Equity
€4.4m ▼ 3.9%
OPTION paid out €22,000 in dividends in a year with a loss of €158,464.
OPTION
Lifetime
19 annual accounts with figures on one time axis, 28 filings since 1998peak €1.1m (2025)
€1.1m▲ 81.0%
lowest -€158,464 (2025)
-€158,464▼ €191,669
peak €4.6m (2024)
€4.4m▼ 3.9%
€12.9m▼ 8.3%
peak 3.8 FTE (2010)
0 FTE
Board4 names since 1997
2 directorsPost Henk and 1 other
Documentsfilings and deeds
30-01-20261 day before the deadline
2025abbreviated format
Gross margin from €586,320 to €1.1mLoss of €158,464Dividend €22,000Cash from €46,570 to €73,474
Key points
from the 2025 annual accountsResult
-€158,464 -€158,464
From profit to loss in 2025, after a profit of €33,205 in 2024.
Debts
€12.9m 74% of the balance sheet
Financial debts 94%Suppliers 0%Taxes and wages 0%Other 6%
Of this, €539,140 falls due within a year.
Filings
28 annual accounts since 1998
The last five annual accounts were filed 1 to 23 days before the end of the period.
Board
2 joined
New directors. Latest change 03-03-2026 · 4 in office.
Position in the sector
-€158,464
Lower net result than 95% of companies in head offices and management consultancy. Sector median €37,500 · 10,856 companies.
Checked score
91
Excellent
Financially stronger than 31% of medium-sized companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 803 companies (NACE 70, medium-sized).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.2%▲ +0.1 percentage points vs 12-2025
02-2026: 0.4%▲ +0.2 percentage points vs 01-2026highest value
03-2026: 0.1%▼ -0.3 percentage points vs 02-2026lowest value
04-2026: 0.1%● unchanged vs 03-2026lowest value
05-2026: 0.1%● unchanged vs 04-2026lowest value
06-2026: 0.1%● unchanged vs 05-2026lowest value
07-2026: 0.1%● unchanged vs 06-2026lowest value
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 2.70, cash €73,474
lowers risk
Size: total assets €17.3m
Figures for financial year 2025 (filed on 04-02-2026)
Founded in 1997
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, medium-sized). It does better than 23% of them on solvency, 55% on liquidity, 29% on profitability and 18% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 371 companies had the same profile as OPTION has now. Each dot is one company, two years later.
97.3%
were still trading
2.2%
stopped another way
0.5%
went bankrupt
That fits the bankruptcy probability of OPTION itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 371 companies, not a prediction for OPTION. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €400,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.7 (3.62 in 2024), above the usual 1.5. Short-term debt is 3.1% and cash 0.4% of total assets. However, 74.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
23 days early
2023
20 days early
2022
4 days early
2021
10 days early
2020
26 days early
2019
21 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 15 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 21 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end09-11-2026 today31-01-2027 deadline
Board and ownership
PH
Post Henk
Director, since 01-10-1997
VS
van Sprundel Karina
Director, since 01-10-1997
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0461650021
Appointments: POST Stephan (director) and POST Nicolas (director)
General meeting of 26-02-2026 · Gazette deed
Capital contribution of €3,117,000
General meeting of 14-05-2024 · Gazette deed
Amendment of the articles · Legal-form change · Resignations & appointments
“Alle activiteiten van management en consultancy,alle werkzaamheden die rechtstreeks of onrechtstreeks verband…” (deed in Dutch) · Board composition: Henk Post (director) · Board composition: Karina Van Sprundel (director) · General meeting of 28-02-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| OPTION Temse | €17.3m | €1.1m | 25.5% | 0 |
| AMHERST CONSULTING Leuven | €16.0m | €1.0m | 17.6% | 0 |
| SZ Wommelgem | €16.1m | €1.0m | 11.8% | 0 |
| Maeter Invest Beauvechain | €15.6m | €1.3m | 13.3% | 0 |
| AU PETIT CLIN D'OEIL Jette | €18.0m | €1.3m | 14.0% | 0.4 |
| KATVIN Leuven | €15.1m | €0.7m | 55.3% | 0 |
| BONAVENTURA Antwerp | €11.0m | €1.1m | 43.7% | 0 |
These companies have the same main activity as OPTION: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €11m and €18m, founded between 1997 and 2002.
Official details
Source: KBO- Status
- Active since 10-10-1997Normal situation
- Activity
- Business and other management consultancyNACE 70200and 2 others
- Establishment unit
- 2.084.012.5349140 Temse, since 31-10-1997
- Financial year end
- 30 June
- Peppol
- Reachable since 21-10-2026
Annual accounts to 30-06-2025
- ≈ €2.0mestimated
- €17.3m▼ 7.2%
- Filing
- Filed on 30-01-2026, 1 day before the end of the filing period
Insights on OPTION
OPTION files the abbreviated format. That format states no turnover. The gross margin rose from €241,890 in 2007 to €1.1m in 2025.
The balance sheet grew most in 2024 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about OPTION
- What is the company number of OPTION?
- The company number of OPTION is 0461.650.021. The VAT number is the same number with BE in front: BE 0461.650.021.
- Where is OPTION based?
- The registered office is at Jan Albert De Rooverstraat 7, 9140 Temse.Company details
- What does OPTION do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of OPTION?
- OPTION is a private limited company (BV).
- When was OPTION founded?
- OPTION was founded on 10-10-1997.
- Is OPTION still active?
- Yes, OPTION is an active enterprise in the KBO register.
- What is the turnover of OPTION?
- The turnover in financial year 2025 is ≈ €2.0m. This figure is estimated from the gross margin of €1.1m and 36 comparable companies (NACE 70200). It probably lies between €1.4m and €2.5m.Financials
- Is OPTION profitable?
- In financial year 2025, OPTION made a loss of €158,464.
- Where can I find the annual accounts of OPTION?
- OPTION filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of OPTION due?
- OPTION must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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