OPTIO

Active

Private limited companyfounded 2021active for 5 yearsOude-Boomgaardlaan 9, 9080 Lochristi, BelgiumKBO/BCE: BE 0763.909.444

Summary

The computed 12-month bankruptcy probability of OPTIO is 12.1% (high). For OPTIO, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €25,228 and a net result of -€16,830. Its solvency ranks better than 47% of 1,282 sector peers (NACE 41, financial year 2024). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

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OPTIOActive

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001

1 site

Size

€85,891total assets 2024

Equity: €25,228
Loss: -€16,830

Financial health

Bankruptcy probabilitywithin 12 months: 12.1%

2024 figures too old to score

Structure

Accounts 257 days overdue0 of 1 deed read

Signalsraises risk1 financial year not filed after the legal deadline; latest accounts 589 days late; 2 of the last 3 lateFigures for financial year 2024 (filed 11-09-2026)Size: total assets €85,891Loss of €16,830 (financial year 2024)Annual accounts not filedFiled more than 90 days lateShow the evidence

Bankruptcy probability

No current score

Figures too old

The available figures for FY 2024 are too old to assess current financial health.

Bankruptcy probability: High

Filing: One filing cycle is missing

Financial strength, FY 2024 · tick = 2022

Average

Solvency 54-18

equity 29.4% of total assets

Liquidity 65+9

short-term debt 46.8% · cash 30.0%

Profitability 19-81

return on assets -19.6%

Bankruptcy probability, 12 months

12.1% High

0%0.5%1.5%4%10%≥ 25%

About 1 in 8 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,400 companies, NACE 41, micro)

Last 24 months 11-2024: 8.6% 12-2024: 8.4%▼ -0.2 percentage points vs 11-2024lowest value 01-2025: 8.4%● unchanged vs 12-2024lowest value 02-2025: 10.2%▲ +1.8 percentage points vs 01-2025 03-2025: 10.2%● unchanged vs 02-2025 04-2025: 10.2%● unchanged vs 03-2025 05-2025: 11.0%▲ +0.8 percentage points vs 04-2025 06-2025: 11.0%● unchanged vs 05-2025 07-2025: 11.0%● unchanged vs 06-2025 08-2025: 11.0%● unchanged vs 07-2025 09-2025: 11.0%● unchanged vs 08-2025 10-2025: 11.0%● unchanged vs 09-2025 11-2025: 11.0%● unchanged vs 10-2025 12-2025: 11.0%● unchanged vs 11-2025 01-2026: 11.0%● unchanged vs 12-2025 02-2026: 10.4%▼ -0.6 percentage points vs 01-2026 03-2026: 10.4%● unchanged vs 02-2026 04-2026: 10.4%● unchanged vs 03-2026 05-2026: 10.3%▼ -0.1 percentage points vs 04-2026 06-2026: 10.3%● unchanged vs 05-2026 07-2026: 10.3%● unchanged vs 06-2026 08-2026: 10.3%● unchanged vs 07-2026 09-2026: 10.3%● unchanged vs 08-2026 10-2026: 12.1%▲ +1.8 percentage points vs 09-2026highest value

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Signals

Six signals.

raises risk

1 financial year not filed after the legal deadline; latest accounts 589 days late; 2 of the last 3 late

NBB · filings

Figures for financial year 2024 (filed 11-09-2026)

NBB · annual accounts

Size: total assets €85,891

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Loss of €16,830 (financial year 2024)

NBB · annual accounts

Annual accounts not filed

The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record, 257 days later.

NBB · 2 filings

Position against the passed deadline

30-06-2025 year end31-01-2026 deadline15-10-2026 today

Filed more than 90 days late

The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 11-09-2026, 588 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.

NBB · 2 filings

Deviation from the deadline

2025

not filed

2024

588 days late

2022

59 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 324 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

11-09-2026 Annual accounts filedfinancial year 2024 · full…
31-03-2023 Annual accounts filedfinancial year 2022 · abbreviated…

Key points

Risk: Accounts not fileddeadline was 31-01-2026 257 days late View
Caution: Among the weakest 17% on equitysector median €315,501 · 1,282 companies €25,228 View
Total assets 20242 financial years filed €85,891 View