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Complete company report
Generated 14-08-2026
Active BE 0648.971.372Private limited company (pre-2019)

OPTIQUE GERARD

Rue de l'Enclos, Bioul 11 ·5537 Anhée, Belgium· 10 yrs active
Sector: Detailhandel in corrigerende brillen, lenzen en zonnebrillen (47742)
Conclusion Checked

The computed 12-month bankruptcy probability of OPTIQUE GERARD is 0.9% (low). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 10 yrs
Locations 1
Publications 3
Bankruptcy probability (12 mo) Checked model v1 · free
0.9% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Established
Founded in 2016, 10 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview9 NBB filings
Financials being processed
NBB has 9 filing(s) on record for this company, latest fiscal year 2025 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2025 micro 28-03-2026 2026-00064918
31-12-2024 micro 15-11-2025 2025-00567235
31-12-2022 micro 21-06-2023 2023-00153544
31-12-2021 micro 02-03-2023 2023-00035248
31-12-2020 micro 13-08-2021 2021-48700067
31-12-2019 micro 17-07-2020 2020-31400107
31-12-2018 micro 12-08-2019 2019-47400399
31-12-2017 micro 21-08-2018 2018-47900530
31-12-2016 micro 26-09-2017 2017-63400532
Directors & mandates 1 directors
Former directors (1)
  • Gérard Michel
    Managing director
    State Gazette act 20144852 (07-12-2020)
    Former
    - → 01-09-2020
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Detailhandel in corrigerende brillen, lenzen en zonnebrillen(47742)
Legal form Private limited company (pre-2019)(015)
Incorporation25-02-2016
StatusActive
Postal code5537
Establishment units 1 location
OPTIQUE GERARD
Place Albert Ier 42, 6061 CharleroiDetailhandel in fotografische en optische artikelen en in precisieinstrumenten, muv corrigerende brillen, lenzen en zonnebrillen
since 20162.251.788.682
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
91016B0375/00R000 Wallonia 2,233 m² 1 · 178 m² 22.3 m · 2 fl.
52049C0159/00E002 Wallonia 250 m² 1 · 99 m² 12.5 m · 4 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
28-03-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
17-03-2026
State Gazette act Miscellaneous
Fusion proposal · Henri DEBOUCHE
2025
15-11-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2023
21-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
02-03-2023
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
13-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
07-12-2020
State Gazette act Capital & shares
v3.2
17-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
12-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
21-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
26-09-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
29-02-2016
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 3 acts
Capital history · 1
07-12-2020
v3.2
All acts · 3 updated 5 months ago
2026
17-03-2026 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous·Henri DEBOUCHE
Summary: Fusion proposalNotary: Henri DEBOUCHE
Technical details 
{
  "notary": {
    "name": "Henri DEBOUCHE",
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2026-03-17",
    "filing_date": "2016-02-18",
    "act_kind_objet": "PROJET DE FUSION"
  },
  "key_dates": [
    {
      "date": "2026-03-01",
      "label": "Date de comptabilisation de la fusion"
    },
    {
      "date": "2025-12-31",
      "label": "Date des comptes arr\u00EAt\u00E9s"
    }
  ],
  "key_parties": [
    {
      "kbo": "0648971372",
      "kind": "org",
      "name": "OPTIC GERARD",
      "role": "soci\u00E9t\u00E9 absorbante"
    },
    {
      "kbo": "0475849336",
      "kind": "org",
      "name": "FASHION OPTICAL",
      "role": "soci\u00E9t\u00E9 absorb\u00E9e"
    },
    {
      "kind": "person",
      "name": "Henri DEBOUCHE",
      "role": "Notaris"
    },
    {
      "kind": "person",
      "name": "D\u00E9pos\u00E9 en m\u00EAme temps",
      "role": "Volmachtnemer / Ondertekenaar"
    }
  ],
  "key_amounts_eur": [],
  "subject_company": {
    "kbo": "0648.971.372",
    "name_full": "OPTIC GERARD",
    "legal_form": "Soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e"
  },
  "publication_proxy": {
    "kind": null
  },
  "summary_narrative": "",
  "co_filed_documents": [],
  "detected_real_type": "fusion_proposal"
}
2020
07-12-2020 Transaction in capital or shares Capital & shares
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0648.971.372",
    "name_full": "OPTIQUE GERARD",
    "legal_form": "SPRL"
  }
}
2016
29-02-2016 Incorporation of a new SNC Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "5537 Bioul, rue de l\u2019Enclos, 11",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1954-08-09",
        "name": "GERARD Michel Paul Nicolas Joseph Ghislain",
        "niss": null,
        "address": "5537 Bioul, ruelle \u00E0 l\u0027eau num\u00E9ro 3"
      },
      "share_class": "ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 4133.33,
      "holder_person_name": "GERARD Michel Paul Nicolas Joseph Ghislain",
      "is_subscriber_only": false,
      "n_shares_subscribed": 124,
      "amount_subscribed_eur": 12400,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1979-02-15",
        "name": "GERARD Nicolas Anne Pierre",
        "niss": null,
        "address": "5537 Bioul, rue de l\u0027Enclos, num\u00E9ro 11"
      },
      "share_class": "ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 2066.67,
      "holder_person_name": "GERARD Nicolas Anne Pierre",
      "is_subscriber_only": false,
      "n_shares_subscribed": 62,
      "amount_subscribed_eur": 6200,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 18600,
  "subject_company": {
    "kbo": "0648.971.372",
    "name_full": "OPTIQUE GERARD",
    "legal_form": "SNC"
  },
  "initial_directors": [],
  "incorporation_date": "2016-02-18",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Detailhandel in corrigerende brillen, lenzen en zonnebrillen47742Detailhandel in fotografische en optische artikelen en in precisieinstrumenten in gespecialiseerde winkels47782Vervaardiging van optische instrumenten en van foto- en filmapparatuur26700Vervaardiging van optische instrumenten, magnetische en optische dragers en fotografische apparatuur26700
Primary activity highlighted.
Names & trade names
Legal nameFR OPTIQUE GERARD
Registered office
Rue de l'Enclos, Bioul 11
5537 Anhée, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative