1.2m€0.3m€0.6m€0.5m€0.6m€1.0m€0.7m€0.6m▼ 4.2%
Equity10/15-€0.1m-€0.1m-€0.2m-€0.2m-€0.07m-€0.09m-€0.4m-€0.4m▼ 5.2%
Contributions10/11€0.3m€0.3m-€0.3m€0.3m€0.3m€0.3m€0.3m=
Reserves13€0.01m€0.01m€0.01m€0.01m€0.01m€0.01m€0.01m€0.01m=
Non-distributable reserves130/1---€0.01m€0.01m€0---
Reserves not available under the articles1311---€0.01m€0.01m€0---
Distributable reserves133-----€0.01m€0.01m€0.01m=
Profit (loss) carried forward14-€0.4m-€0.4m-€0.5m-€0.5m-€0.4m-€0.4m-€0.7m-€0.7m▼ 2.8%
Amounts payable17/49€1.3m€0.5m€0.7m€0.7m€0.7m€1.1m€1.0m€1.0m▼ 0.9%
Amounts payable after more than one year17€1.2m€0.5m€0.7m€0.7m€0.7m€1.0m€1.0m€1.0m=
Financial debts170/4---€0.04m€0.003m€0.3m€0.3m€0.3m▼ 7.0%
Other amounts payable178/9---€0.6m€0.6m€0.7m€0.7m€0.7m▲ 2.9%
Amounts payable within one year42/48€0.04m€0.003m€0.04m€0.05m€0.04m€0.03m€0.03m€0.02m▼ 27.7%
Current portion of amounts payable after more than one year42---€0.04m€0.04m€0.03m€0.02m€0.02m▲ 2.7%
Trade debts44--€27€0.003m€384€133€0.01m€0.001m▼ 88.8%
Suppliers440/4---€0.003m€384€133€0.01m€0.001m▼ 88.8%
Accrued charges and deferred income492/3---€255€137€0€0.001m€0.001m▼ 6.3%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904-€32,408-€31,045-€26,699-€24,785€114,649-€22,167-€275,396-€19,061▲ 93.1%
+ Depreciation and write-downs630€28,771€28,771€28,771€28,771€19,333€27,114€30,734€30,853▲ 0.4%
Operating cash flow (approximation)-€3,637-€2,274€2,072€3,986€133,982€4,947-€244,662€11,792-
Investment in fixed assets (approximation)-€0-€250,000€0-€129,429-€350,000€243,301€0▼ 100%
Change in cash-€1,168€13,182-€5,936-€4,371-€3,748€9,735€2,494▼ 74.4%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Latest 10 of 25 filings with the National Bank
Financial year Type Filed Reference
31-12-2025 abbreviated format 10-07-2026 2026-00282430
31-12-2024 full format 29-08-2025 2025-00438979
31-12-2023 full format 26-06-2024 2024-00172082
31-12-2022 full format 31-08-2023 2023-00415274
31-12-2021 micro format 31-08-2022 2022-20407524
31-12-2020 micro format 29-06-2021 2021-29100297
31-12-2019 micro format 18-06-2020 2020-18700030
31-12-2018 micro format 09-08-2019 2019-45300211
31-12-2017 full format 28-08-2018 2018-52200269
31-12-2016 full format 31-08-2017 2017-57600494

Show all 25 filings

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