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OPTIMUM C

Active
Non-profit associationfounded 201115 yrs activede Maillé de la Tour Landrylaan 2, 1820 Steenokkerzeel, BelgiumKBO/BCE: BE 0832.947.413
Summary

OPTIMUM C has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€516,099) and a net result of -€17,179. Equity is shrinking by ~16.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 454 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability10▲+10
Solvency0=
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.17 against 0.09 in 2024; short-term debt: 439.6% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Education (NACE 85)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-369.1%
Return on assets
-12.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 15 years 0 20 y
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€516,099
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
14 d early
2024
11 d early
2023
12 d early
2022
18 d early
2021
11 d early
2020
16 d early
2019
14 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 14 days before the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

OPTIMUM C was incorporated on 19 January 2011.1 Total assets fell from EUR 165,201 in 2018 to EUR 139,829 in 2025 and headcount from 3.1 to 1.7 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€17,179▲ 84.7%
2024 · -€112,639
Working capital
-€511,314▼ 5.4%
2024 · -€485,219
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 85, Education, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€104,667-€63,660▲ 39.2%-€94,157▼ 47.9%-€75,101▲ 20.2%€21,636
Net result-€110,096below the sector's middle half-€77,312below the sector's middle half▲ 29.8%-€114,806below the sector's middle half▼ 48.5%-€112,639below the sector's middle half▲ 1.9%-€17,179within the sector's middle half▲ 84.7%
Equity-€194,163below the sector's middle half▼ 131%-€271,475below the sector's middle half▼ 39.8%-€386,281below the sector's middle half▼ 42.3%-€498,920below the sector's middle half▼ 29.2%-€516,099below the sector's middle half▼ 3.4%
Total assets€108,938below the sector's middle half▼ 25.0%€83,367below the sector's middle half▼ 23.5%€80,048below the sector's middle half▼ 4.0%€84,271below the sector's middle half▲ 5.3%€139,829below the sector's middle half▲ 65.9%
Debt€303,101▲ 32.2%€354,842▲ 17.1%€466,329▲ 31.4%€583,191▲ 25.1%€655,928▲ 12.5%
Working capital-€247,434below the sector's middle half▼ 140%-€304,404below the sector's middle half▼ 23.0%-€405,494below the sector's middle half▼ 33.2%-€485,219below the sector's middle half▼ 19.7%-€511,314below the sector's middle half▼ 5.4%
Solvency-178.2%below the sector's middle half▼ 120.4pp-325.6%below the sector's middle half▼ 147.4pp-482.6%below the sector's middle half▼ 156.9pp-592.0%below the sector's middle half▼ 109.5pp-369.1%below the sector's middle half▲ 223.0pp
Current ratio0.15below the sector's middle half▼ 0.340.09below the sector's middle half▼ 0.060.09below the sector's middle half=0.09below the sector's middle half=0.17below the sector's middle half▲ 0.08
Return on assets (ROA)-101.1%below the sector's middle half▼ 588.1pp-92.7%below the sector's middle half▲ 8.3pp-143.4%below the sector's middle half▼ 50.7pp-133.7%below the sector's middle half▲ 9.8pp-12.3%below the sector's middle half▲ 121.4pp
Staff (FTE)1.4below the sector's middle half▲ 7.7%0.9below the sector's middle half▼ 35.7%1.5below the sector's middle half▲ 66.7%1.7below the sector's middle half▲ 13.3%1.7below the sector's middle half=
above within below the middle half (P25 to P75) of NACE 85, Education, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€150,000-€100,000-€50,000€0Operating result 2021: -€104,667-€104,667Net result 2021: -€110,096-€110,096Operating result 2022: -€63,660-€63,660Net result 2022: -€77,312-€77,312Operating result 2023: -€94,157-€94,157Net result 2023: -€114,806-€114,806Operating result 2024: -€75,101-€75,101Net result 2024: -€112,639-€112,639Operating result 2025: €21,636€21,636Net result 2025: -€17,179-€17,17920212022202320242025-€150,000-€100,000-€50,000€0Operating result 2023: -€94,157-€94,200Net result 2023: -€114,806-€115,000Operating result 2024: -€75,101-€75,100Net result 2024: -€112,639-€113,000Operating result 2025: €21,636€21,600Net result 2025: -€17,179-€17,200202320242025
The operating result returns to profit in 2025: €21,636 after a loss of €75,101 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €139,829
Fixed assets €36,386 ▼ 4.2%
Current assets €103,443 ▲ 123%
Equity and liabilities
Equity-€516,099
Debt€655,928
Equity is negative: debt (€655,928) exceeds the balance-sheet total (€139,829).
Key figures and ratios
2025 value · change against 2024
EBITDA
€30,068▲
2024 · -€64,294
Cash flow
-€8,747▲
2024 · -€101,831
Interest coverage
0.77▲
2024 · -1.71
Debt ≤ 1 year
€614,757▲
2024 · €531,505
Staff costs
€3,838▼
2024 · €11,322
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,906 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
5.8% went bankrupt
8.1% stopped otherwise
85% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,906 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€84,271€139,829▲
Fixed assets21/28€37,985€36,386▼
Tangible fixed assets22/27€37,985€36,386▼
Plant, machinery and equipment23€11,821€9,311▼
Furniture and vehicles24€3,443€2,538▼
Other tangible fixed assets26€22,720€24,537▲
Current assets29/58€46,286€103,443▲
Amounts receivable within one year40/41€17,526€51,012▲
Trade receivables40€17,163€50,649▲
Other amounts receivable41€363€363=
Current investments50/53-€28,594
Cash at bank and in hand54/58€25,567-
Deferred charges and accrued income490/1€3,193€23,837▲
Equity and liabilities
Total equity and liabilities10/49€84,271€139,829▲
Equity10/15-€498,920-€516,099▼
Profit (loss) carried forward14-€498,920-€516,099▼
Amounts payable17/49€583,191€655,928▲
Amounts payable within one year42/48€531,505€614,757▲
Trade debts44€52,450€70,473▲
Suppliers440/4€52,450€70,473▲
Advances received on contracts in progress46€1,800€2,850▲
Taxes, remuneration and social security45€4,636€1,278▼
Taxes450/3€2,257€660▼
Remuneration and social security454/9€2,378€617▼
Accrued charges and deferred income492/3€51,686€41,171▼
Income statement Code20242025
Remuneration, social security and pensions62€11,322€3,838▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,808€8,432▼
Other operating charges640/8€49€15,846▲
Non-recurring operating charges66A€221€412▲
Gross operating margin9900-€52,702€50,164▲
Operating profit (loss)9901-€75,101€21,636▲
Financial charges65/66B€37,538€38,815▲
Recurring financial charges65€37,538€38,815▲
Profit (loss) for the period before taxes9903-€112,639-€17,179▲
Profit (loss) for the period9904-€112,639-€17,179▲
Profit (loss) for the period to be appropriated9905-€112,639-€17,179▲
Appropriation of the result
Profit (loss) to be appropriated9906-€498,920-€516,099▼
Profit (loss) brought forward from the previous period14P-€386,281-€498,920▼
Social balance
Average headcount (FTE)90871.71.7=

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62€39,670€25,511€16,321€11,322€3,838▼ 66.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,331€11,644€11,226€10,808€8,432▼ 22.0%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4--€745----
Other operating charges640/8€331€57-€49€15,846▲ 32,559%
Non-recurring operating charges66A€283--€221€412▲ 86.6%
Gross operating margin9900-€54,052-€27,192-€66,610-€52,702€50,164▲ 195%
Operating profit (loss)9901-€104,667-€63,660-€94,157-€75,101€21,636▲ 129%
Financial income75/76B€0-€767---
Recurring financial income75€0-€767---
Financial charges65/66B€5,429€13,653€21,416€37,538€38,815▲ 3.4%
Recurring financial charges65€5,429€13,653€21,416€37,538€38,815▲ 3.4%
Profit (loss) for the period before taxes9903-€110,096-€77,312-€114,806-€112,639-€17,179▲ 84.7%
Profit (loss) for the period9904-€110,096-€77,312-€114,806-€112,639-€17,179▲ 84.7%
Profit (loss) for the period to be appropriated9905-€110,096-€77,312-€114,806-€112,639-€17,179▲ 84.7%
Line20212022202320242025Change
Assets
Total assets20/58€108,938€83,367€80,048€84,271€139,829▲ 65.9%
Fixed assets21/28€63,690€52,901€41,674€37,985€36,386▼ 4.2%
Intangible fixed assets21€222-----
Tangible fixed assets22/27€63,469€52,901€41,674€37,985€36,386▼ 4.2%
Plant, machinery and equipment23€10,135€9,099€7,241€11,821€9,311▼ 21.2%
Furniture and vehicles24€8,565€6,599€4,632€3,443€2,538▼ 26.3%
Other tangible fixed assets26€44,769€37,203€29,801€22,720€24,537▲ 8.0%
Current assets29/58€45,248€30,466€38,374€46,286€103,443▲ 123%
Amounts receivable within one year40/41€10,900€11,155€7,096€17,526€51,012▲ 191%
Trade receivables40€6,580€10,792€6,733€17,163€50,649▲ 195%
Other amounts receivable41€4,319€363€363€363€363=
Current investments50/53----€28,594-
Cash at bank and in hand54/58€30,746€15,888€26,882€25,567--
Deferred charges and accrued income490/1€3,602€3,423€4,396€3,193€23,837▲ 647%
Equity and liabilities
Total equity and liabilities10/49€108,938€83,367€80,048€84,271€139,829▲ 65.9%
Equity10/15-€194,163-€271,475-€386,281-€498,920-€516,099▼ 3.4%
Profit (loss) carried forward14-€194,163-€271,475-€386,281-€498,920-€516,099▼ 3.4%
Amounts payable17/49€303,101€354,842€466,329€583,191€655,928▲ 12.5%
Amounts payable within one year42/48€292,682€334,870€443,868€531,505€614,757▲ 15.7%
Trade debts44€19,022€25,983€78,910€52,450€70,473▲ 34.4%
Suppliers440/4€19,022€25,983€78,910€52,450€70,473▲ 34.4%
Advances received on contracts in progress46--€358€1,800€2,850▲ 58.3%
Taxes, remuneration and social security45€147,239€2,768€2,087€4,636€1,278▼ 72.4%
Taxes450/3€141,545€332€284€2,257€660▼ 70.7%
Remuneration and social security454/9€5,695€2,436€1,803€2,378€617▼ 74.0%
Accrued charges and deferred income492/3€10,420€19,972€22,461€51,686€41,171▼ 20.3%
Line20212022202320242025Change
Profit (loss) for the period9904-€110,096-€77,312-€114,806-€112,639-€17,179▲ 84.7%
+ Depreciation and write-downs630€10,331€11,644€11,226€10,808€8,432▼ 22.0%
Operating cash flow (approximation)-€99,764-€65,668-€103,579-€101,831-€8,747▲ 91.4%
Investment in fixed assets (approximation)--€855€0-€7,118-€6,833▲ 4.0%
Change in cash--€14,858€10,994-€1,315--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
17-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
20-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
19-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
13-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
20-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
15-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Back to profitnet €707,379
Net result €707,379 after 2 loss-making years.
17-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial Weakest financial yearnet -€165,438
Net result drops to -€165,438, the lowest in the series; recovery starts the following year.
19-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 6 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Steenokkerzeel · 1 establishment unit since 2014
seat establishment The establishment unit on the map
Ground area
774 m²
Building footprint
88 m²
Volume, LiDAR
530 m³
Parcel 23081E0670/00G000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
OPTIMUM C
de Maillé de la Tour Landrylaan 2, 1820 SteenokkerzeelResidential care activities
since 20142.237.430.011
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23081E0670/00G000 Flanders 774 m² 1 · 88 m² 8.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Care and welfare

1 service
Kasteelresidentie Ter Ham
Care and Health agency · live
Groep van Assistentiewoningen

Similar companies · same sector, comparable size

Of 3,020 companies in this sector we hold annual accounts for 992. 292 are within a factor 10 of this headcount. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formNon-profit association
Founded19-01-2011
Fiscal year end31-12
Activities, NACEBEL 2025
85592Vocational training
E-invoicing
Reachable via Peppol
Peppol ID 0208:0832947413
Registered 27-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.