Active BE 0805.065.356Private limited company

Optique Collin by Charlotte

Chaussée de Namur 30 ·5310 Eghezée, Belgium· 2 yrs active

Sector: Detailhandel in corrigerende brillen, lenzen en zonnebrillen (47742)

Conclusion Checked

The computed 12-month bankruptcy probability of Optique Collin by Charlotte is 2.1% (moderate). The 2024 annual accounts show equity of €163k and a net result of €76k. Its solvency ranks better than 61% of 6722 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€163k
Net result	€76k
Staff (FTE)	0.7
Better than sector	61%

Financial profile 5 of 5 axes measured · computed by Checked

84 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 91

Profitability 100

Solvency 71

Growth 78

Stability 82

Bankruptcy probability (12 mo) Checked model v1 · free

2.1% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Young company

Founded in 2023, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

91 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 29-09-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	31.2%	20.4%	better than 61% of 6722 sector peers
Net result	€76k	€4k	better than 94% of 6703 sector peers
Equity	€163k	€16k	better than 92% of 6737 sector peers
Gross operating margin	€228k	€24k	better than 95% of 6682 sector peers
Staff costs	€26k	€33k	higher than 42% of 3049 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€174k

+67.9% 23-24

Net profit

€76k

+23.8% 23-24

Cash flow

€138k

+68.6% 23-24

Total assets

€524k

+9.3% 23-24

Equity

€163k

+86.9% 23-24

Working capital

€160k

+88.0% 23-24

Employees (FTE)

1

0.0% 23-24

Staff costs

€26k

+141.3% 23-24

Show 11 other metrics

Income taxes

€20k

+31.8% 23-24

Debt

€360k

-8.0% 23-24

Debt ≤ 1y

€125k

+18.4% 23-24

Debt > 1y

€235k

-17.7% 23-24

Current ratio

2.28

+26.2% 23-24

Quick ratio

1.85

+67.5% 23-24

Solvency

31.2%

+71.0% 23-24

Debt / equity

2.21

-50.8% 23-24

ROE

46.5%

-33.8% 23-24

ROA

14.5%

+13.2% 23-24

Interest coverage

10.83

-30.1% 23-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€174k
Net profit	€76k
Cash flow	€138k
Staff costs	€26k
Income taxes	€20k
Dividends	-
Total assets	€524k
Equity	€163k
Debt	€360k
of which ≤ 1y	€125k
of which > 1y	€235k
Working capital	€160k
Employees (FTE)	0.7

Ratios (computed)

	2024
Current ratio	2.28
Quick ratio	1.85
Working capital ratio	30.6%
Solvency	31.2%
Debt / equity	2.21
Long-term debt ratio	1.44
Interest coverage	10.83
Gross margin	-
Net margin	-
ROA	14.5%
ROE	46.5%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €238k · 45.5% Current assets €286k · 54.5%

Equity & liabilities

Equity €163k · 31.2% Debt €360k · 68.8%

Full annual accounts (25 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€524k
Fixed assets	21/28	€238k
Intangible fixed assets	21	€198k
Tangible fixed assets	22/27	€33k
Financial fixed assets	28	€7k
Current assets	29/58	€286k
Stocks & contracts in progress	3	€54k
Amounts receivable within one year	40/41	€19k
Cash & bank	54/58	€207k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€524k
Equity	10/15	€163k
Contributions / capital	10/11	€26k
Accumulated profits (losses)	14	€137k
Amounts payable	17/49	€360k
Amounts payable after one year	17	€235k
Amounts payable within one year	42/48	€125k
Trade debts payable within one year	44	€25k
Income statement
Gross operating margin	9900	€228k
Operating result	9901	€112k
Financial income	75	€315
Financial charges	65	€16k
Result before taxes	9903	€96k
Income taxes	67/77	€20k
Net result for the period	9904	€76k
Result to be appropriated	9905	€76k

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Detailhandel in corrigerende brillen, lenzen en zonnebrillen(47742)
Legal form	Private limited company(610)
Incorporation	24-08-2023
Status	Active
Postal code	5310

Establishment units 1 location

Optique Collin by Charlotte

Chaussée de Namur 30, 5310 EghezéeReparatie en onderhoud van elektronische en optische apparatuur

since 20232.348.826.690

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
92035A0027/00R000	Wallonia	1,370 m²	1 · 159 m²	-

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

29-09-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

25-08-2025

NBB filing Annual accounts filed

fiscal year 2023 · micro

Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Detailhandel in corrigerende brillen, lenzen en zonnebrillen47742Detailhandel in fotografische en optische artikelen en in precisieinstrumenten in gespecialiseerde winkels47782Reparatie en onderhoud van elektronische en optische apparatuur33130Overige niet-gespecialiseerde detailhandel47120Detailhandel via postorderbedrijven of via internet47910

Primary activity highlighted.

Names & trade names

Legal nameFR

Optique Collin by Charlotte

Registered office

Chaussée de Namur 30

5310 Eghezée, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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