OPTIMUM BOUW
ActiveThe computed 12-month bankruptcy probability of OPTIMUM BOUW is 3.2% (moderate). The 2024 annual accounts show equity of €26k and a net result of €27k. Equity is growing by ~1183.5% per year across the filed fiscal years. Its solvency ranks better than 20% of 9981 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
43
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability84▲+84
Solvency37▲+18
Growth78▲+20
Track record94
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity tight (current ratio 1.01 against 0.81 in 2023; short-term debt: 88.2% and cash: 3.5% of total assets), and 88.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
11.8%
Return on assets
12.1%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 9981 sector peers (2024).
NBB · sector comparisonPosition among 9981 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-06-2025, 41 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
41 d early
2023
30 d early
2022
19 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€26k
2023 · €-650
2022: €1k
2023: €-650
2022 → 2024
Total assets
€223k▲ 1,865%
2023 · €11k
2022: €6k
2023: €11k
2022 → 2024
Net result
€27k
2023 · €-2k
2022: €-4k
2023: €-2k
2022 → 2024
Working capital
€2k
2023 · €-2k
2022: €1k
2023: €-2k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€1k-€-650€26k
Operating result€-4k-€-2k▲ 56.9%€35k
Net result€-4k-€-2k▲ 56.2%€27k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €35k after a loss of €2k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €223k
Fixed assets
€24k▲ 1,365%
Current assets
€199k▲ 1,950%
Equity and liabilities €223k
Equity
€26k
Debt
€197k
Debt finances 88.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€36k▲
2023 · €-863
Cash flow
€28k▲
2023 · €-893
Solvency
11.8%▲
2023 · -5.7%
Current ratio
1.01▲
2023 · 0.81
Quick ratio
1.01▲
2023 · 0.81
Debt / equity
7.45
ROE
102.5%
ROA
12.1%▲
2023 · -15.2%
Interest coverage
51.61▲
2023 · -5.44
Debt
€197k▲
2023 · €12k
Debt ≤ 1 year
€197k▲
2023 · €12k
Income taxes
€7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€11k€223k▲
Fixed assets21/28€2k€24k▲
Tangible fixed assets22/27€2k€24k▲
Furniture and vehicles24€2k€24k▲
Current assets29/58€10k€199k▲
Amounts receivable within one year40/41€10k€191k▲
Trade receivables40€5k€161k▲
Other amounts receivable41€5k€30k▲
Cash at bank and in hand54/58€123€8k▲
Equity and liabilities
Total equity and liabilities10/49€11k€223k▲
Equity10/15€-650€26k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-6k€21k▲
Amounts payable17/49€12k€197k▲
Amounts payable within one year42/48€12k€197k▲
Trade debts44-€189k
Suppliers440/4-€189k
Advances received on contracts in progress46€5k-
Taxes, remuneration and social security45-€7k
Taxes450/3-€7k
Other amounts payable47/48€7k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€826€1k▲
Other operating charges640/8€727€1k▲
Gross operating margin9900€-135€37k▲
Operating profit (loss)9901€-2k€35k▲
Financial income75/76B€128€153▲
Recurring financial income75€128€153▲
Financial charges65/66B€159€705▲
Recurring financial charges65€159€705▲
Profit (loss) for the period before taxes9903€-2k€34k▲
Income taxes67/77-€7k
Profit (loss) for the period9904€-2k€27k▲
Profit (loss) for the period to be appropriated9905€-2k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€21k▲
Profit (loss) brought forward from the previous period14P€-4k€-6k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €27k
Net result €27k after 2 loss-making years.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Helmontstraat 142060 AntwerpenGround area
127 m²
Building footprint
125 m²
Volume, LiDAR
1,199 m³
2 parcels, Flanders · tallest building 13.4 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
OPTIMUM BOUW
since 20212.321.602.651
CAFE DE HOEK
since 20262.389.137.813
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11805E0413/00A010 | Flanders | 67 m² | 1 · 67 m² | 13.4 m · 4 fl. |
| 12040A0300/00G000 | Flanders | 60 m² | 1 · 59 m² | 9.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteWillebroek2.389.137.813
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PEA
BE 0543.313.331
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BE 0628.796.659
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,041. 12,181 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-07-2021
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
56301Cafés and bars
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.