OPTIQUE DEBIENNE
ActiveOPTIQUE DEBIENNE has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92k and a net result of €-36k. Equity is shrinking by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 87% of 18016 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-59
Solvency100=
Growth31▼-17
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.83 against 4.82 in 2024), and 20.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.4%
Return on assets
-30.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
168 d early
2023
74 d early
2022
151 d early
2021
125 d early
2020
25 d early
2019
106 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€206k▲ 6.8%
2023 · €193k
2018: €225k
2019: €198k
2020: €216k
2021: €226k
2022: €200k
2023: €193k
2018 → 2024
EBIT margin
-6.8%▲ 6.1pp
2023 · -12.9%
2018: -5.6%
2019: -4.9%
2020: 3.0%
2021: 0.9%
2022: -17.3%
2023: -12.9%
2018 → 2024
Net result
€-36k
2024 · €19k
2018: €-16k
2019: €-10k
2020: €4k
2021: €4k
2022: €-36k
2023: €-23k
2024: €19k
2018 → 2025
Working capital
€65k▼ 15.2%
2024 · €76k
2018: €149k
2019: €138k
2020: €102k
2021: €110k
2022: €88k
2023: €59k
2024: €76k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€226k-€200k▼ 11.6%€193k▼ 3.5%€206k▲ 6.8%
Equity€168k-€131k▼ 21.7%€108k▼ 17.7%€127k▲ 17.6%€92k▼ 28.0%
Operating result€2k-€-35k€-25k▲ 28.2%€-14k▲ 43.8%€-36k▼ 156%
Net result€4k-€-36k€-23k▲ 36.2%€19k€-36k
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €36k in 2025 against €14k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €115k
Fixed assets
€28k▼ 53.1%
Current assets
€88k▼ 9.1%
Equity and liabilities €115k
Equity
€92k▼ 28.0%
Debt
€24k▼ 16.4%
The debt ratio rises from 18.2% to 20.6%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-4k▼
2024 · €13k
Cash flow
€-4k▼
2024 · €46k
Solvency
79.4%▼
2024 · 81.8%
Current ratio
3.83▼
2024 · 4.82
Quick ratio
2.20▼
2024 · 2.81
Debt / equity
0.26▲
2024 · 0.22
ROE
-38.9%▼
2024 · 15.0%
ROA
-30.9%▼
2024 · 12.2%
Interest coverage
-5.19▼
2024 · 13.26
Debt
€24k▼
2024 · €28k
Debt ≤ 1 year
€23k▲
2024 · €20k
Income taxes
€707▲
2024 · €-186
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€156k€115k▼
Fixed assets21/28€59k€28k▼
Tangible fixed assets22/27€59k€28k▼
Furniture and vehicles24€59k€28k▼
Other tangible fixed assets26€440-
Financial fixed assets28-€220
Current assets29/58€96k€88k▼
Stocks and contracts in progress3€40k€37k▼
Stocks30/36€40k€37k▼
Amounts receivable within one year40/41€859€39▼
Trade receivables40-€39
Other amounts receivable41€859-
Cash at bank and in hand54/58€51k€46k▼
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€156k€115k▼
Equity10/15€127k€92k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€119k€83k▼
Amounts payable17/49€28k€24k▼
Amounts payable after more than one year17€8k-
Financial debts170/4€8k-
Amounts payable within one year42/48€20k€23k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€10k€8k▼
Suppliers440/4€10k€8k▼
Taxes, remuneration and social security45€2k€6k▲
Taxes450/3€2k€6k▲
Accrued charges and deferred income492/3€78€885▲
Income statement
Code20242025
Turnover70€206k-
Goods, raw materials, services and sundry goods60/61€189k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€31k▲
Other operating charges640/8€3k€180▼
Gross operating margin9900€17k€-4k▼
Operating profit (loss)9901€-14k€-36k▼
Financial income75/76B€34k€2k▼
Recurring financial income75€4k€2k▼
Non-recurring financial income76B€30k-
Financial charges65/66B€1k€822▼
Recurring financial charges65€1k€822▼
Profit (loss) for the period before taxes9903€19k€-35k▼
Income taxes67/77€-186€707▲
Profit (loss) for the period9904€19k€-36k▼
Profit (loss) for the period to be appropriated9905€19k€-36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€119k€83k▼
Profit (loss) brought forward from the previous period14P€100k€119k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
13-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €19k
Net result €19k after 2 loss-making years.
18-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-36k ▼1116%
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
28-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
16-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
25-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
04-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Thuin · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue 't Serstevens(THN) 606530 ThuinGround area
90 m²
Building footprint
58 m²
Volume, LiDAR
696 m³
Parcel 56078E0043/00N002, Wallonia · tallest building 12.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue 't Serstevens(THN) 60, 6530 Thuin
since 19992.090.159.760
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56078E0043/00N002 | Wallonia | 90 m² | 1 · 58 m² | 12.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,725 companies in sector 47742 we hold annual accounts for 1,136. 991 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-01-1999
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
52485
52740
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.