SIGMA CONSO
ActiveSummary
SIGMA CONSO has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.42M and a net result of €2.35M. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 44% of 3200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability91▼-2
Solvency71▲+23
Growth82▲+10
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €350k at 30 days acceptable
Liquidity ample (current ratio 5.08 against 4.83 in 2024; short-term debt: 11.6% and cash: 9.7% of total assets), but 54.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.5%
Return on assets
24.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
60 d late
2023
55 d late
2022
22 d late
2021
17 d late
2020
11 d early
2019
49 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€9.36M▲ 9.5%
2024 · €8.55M
2022: €5.76Mlowest in 4 years
2023: €7.38M▲ +28.1% vs 2022
2024: €8.55M▲ +15.9% vs 2023
2025: €9.36M▲ +9.5% vs 2024highest in 4 years
2022 → 2025
EBIT margin
13.5%▼ 12.9pp
2024 · 26.4%
2022: -13.5%lowest in 4 years
2023: 1.3%▲ +110% vs 2022
2024: 26.4%▲ +1924% vs 2023highest in 4 years
2025: 13.5%▼ -49.0% vs 2024
2022 → 2025
Net result
€2.35M▲ 57.9%
2024 · €1.49M
2018: €880k
2019: €-15k▼ -102% vs 2018
2020: €495k▲ +3360% vs 2019
2021: €-769k▼ -255% vs 2020
2022: €-1.19M▼ -55.0% vs 2021lowest in 8 years
2023: €-145k▲ +87.8% vs 2022
2024: €1.49M▲ +1124% vs 2023
2025: €2.35M▲ +57.9% vs 2024highest in 8 years
2018 → 2025
Working capital
€4.61M▲ 14.2%
2024 · €4.04M
2018: €1.37M
2019: €1.48M▲ +8.3% vs 2018
2020: €1.42M▼ -4.3% vs 2019
2021: €-617k▼ -144% vs 2020
2022: €-2.82M▼ -357% vs 2021lowest in 8 years
2023: €-2.64M▲ +6.3% vs 2022
2024: €4.04M▲ +253% vs 2023
2025: €4.61M▲ +14.2% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€5.76M€7.38M▲ 28.1%€8.55M▲ 15.9%€9.36M▲ 9.5%
2022: €5.76Mlowest in 4 years
2023: €7.38M▲ +28.1% vs 2022
2024: €8.55M▲ +15.9% vs 2023
2025: €9.36M▲ +9.5% vs 2024highest in 4 years
Equity€1.93M-€736k▼ 61.8%€591k▼ 19.7%€2.08M▲ 252%€4.42M▲ 113%
2021: €1.93M
2022: €736k▼ -61.8% vs 2021
2023: €591k▼ -19.7% vs 2022lowest in 5 years
2024: €2.08M▲ +252% vs 2023
2025: €4.42M▲ +113% vs 2024highest in 5 years
Operating result€-768k-€-776k▼ 1.0%€96k€2.26M▲ 2,245%€1.26M▼ 44.1%
2021: €-768k
2022: €-776k▼ -1.0% vs 2021lowest in 5 years
2023: €96k▲ +112% vs 2022
2024: €2.26M▲ +2245% vs 2023highest in 5 years
2025: €1.26M▼ -44.1% vs 2024
Net result€-769k-€-1.19M▼ 55.0%€-145k▲ 87.8%€1.49M€2.35M▲ 57.9%
2021: €-769k
2022: €-1.19M▼ -55.0% vs 2021lowest in 5 years
2023: €-145k▲ +87.8% vs 2022
2024: €1.49M▲ +1124% vs 2023
2025: €2.35M▲ +57.9% vs 2024highest in 5 years
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 44% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.71M
Fixed assets
€3.97M ▲ 4.6%
Current assets
€5.74M ▲ 12.8%
Equity and liabilities €9.71M
Equity
€4.42M ▲ 113%
Debt
€5.29M ▼ 22.3%
Debt's share of the balance-sheet total falls from 76.6% to 54.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1.29M▼
2024 · €2.29M
Cash flow
€2.37M▲
2024 · €1.52M
Current ratio
5.08▲
2024 · 4.83
Debt to equity
1.20▼
2024 · 3.28
ROE
53.1%▼
2024 · 71.6%
ROA
24.2%▲
2024 · 16.7%
Interest coverage
7.07▼
2024 · 7.90
Debt ≤ 1 year
€1.13M▲
2024 · €1.05M
Debt > 1 year
€1.76M▼
2024 · €2.86M
Income taxes
€337k▲
2024 · €106k
Staff costs
€1.73M▼
2024 · €1.89M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 68 lines
Balance sheet
Code20242025
Assets
Total assets20/58€8.89M€9.71M▲
Fixed assets21/28€3.80M€3.97M▲
Intangible fixed assets21€49k€37k▼
Tangible fixed assets22/27€22k€6k▼
Furniture and vehicles24€22k€6k▼
Financial fixed assets28€3.73M€3.93M▲
Affiliated companies280/1€3.73M€3.93M▲
Participating interests280€1.05M€531k▼
Amounts receivable281€2.68M€3.40M▲
Current assets29/58€5.09M€5.74M▲
Stocks and contracts in progress3€0€0=
Amounts receivable within one year40/41€2.32M€4.68M▲
Trade receivables40€1.30M€1.20M▼
Other amounts receivable41€1.02M€3.48M▲
Cash at bank and in hand54/58€2.64M€946k▼
Deferred charges and accrued income490/1€126k€108k▼
Equity and liabilities
Total equity and liabilities10/49€8.89M€9.71M▲
Equity10/15€2.08M€4.42M▲
Contributions10/11€360k€360k=
Reserves13€55k€55k=
Tax-exempt reserves132€19k€19k=
Distributable reserves133€36k€36k=
Profit (loss) carried forward14€1.66M€4.01M▲
Amounts payable17/49€6.81M€5.29M▼
Amounts payable after more than one year17€2.86M€1.76M▼
Financial debts170/4€2.86M-
Other loans174€2.86M-
Other amounts payable178/9-€1.76M
Amounts payable within one year42/48€1.05M€1.13M▲
Current portion of amounts payable after more than one year42€0-
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€685k€758k▲
Suppliers440/4€685k€758k▲
Taxes, remuneration and social security45€368k€372k▲
Taxes450/3€158k€91k▼
Remuneration and social security454/9€210k€281k▲
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€2.90M€2.40M▼
Income statement
Code20242025
Operating income70/76A€8.56M€9.36M▲
Turnover70€8.55M€9.36M▲
Other operating income74€5k€0▼
Operating charges60/66A€6.30M€8.10M▲
Services and other goods61€4.27M€6.34M▲
Remuneration, social security and pensions62€1.89M€1.73M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€27k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€60k€-9k▼
Other operating charges640/8€5k€16k▲
Non-recurring operating charges66A€41k€0▼
Operating profit (loss)9901€2.26M€1.26M▼
Financial income75/76B€2.12M€1.70M▼
Recurring financial income75€2.12M€1.70M▼
Income from financial fixed assets750€2.12M€1.69M▼
Income from current assets751-€9k
Other financial income752/9€0€1k▲
Financial charges65/66B€2.79M€281k▼
Recurring financial charges65€319k€192k▼
Debt charges650€291k€182k▼
Other financial charges652/9€29k€10k▼
Non-recurring financial charges66B€2.47M€89k▼
Profit (loss) for the period before taxes9903€1.59M€2.68M▲
Income taxes67/77€106k€337k▲
Taxes670/3€106k€337k▲
Profit (loss) for the period9904€1.49M€2.35M▲
Profit (loss) for the period to be appropriated9905€1.49M€2.35M▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.66M€4.01M▲
Profit (loss) brought forward from the previous period14P€175k€1.66M▲
Social balance
Average headcount (FTE)908712.713.2▲
The notes to these accounts (59 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | - | €5.77M | €7.39M | €8.56M | €9.36M | ▲ 9.4% |
| Turnover70 | - | €5.76M | €7.38M | €8.55M | €9.36M | ▲ 9.5% |
| Other operating income74 | - | €6k | €11k | €5k | €0 | ▼ 100% |
| Operating charges60/66A | - | €6.54M | €7.29M | €6.30M | €8.10M | ▲ 28.6% |
| Services and other goods61 | - | €4.71M | €4.98M | €4.27M | €6.34M | ▲ 48.4% |
| Remuneration, social security and pensions62 | €1.64M | €1.70M | €2.21M | €1.89M | €1.73M | ▼ 8.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €85k | €92k | €39k | €37k | €27k | ▼ 28.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €0 | €34k | €49k | €60k | €-9k | ▼ 116% |
| Other operating charges640/8 | €10k | €8k | €18k | €5k | €16k | ▲ 244% |
| Non-recurring operating charges66A | €113k | €0 | - | €41k | €0 | ▼ 100% |
| Gross operating margin9900 | €1.08M | - | - | - | - | - |
| Operating profit (loss)9901 | €-768k | €-776k | €96k | €2.26M | €1.26M | ▼ 44.1% |
| Financial income75/76B | €260 | €14k | €85k | €2.12M | €1.70M | ▼ 19.7% |
| Recurring financial income75 | €260 | €14k | €85k | €2.12M | €1.70M | ▼ 19.7% |
| Income from financial fixed assets750 | - | €13k | €85k | €2.12M | €1.69M | ▼ 20.2% |
| Income from current assets751 | - | - | - | - | €9k | - |
| Other financial income752/9 | - | €796 | €84 | €0 | €1k | - |
| Financial charges65/66B | €35k | €426k | €326k | €2.79M | €281k | ▼ 89.9% |
| Recurring financial charges65 | €35k | €126k | €323k | €319k | €192k | ▼ 39.8% |
| Debt charges650 | - | €99k | €323k | €291k | €182k | ▼ 37.3% |
| Other financial charges652/9 | - | €27k | €0 | €29k | €10k | ▼ 65.5% |
| Non-recurring financial charges66B | €0 | €300k | €3k | €2.47M | €89k | ▼ 96.4% |
| Profit (loss) for the period before taxes9903 | €-803k | €-1.19M | €-145k | €1.59M | €2.68M | ▲ 68.5% |
| Income taxes67/77 | €-34k | €3k | - | €106k | €337k | ▲ 216% |
| Taxes670/3 | - | €3k | - | €106k | €337k | ▲ 216% |
| Tax adjustments and reversals of tax provisions77 | - | €0 | - | - | - | - |
| Profit (loss) for the period9904 | €-769k | €-1.19M | €-145k | €1.49M | €2.35M | ▲ 57.9% |
| Profit (loss) for the period to be appropriated9905 | €-769k | €-1.19M | €-145k | €1.49M | €2.35M | ▲ 57.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €6.69M | €7.29M | €9.05M | €8.89M | €9.71M | ▲ 9.3% |
| Fixed assets21/28 | €4.15M | €4.73M | €5.23M | €3.80M | €3.97M | ▲ 4.6% |
| Intangible fixed assets21 | €124k | €71k | €60k | €49k | €37k | ▼ 22.8% |
| Tangible fixed assets22/27 | €26k | €52k | €45k | €22k | €6k | ▼ 71.2% |
| Furniture and vehicles24 | €26k | €52k | €45k | €22k | €6k | ▼ 71.2% |
| Financial fixed assets28 | €4.00M | €4.61M | €5.13M | €3.73M | €3.93M | ▲ 5.4% |
| Affiliated companies280/1 | - | €4.61M | €5.13M | €3.73M | €3.93M | ▲ 5.4% |
| Participating interests280 | - | €3.52M | €3.52M | €1.05M | €531k | ▼ 49.4% |
| Amounts receivable281 | - | €1.09M | €1.61M | €2.68M | €3.40M | ▲ 26.8% |
| Other financial fixed assets284/8 | - | €3k | €0 | - | - | - |
| Amounts receivable and cash guarantees285/8 | - | €3k | €0 | - | - | - |
| Current assets29/58 | €2.54M | €2.56M | €3.82M | €5.09M | €5.74M | ▲ 12.8% |
| Stocks and contracts in progress3 | - | €0 | - | €0 | €0 | - |
| Amounts receivable within one year40/41 | €1.71M | €1.25M | €3.38M | €2.32M | €4.68M | ▲ 102% |
| Trade receivables40 | €794k | €685k | €1.95M | €1.30M | €1.20M | ▼ 7.4% |
| Other amounts receivable41 | €921k | €561k | €1.43M | €1.02M | €3.48M | ▲ 240% |
| Cash at bank and in hand54/58 | €592k | €1.11M | €293k | €2.64M | €946k | ▼ 64.2% |
| Deferred charges and accrued income490/1 | €237k | €203k | €142k | €126k | €108k | ▼ 13.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €6.69M | €7.29M | €9.05M | €8.89M | €9.71M | ▲ 9.3% |
| Equity10/15 | €1.93M | €736k | €591k | €2.08M | €4.42M | ▲ 113% |
| Contributions10/11 | €360k | €360k | €360k | €360k | €360k | = |
| Reserves13 | €55k | €55k | €55k | €55k | €55k | = |
| Tax-exempt reserves132 | €19k | €19k | €19k | €19k | €19k | = |
| Distributable reserves133 | €36k | €36k | €36k | €36k | €36k | = |
| Profit (loss) carried forward14 | €1.51M | €320k | €175k | €1.66M | €4.01M | ▲ 141% |
| Amounts payable17/49 | €4.77M | €6.56M | €8.46M | €6.81M | €5.29M | ▼ 22.3% |
| Amounts payable after more than one year17 | €1.51M | €0 | - | €2.86M | €1.76M | ▼ 38.4% |
| Financial debts170/4 | €1.51M | €0 | - | €2.86M | - | - |
| Leasing and similar obligations172 | - | €0 | - | - | - | - |
| Other loans174 | - | - | - | €2.86M | - | - |
| Other amounts payable178/9 | - | - | - | - | €1.76M | - |
| Amounts payable within one year42/48 | €3.16M | €5.38M | €6.46M | €1.05M | €1.13M | ▲ 7.3% |
| Current portion of amounts payable after more than one year42 | - | €1.51M | €400k | €0 | - | - |
| Financial debts43 | €1.86M | €1.90M | €2.90M | €0 | - | - |
| Credit institutions430/8 | €1.86M | €1.90M | €2.90M | €0 | - | - |
| Trade debts44 | €936k | €953k | €1.45M | €685k | €758k | ▲ 10.7% |
| Suppliers440/4 | €936k | €953k | €1.45M | €685k | €758k | ▲ 10.7% |
| Taxes, remuneration and social security45 | €361k | €310k | €308k | €368k | €372k | ▲ 1.1% |
| Taxes450/3 | €76k | €0 | - | €158k | €91k | ▼ 42.3% |
| Remuneration and social security454/9 | €285k | €310k | €308k | €210k | €281k | ▲ 33.8% |
| Other amounts payable47/48 | €0 | €701k | €1.39M | €0 | - | - |
| Accrued charges and deferred income492/3 | €95k | €1.18M | €2.00M | €2.90M | €2.40M | ▼ 17.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-769k | €-1.19M | €-145k | €1.49M | €2.35M | ▲ 57.9% |
| + Depreciation and write-downs630 | €85k | €92k | €39k | €37k | €27k | ▼ 28.4% |
| Operating cash flow (approximation) | €-684k | €-1.10M | €-106k | €1.52M | €2.37M | ▲ 55.8% |
| Investment in fixed assets (approximation) | - | €-674k | €-538k | €1.40M | €-200k | ▼ 114% |
| Change in cash | - | €518k | €-817k | €2.35M | €-1.70M | ▼ 172% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €2.35M ▲57.9%
Net result €2.35M, the highest in the series.
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · unclassified schema · 60 days late
2024
31-12
Financial
Back to profitnet €1.49M
Net result €1.49M after 3 loss-making years.
31-12
Financial
Liquidity times 8current ratio 4.83
Current ratio from 0.59 to 4.83; short-term debt falls from €6.46M to €1.05M.
31-12
Financial
Equity above €2MEq €2.08M ▲252%
Equity rises from €591k to €2.08M.
24-09
NBB filing
Annual accounts filed
fiscal year 2023 · unclassified schema · 55 days late
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · unclassified schema · 22 days late
2022
31-12
Financial
Weakest financial yearnet €-1.19M
Net result drops to €-1.19M, the lowest in the series; recovery starts the following year.
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 17 days late
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €495k
Net result €495k after one loss-making year.
Show earlier events
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
02-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 14 acts read
About the unread acts
We know of 14 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
14 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2002
Ground area
2.4 ha
Building footprint
4,149 m²
Volume, LiDAR
64,261 m³
Parcel 21307F0126/00G000, Brussels · tallest building 20.6 m, ±5 floors. Linked by address, not a title deed.
91
companies at this address
See who is registered here
1 establishment unit
SIGMA SOFTWARE
since 20022.098.865.313
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21307F0126/00G000 | Brussels | 2.4 ha | 1 · 4,149 m² | 20.6 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Veda
BE 0421.954.552
Ingelmunster · Eq €4,422,082
B. B. S. - BELGIAN BUILDING SOLUTIONS
BE 0464.398.980
Mouscron · Eq €4,423,478
caHReer
BE 0668.434.819
Anderlecht · Eq €4,426,089
G-Beheer
BE 0448.550.269
Brussel · Eq €4,415,029
OPTION
BE 0461.650.021
Temse · Eq €4,414,538
Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 12,264 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-01-2002
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.