OPTIBEX
ActiveOPTIBEX has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €16k. Equity is growing by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 85% of 4149 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▼-1
Solvency99▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 3.56 against 2.95 in 2024; short-term debt: 26.1% and cash: 64.7% of total assets), and 26.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.9%
Return on assets
23.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
69 d early
2023
58 d early
2022
7 d early
2021
24 d late
2020
23 d late
2019
46 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€16k▼ 8.3%
2024 · €17k
2018: €14k
2019: €14k
2020: €16k
2021: €13k
2022: €17k
2023: €17k
2024: €17k
2018 → 2025
Working capital
€45k▲ 2.3%
2024 · €44k
2018: €18k
2019: €23k
2020: €35k
2021: €36k
2022: €39k
2023: €42k
2024: €44k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€44k▲ 9.4%€47k▲ 5.6%€49k▲ 5.3%€50k▲ 2.1%
Operating result€18k-€23k▲ 27.9%€23k▲ 0.9%€23k▼ 0.6%€23k▼ 0.2%
Net result€13k-€17k▲ 27.3%€17k▲ 2.7%€17k▲ 0.1%€16k▼ 8.3%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 0% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €68k
Fixed assets
€5k=
Current assets
€63k▼ 5.9%
Equity and liabilities €68k
Equity
€50k▲ 2.1%
Debt
€18k▼ 22.1%
The debt ratio falls from 31.6% to 26.1%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
73.9%▲
2024 · 68.4%
Current ratio
3.56▲
2024 · 2.95
Quick ratio
3.56▲
2024 · 2.95
Debt / equity
0.35▼
2024 · 0.46
ROE
31.9%▼
2024 · 35.5%
ROA
23.6%▼
2024 · 24.3%
Debt
€18k▼
2024 · €23k
Debt ≤ 1 year
€18k▼
2024 · €23k
Income taxes
€7k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€72k€68k▼
Fixed assets21/28€5k€5k=
Tangible fixed assets22/27€5k€5k=
Land and buildings22€5k€5k=
Current assets29/58€67k€63k▼
Amounts receivable within one year40/41€15k€19k▲
Trade receivables40-€4k
Other amounts receivable41€15k€16k▲
Cash at bank and in hand54/58€52k€44k▼
Equity and liabilities
Total equity and liabilities10/49€72k€68k▼
Equity10/15€49k€50k▲
Contributions10/11€19k€19k=
Reserves13€4k€19k▲
Distributable reserves133€4k€19k▲
Profit (loss) carried forward14€27k€13k▼
Amounts payable17/49€23k€18k▼
Amounts payable within one year42/48€23k€18k▼
Trade debts44€700€700=
Suppliers440/4€700€700=
Taxes, remuneration and social security45€6k€1k▼
Taxes450/3€6k€1k▼
Other amounts payable47/48€16k€16k=
Income statement
Code20242025
Other operating charges640/8€4k€4k▲
Gross operating margin9900€27k€27k▲
Operating profit (loss)9901€23k€23k▼
Financial income75/76B€711€821▲
Recurring financial income75€711€821▲
Financial charges65/66B€0-
Recurring financial charges65€0-
Profit (loss) for the period before taxes9903€23k€23k▲
Income taxes67/77€6k€7k▲
Profit (loss) for the period9904€17k€16k▼
Profit (loss) for the period to be appropriated9905€17k€16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€42k€43k▲
Profit (loss) brought forward from the previous period14P€24k€27k▲
Transfer to equity691/2-€15k
To other reserves6921-€15k
Profit to be distributed694/7€15k€15k=
Return on contributions (dividend)694€15k€15k=
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
23-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €17k ▲0.1%
Net result €17k, the highest in the series.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 24 days late
2021
31-12
Financial
Weakest financial yearnet €13k ▼17%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 23 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 8.25
Current ratio from 2.83 to 8.25; short-term debt falls from €13k to €5k.
15-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 46 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 26 days late
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 3 days late
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Bex 54000 LiègeGround area
50 m²
Building footprint
45 m²
Volume, LiDAR
616 m³
Parcel 62063B0784/00_000, Wallonia · tallest building 17.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Bex 5, 4000 Liège
since 19872.031.093.490
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62063B0784/00_000 ProtectedMonument |
Wallonia | 50 m² | 1 · 45 m² | 17.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
OPTIC HELVETIA
BE 0439.081.683
Sint-Pieters-Leeuw · Eq €50k
Must-Vision
BE 0686.577.381
Evere · Eq €50k
LA BOUTIQUE PHOTO
BE 0427.386.156
Ukkel · Eq €50k
THE BRAND BUILDING MACHINE
BE 0893.812.339
Waterloo · Eq €50k
CEDRIC VAN HECKE
BE 0473.581.318
Sint-Martens-Latem · Eq €50k
Of 1,730 companies in sector 47742 we hold annual accounts for 1,138. 926 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-1986
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
52485
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.