OPTIMUM FINANCE
The computed 12-month bankruptcy probability of OPTIMUM FINANCE is 1.0% (low). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
| Active | 21 yrs |
| Board | 4 |
| Locations | 1 |
| Publications | 8 |
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-03-2025 | volledig | 31-10-2025 | 2025-00556152 |
| 31-03-2024 | micro | 21-10-2024 | 2024-00513467 |
| 31-03-2023 | micro | 17-10-2023 | 2023-00487246 |
| 31-03-2022 | micro | 15-09-2022 | 2022-20429576 |
| 31-03-2021 | micro | 20-09-2021 | 2021-67600416 |
| 31-03-2020 | micro | 11-09-2020 | 2020-52500265 |
| 31-03-2019 | micro | 28-08-2019 | 2019-52900313 |
| 31-03-2018 | micro | 14-09-2018 | 2018-63100324 |
| 31-03-2017 | micro | 07-09-2017 | 2017-60400370 |
| 31-03-2016 | volledig | 08-09-2016 | 2016-59400513 |
-
Current18-03-2015 → present
3 events
- 10-01-2025 Mandate renewed· Director
- 02-05-2018 Mandate renewed· Director
- 18-03-2015 Appointed· Director
-
Current18-03-2015 → present
5 events
- 10-01-2025 Mandate renewed· Director
- 02-05-2018 Mandate renewed· Director
- 02-05-2018 Appointed· Managing director
- 18-03-2015 Appointed· Director
- 18-03-2015 Appointed· Managing director
-
Current18-03-2015 → present
4 events
- 10-01-2025 Mandate renewed· Director
- 02-05-2018 Mandate renewed· Director
- 02-05-2018 Appointed· Managing director
- 18-03-2015 Appointed· Director
-
Current18-03-2015 → present
4 events
- 10-01-2025 Mandate renewed· Director
- 02-05-2018 Mandate renewed· Director
- 18-03-2015 Appointed· Director
- 18-03-2015 Appointed· Managing director
Historic, not recently confirmed (1)
-
Not recently confirmedlast confirmed in an act from 2018
2 events
- 02-05-2018 Mandate renewed· Director
- 18-03-2015 Appointed· Director
Former directors (1)
-
Former18-03-2015 → 26-09-2016
2 events
- 26-09-2016 Resigned· Director
- 18-03-2015 Appointed· Director
| NACE primary | - |
| Legal form | Private limited company(610) |
| Incorporation | 29-04-2005 |
| Status | Active |
| Postal code | 1301 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25006B0095/00B000 | Wallonia | 3,101 m² | 1 · 262 m² | 18.9 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 16 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
12-12-2025 Registered office moved from Wavre to Bierges
- Avenue Molière 18, 1300 Wavre → Rue de Genval 20, 1301 Bierges
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Bierges",
"region": "Brussels Gewest",
"street": "Rue de Genval",
"country": "BE",
"postcode": "1301",
"box_number": null,
"street_number": "20"
},
"old_address": {
"city": "Wavre",
"region": "Brabant Wallon",
"street": "Avenue Moli\u00E8re",
"country": "BE",
"postcode": "1300",
"box_number": null,
"street_number": "18"
},
"effective_date": "2025-11-10",
"evidence_quote": "L\u0027assembl\u00E9e d\u00E9cide que le si\u00E8ge de la soci\u00E9t\u00E9 sera transf\u00E9r\u00E9 de 1300 Wavre, Avenue Moli\u00E8re 18 \u00E0 1301 Bierges, Rue de Genval 20 et ce \u00E0 partir du 10/11/2025."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0873.561.412",
"name_full": "OPTIMUM FINANCE",
"legal_form": "SRL"
}
}10-01-2025 4 reappointed
- Kescinidis Elissabet, Bestuurder
- Vaneeckhout Guy, Bestuurder
- Vareltzis Stéphane, Bestuurder
- Mailland Laurence, Bestuurder
Technical details
{
"events": [
{
"kind": "director_renew",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Kescinidis Elissabet",
"address": null,
"birth_date": null
},
"evidence_quote": "de proc\u00E9der au renouvellement des mandats des administrateurs existants, pour une dur\u00E9e de trois ans, \u00E0 savoir: -Madame Kescinidis Elissabet"
},
{
"kind": "director_renew",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Vaneeckhout Guy",
"address": null,
"birth_date": null
},
"evidence_quote": "de proc\u00E9der au renouvellement des mandats des administrateurs existants, pour une dur\u00E9e de trois ans, \u00E0 savoir: -Monsieur Vaneeckhout Guy"
},
{
"kind": "director_renew",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Vareltzis St\u00E9phane",
"address": null,
"birth_date": null
},
"evidence_quote": "de proc\u00E9der au renouvellement des mandats des administrateurs existants, pour une dur\u00E9e de trois ans, \u00E0 savoir: -Monsieur Vareltzis St\u00E9phane"
},
{
"kind": "director_renew",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Mailland Laurence",
"address": null,
"birth_date": null
},
"evidence_quote": "de proc\u00E9der au renouvellement des mandats des administrateurs existants, pour une dur\u00E9e de trois ans, \u00E0 savoir: -Madame Mailland Laurence"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0873.561.412",
"name_full": "OPTIMUM FINANCE",
"legal_form": "SRL"
}
}15-03-2021 Change in the board of directors
Technical details
{
"events": [],
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"act_meta": {
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},
"subject_company": {
"kbo": "0873.561.412",
"name_full": "OPTIMUM FINANCE",
"legal_form": "SCRL"
}
}30-07-2019 Publication in the Belgian Official Gazette, Miscellaneous
Technical details
{
"stage": "proposal",
"notary": {
"name": "Laurence Mailland",
"firm_city": null,
"firm_name": null,
"office_city": "Wavre",
"is_associated": false
},
"act_meta": {
"language": "fr",
"pub_date": "2019-07-30",
"filing_date": "2019-01-19",
"act_kind_objet": "Projet de fusion par absorption"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"act_date": "2019-06-21",
"unanimous": null
},
"conversion": null,
"detected_kind": "merger_absorption",
"report_waiver": null,
"restructuring": {
"parties": [
{
"kbo": "0873.561.412",
"name": "SCRL Optimum Finance",
"role": "acquiring",
"address": "Avenue Moli\u00E8re, 18 - 1300 Wavre",
"is_foreign": false,
"legal_form": "SCRL",
"is_new_company": false,
"jurisdiction_country": "BE"
},
{
"kbo": "0873.586.057",
"name": "SPRL CTH Assurfinances",
"role": "absorbed",
"address": "Avenue Moli\u00E8re, 18 - 1300 Wavre",
"is_foreign": false,
"legal_form": "SPRL",
"is_new_company": false,
"jurisdiction_country": "BE"
}
],
"exchange_ratio": null,
"legal_articles": [
"12:7",
"12:50"
],
"is_cross_border": false,
"is_silent_merger": true,
"balance_basis_date": "2019-03-31",
"exchange_ratio_text": null,
"new_shares_issued_n": 0,
"real_estate_included": false,
"patrimony_description": "L\u0027op\u00E9ration consiste en la fusion par absorption de la SPRL CTH Assurfinances par la SCRL Optimum Finance. L\u0027int\u00E9gralit\u00E9 du patrimoine actif et passif de la soci\u00E9t\u00E9 absorb\u00E9e est transf\u00E9r\u00E9e \u00E0 la soci\u00E9t\u00E9 absorbante.",
"equity_transferred_eur": null,
"accounting_effective_date": "2019-04-01"
},
"subject_company": {
"kbo": "0873.561.412",
"name_full": "Optimum Finance",
"legal_form": "SCRL"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Laurence Mailland",
"org_rep_person_name": null
},
"summary_narrative": "La SCRL Optimum Finance a d\u00E9cid\u00E9 de fusionner par absorption la SPRL CTH Assurfinances, soci\u00E9t\u00E9 exer\u00E7ant la m\u00EAme activit\u00E9 de courtier en assurances. Cette fusion, qualifi\u00E9e de silencieuse, prend effet comptablement r\u00E9troactivement \u00E0 partir du 1er avril 2019. La totalit\u00E9 du patrimoine de CTH Assurfinances est transf\u00E9r\u00E9e \u00E0 Optimum Finance, dont les administrateurs-d\u00E9l\u00E9gu\u00E9s sont Laurence Mailland et Guy Vaneeckhout.",
"co_filed_documents": [],
"detected_real_type": "fusion_proposal",
"referenced_correction": null,
"should_reroute_to_category": null
}28-05-2018 2 directors appointed, 5 reappointed
- Laurence Mailland, Gedelegeerd bestuurder
- Guy Vaneeckhout, Gedelegeerd bestuurder
- Elissabet Kescinidis, Bestuurder
- Laurence Mailland, Bestuurder
- Jean-Pierre Vanderlinden, Bestuurder
- Guy Vaneeckhout, Bestuurder
- Stéphane Vareltzis, Bestuurder
Technical details
{
"events": [
{
"kind": "director_renew",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Elissabet Kescinidis",
"address": null,
"birth_date": null
},
"effective_date": "2018-05-02",
"evidence_quote": "De renouveler les mandats des administrateurs suivants pour une dur\u00E9e de 3 ans \u00E0 dater des pr\u00E9sentes de - Madame Elissabet Kescinidis"
},
{
"kind": "director_renew",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Laurence Mailland",
"address": null,
"birth_date": null
},
"effective_date": "2018-05-02",
"evidence_quote": "De renouveler les mandats des administrateurs suivants pour une dur\u00E9e de 3 ans \u00E0 dater des pr\u00E9sentes de - Madame Laurence Mailland"
},
{
"kind": "director_renew",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Jean-Pierre Vanderlinden",
"address": null,
"birth_date": null
},
"effective_date": "2018-05-02",
"evidence_quote": "De renouveler les mandats des administrateurs suivants pour une dur\u00E9e de 3 ans \u00E0 dater des pr\u00E9sentes de - Monsieur Jean-Pierre Vanderlinden"
},
{
"kind": "director_renew",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Guy Vaneeckhout",
"address": null,
"birth_date": null
},
"effective_date": "2018-05-02",
"evidence_quote": "De renouveler les mandats des administrateurs suivants pour une dur\u00E9e de 3 ans \u00E0 dater des pr\u00E9sentes de - Monsieur Guy Vaneeckhout"
},
{
"kind": "director_renew",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "St\u00E9phane Vareltzis",
"address": null,
"birth_date": null
},
"effective_date": "2018-05-02",
"evidence_quote": "De renouveler les mandats des administrateurs suivants pour une dur\u00E9e de 3 ans \u00E0 dater des pr\u00E9sentes de - Monsieur St\u00E9phane Vareltzis"
},
{
"kind": "director_in",
"role": "gedelegeerd_bestuurder",
"person": {
"rrn": null,
"name": "Laurence Mailland",
"address": null,
"birth_date": null
},
"effective_date": "2018-05-02",
"evidence_quote": "De nommer en qualit\u00E9 d\u0027administrateurs d\u00E9l\u00E9gu\u00E9s Laurence Mailland et Guy Vaneeckhout qui acceptent pour une dur\u00E9e de 3 ans."
},
{
"kind": "director_in",
"role": "gedelegeerd_bestuurder",
"person": {
"rrn": null,
"name": "Guy Vaneeckhout",
"address": null,
"birth_date": null
},
"effective_date": "2018-05-02",
"evidence_quote": "De nommer en qualit\u00E9 d\u0027administrateurs d\u00E9l\u00E9gu\u00E9s Laurence Mailland et Guy Vaneeckhout qui acceptent pour une dur\u00E9e de 3 ans."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0873.561.412",
"name_full": "OPTIMUM FINANCE",
"legal_form": "SCRL"
}
}26-09-2016 Gérard de Rosen resigns as director
- Gérard de Rosen, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "G\u00E9rard de Rosen",
"address": null,
"birth_date": null
},
"evidence_quote": "Apr\u00E8s d\u00E9lib\u00E9ration, l\u0027assembl\u00E9e d\u00E9cide \u00E0 l\u0027unanimit\u00E9 d\u0027accepter la d\u00E9mission du mandat d\u0027administrateur de Monsieur G\u00E9rard de Rosen (NN: 49.12.06.111-46)."
}
],
"schema": "v3.2",
"act_meta": {
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"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0873.561.412",
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"legal_form": "SCRL"
}
}27-04-2015 8 directors appointed
- de Rosen Gérard, Bestuurder
- Kescinidis Elissabet, Bestuurder
- Mailland Laurence, Bestuurder
- Vanderlinden Jean-Pierre, Bestuurder
- Vaneeckhout Guy, Bestuurder
- Vareltzis Stéphane, Bestuurder
- Mailland Laurence, Gedelegeerd bestuurder
- Vareltzis Stéphane, Gedelegeerd bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "de Rosen G\u00E9rard",
"address": null,
"birth_date": null
},
"effective_date": "2015-03-18",
"evidence_quote": "L\u0027assembl\u00E9e d\u00E9cide de nommer en qualit\u00E9 d\u0027administrateurs ou de renouveler les mandats des administrateurs suivants pour une dur\u00E9e de trois ans \u00E0 dater des pr\u00E9sentes de : -Monsieur de Rosen G\u00E9rard"
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Kescinidis Elissabet",
"address": null,
"birth_date": null
},
"effective_date": "2015-03-18",
"evidence_quote": "L\u0027assembl\u00E9e d\u00E9cide de nommer en qualit\u00E9 d\u0027administrateurs ou de renouveler les mandats des administrateurs suivants pour une dur\u00E9e de trois ans \u00E0 dater des pr\u00E9sentes de : -Madame Kescinidis Elissabet"
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Mailland Laurence",
"address": null,
"birth_date": null
},
"effective_date": "2015-03-18",
"evidence_quote": "L\u0027assembl\u00E9e d\u00E9cide de nommer en qualit\u00E9 d\u0027administrateurs ou de renouveler les mandats des administrateurs suivants pour une dur\u00E9e de trois ans \u00E0 dater des pr\u00E9sentes de : -Madame Mailland Laurence"
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Vanderlinden Jean-Pierre",
"address": null,
"birth_date": null
},
"effective_date": "2015-03-18",
"evidence_quote": "L\u0027assembl\u00E9e d\u00E9cide de nommer en qualit\u00E9 d\u0027administrateurs ou de renouveler les mandats des administrateurs suivants pour une dur\u00E9e de trois ans \u00E0 dater des pr\u00E9sentes de : -Monsieur Vanderlinden Jean-Pierre"
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Vaneeckhout Guy",
"address": null,
"birth_date": null
},
"effective_date": "2015-03-18",
"evidence_quote": "L\u0027assembl\u00E9e d\u00E9cide de nommer en qualit\u00E9 d\u0027administrateurs ou de renouveler les mandats des administrateurs suivants pour une dur\u00E9e de trois ans \u00E0 dater des pr\u00E9sentes de : -Monsieur Vaneeckhout Guy"
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Vareltzis St\u00E9phane",
"address": null,
"birth_date": null
},
"effective_date": "2015-03-18",
"evidence_quote": "L\u0027assembl\u00E9e d\u00E9cide de nommer en qualit\u00E9 d\u0027administrateurs ou de renouveler les mandats des administrateurs suivants pour une dur\u00E9e de trois ans \u00E0 dater des pr\u00E9sentes de : -Monsieur Vareltzis St\u00E9phane"
},
{
"kind": "director_in",
"role": "gedelegeerd_bestuurder",
"person": {
"rrn": null,
"name": "Mailland Laurence",
"address": null,
"birth_date": null
},
"effective_date": "2015-03-18",
"evidence_quote": "A l\u0027unanimit\u00E9, le conseil d\u00E9cide d\u0027appeler aux fonc tions d\u0027administrateurs-d\u00E9l\u00E9gu\u00E9s, Madame Laurence Mailland et Monsieur St\u00E9phane Vareltzis, qui acceptent."
},
{
"kind": "director_in",
"role": "gedelegeerd_bestuurder",
"person": {
"rrn": null,
"name": "Vareltzis St\u00E9phane",
"address": null,
"birth_date": null
},
"effective_date": "2015-03-18",
"evidence_quote": "A l\u0027unanimit\u00E9, le conseil d\u00E9cide d\u0027appeler aux fonc tions d\u0027administrateurs-d\u00E9l\u00E9gu\u00E9s, Madame Laurence Mailland et Monsieur St\u00E9phane Vareltzis, qui acceptent."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0873.561.412",
"name_full": "OPTIMUM FINANCE",
"legal_form": "SCRL"
}
}24-02-2010 Articles of association amended
Technical details
{
"schema": "v3.2",
"act_meta": {
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},
"statute_change": {
"name_change": false,
"seat_change": false,
"object_change": false,
"effective_date": "2010-01-19",
"legal_form_change": false
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0873.561.412",
"name_full": "OPTIMUM FINANCE",
"legal_form": "SCRL"
},
"signature_regime": null,
"special_mandates": [],
"governance_change": {
"admin_delegated_added": []
}
}| Legal nameFR | OPTIMUM FINANCE |