OPTIQUE MULS
ActiveOPTIQUE MULS has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €18k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 46% of 18281 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency55▲+24
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.04 in 2024; short-term debt: 67.6% and cash: 15.8% of total assets), and 70.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.9%
Return on assets
24.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-05-2026, 80 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
80 d early
2024
58 d early
2023
69 d early
2022
55 d early
2021
26 d early
2020
32 d early
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€22k▲ 479%
2024 · €4k
2018: €-6k
2019: €-28k
2020: €-23k
2021: €-10k
2022: €-3k
2023: €-19k
2024: €4k
2018 → 2025
Total assets
€74k▲ 20.6%
2024 · €61k
2018: €116k
2019: €89k
2020: €71k
2021: €52k
2022: €51k
2023: €49k
2024: €61k
2018 → 2025
Net result
€18k▼ 18.6%
2024 · €22k
2018: €-19k
2019: €-22k
2020: €5k
2021: €14k
2022: €6k
2023: €-15k
2024: €22k
2018 → 2025
Working capital
€16k▲ 689%
2024 · €2k
2018: €-32k
2019: €-50k
2020: €-33k
2021: €-15k
2022: €-5k
2023: €-21k
2024: €2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-10k-€-3k▲ 65.5%€-19k▼ 460%€4k€22k▲ 479%
Operating result€15k-€9k▼ 38.6%€-13k€25k€24k▼ 5.3%
Net result€14k-€6k▼ 53.6%€-15k€22k€18k▼ 18.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €74k
Fixed assets
€8k▲ 347%
Current assets
€66k▲ 10.8%
Equity and liabilities €74k
Equity
€22k▲ 479%
Debt
€52k▼ 9.8%
The debt ratio falls from 93.8% to 70.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€25k▼
2024 · €26k
Cash flow
€19k▼
2024 · €23k
Solvency
29.9%▲
2024 · 6.2%
Current ratio
1.32▲
2024 · 1.04
Quick ratio
0.33▲
2024 · 0.28
Debt / equity
2.35▼
2024 · 15.08
ROE
82.7%▼
2024 · 589.1%
ROA
24.7%▼
2024 · 36.6%
Interest coverage
16.37▲
2024 · 10.04
Debt
€52k▼
2024 · €57k
Debt ≤ 1 year
€50k▼
2024 · €57k
Debt > 1 year
€2k
Income taxes
€4k▲
2024 · €352
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€61k€74k▲
Fixed assets21/28€2k€8k▲
Tangible fixed assets22/27€2k€8k▲
Plant, machinery and equipment23-€6k
Furniture and vehicles24€2k€2k▲
Financial fixed assets28€90€90=
Current assets29/58€59k€66k▲
Stocks and contracts in progress3€43k€49k▲
Stocks30/36€43k€49k▲
Amounts receivable within one year40/41€9k€5k▼
Trade receivables40€3k€5k▲
Other amounts receivable41€7k-
Cash at bank and in hand54/58€6k€12k▲
Equity and liabilities
Total equity and liabilities10/49€61k€74k▲
Equity10/15€4k€22k▲
Contributions10/11€21k€21k=
Revaluation surpluses12€59k€59k=
Profit (loss) carried forward14€-76k€-58k▲
Amounts payable17/49€57k€52k▼
Amounts payable after more than one year17-€2k
Financial debts170/4-€2k
Amounts payable within one year42/48€57k€50k▼
Current portion of amounts payable after more than one year42-€3k
Financial debts43€8k-
Credit institutions430/8€8k-
Trade debts44€11k€10k▼
Suppliers440/4€11k€10k▼
Taxes, remuneration and social security45€4k€8k▲
Taxes450/3€4k€8k▲
Other amounts payable47/48€34k€28k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€949€1k▲
Other operating charges640/8€4k€588▼
Gross operating margin9900€30k€26k▼
Operating profit (loss)9901€25k€24k▼
Financial income75/76B€35€42▲
Recurring financial income75€35€42▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€23k€22k▼
Income taxes67/77€352€4k▲
Profit (loss) for the period9904€22k€18k▼
Profit (loss) for the period to be appropriated9905€22k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-76k€-58k▲
Profit (loss) brought forward from the previous period14P€-98k€-76k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
23-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-22k
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sambreville · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue des Français(TAM) 165060 SambrevilleGround area
57 m²
Building footprint
68 m²
Parcel 92121A0601/00A020, Wallonia. Linked by address, not a title deed.
1 establishment unit
Avenue des Français(TAM) 16, 5060 Sambreville
since 19912.051.137.848
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92121A0601/00A020 | Wallonia | 56 m² | 1 · 68 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CHAMS.VISION
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Auris Dessomviele
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JODY LO
BE 0535.776.035
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Rifslie
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Of 1,730 companies in sector 47742 we hold annual accounts for 1,138. 720 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-11-1990
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
52485
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:optique.muls@skynet.be