Debts
€39,248 89% of the balance sheet
Suppliers 5%Taxes and wages 29%Other 67%
OPTIMTECH
Overview
Lifetime
2 annual accounts with figures on one time axispeak €5,393 (2024)
€5,393▲ 29.6%
lowest -€1,308 (2024)
-€1,308▼ €4,420
peak €6,112 (2023)
€4,804▼ 21.4%
€39,248▲ 668%
Board1 name since 2023
1 directorAlbert Legrand SADIO KONGNE
Documentsfilings and deeds
31-12-2025153 days late
2024micro format
Gross margin from €4,160 to €5,393Loss of €1,308Equity from €6,112 to €4,804Debts from €5,108 to €39,248Cash from €8,220 to €21,300
Key points
from the 2024 annual accountsInvestments
€25,000 4.5 × depreciation
Green is investment, beige is depreciation.
Liquidity
0.63 was 2.20 in 2023
Short-term debts rose from €5,108 to €39,248.
2025 accounts not filed, 99 days past the deadline
Checked score
53
Fair
Financially stronger than 26% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,555 companies (NACE 70, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.1%▼ -0.3 percentage points vs 01-2025lowest value
03-2025: 0.2%▲ +0.1 percentage points vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.3%▲ +0.1 percentage points vs 07-2025
09-2025: 0.4%▲ +0.1 percentage points vs 08-2025
10-2025: 0.9%▲ +0.5 percentage points vs 09-2025
11-2025: 1.0%▲ +0.1 percentage points vs 10-2025
12-2025: 1.4%▲ +0.4 percentage points vs 11-2025
01-2026: 2.2%▲ +0.8 percentage points vs 12-2025highest value
02-2026: 0.4%▼ -1.8 percentage points vs 01-2026
03-2026: 0.5%▲ +0.1 percentage points vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.7%▲ +0.2 percentage points vs 07-2026
09-2026: 1.0%▲ +0.3 percentage points vs 08-2026
10-2026: 1.7%▲ +0.7 percentage points vs 09-2026
11-2026: 1.7%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Figures for financial year 2024 (filed on 09-01-2026)
1 financial year not filed after the legal deadline; last filed accounts filed 153 days late; 2 of the last 3 accounts late
Founded in 2023
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 17% of them on solvency, 37% on liquidity, 29% on profitability and 22% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,271 companies had the same profile as OPTIMTECH has now. Each dot stands for 4 companies, two years later.
93.5%
were still trading
2.0%
stopped another way
4.1%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of OPTIMTECH itself: 1.7% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,271 companies, not a prediction for OPTIMTECH. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Liquidity is insufficient, with a current ratio of 0.63 (2.2 in 2023), below 1. Short-term debt is 89.1% and cash 48.4% of total assets. 89.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 37584 sector peers (2024).
NBB · sector comparisonPosition among 37584 sector peers
Solvency
better than 15%
← weakest
strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 99 days later.
NBB · 2 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline07-11-2026 today
raises risk · 2024 accounts filed 153 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-12-2025, 153 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 2 filingsDeviation from the deadline
2025
not filed
2024
153 days late
2023
153 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 153 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1000562423
Incorporation
Founder: SADIO KONGNE Albert Legrand · 1,000 shares · Appointment: SADIO KONGNE Albert Legrand (director) · published on 04-10-2023 · Gazette deed
First establishment
Rue de la Culée 38, Walhain
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| OPTIMTECH Walhain | €44,052 | €5,393 | 10.9% | - |
| ThinkHive Walhain | €49,343 | €4,904 | 47.3% | - |
| DECADES Ottignies-Louvain-la-Neuve | €43,172 | €5,968 | 61.2% | - |
| NEKKYO Grez-Doiceau | €36,824 | €5,872 | 66.1% | - |
| DEHAUT Management Mont-Saint-Guibert | €53,506 | €5,601 | 57.4% | - |
| MEVEL Consulting Chastre | €45,013 | €4,710 | 64.2% | - |
| Van Rossem mgmt Lokeren | €44,216 | €5,553 | 45.9% | - |
These companies have the same main activity as OPTIMTECH: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €36,800 and €53,500, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 02-10-2023Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.352.314.3361457 Walhain, since 02-10-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 15-12-2025
Annual accounts 2024
- €5,393▲ 29.6%
- ≈ €25,000estimated
- €1,308
- €4,804▼ 21.4%
- €44,052▲ 293%
- Filing
- Filed on 31-12-2025
Insights on OPTIMTECH
The computed 12-month bankruptcy probability of OPTIMTECH is 1.7% (moderate). The 2024 annual accounts show equity of €4,804 and a net result of -€1,308.
Its solvency ranks better than 15% of 37,584 sector peers (NACE 70, financial year 2024). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2024
micro format, filed on 31-12-2025, 153 days late2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 7 November 2026.
€5,393
▲ 29.6%
-€733
▼ €4,893
-€1,308
▼ €4,420
-€14,603
▼ €20,715
10.9%
▼ 43.6 percentage points
0.63
▼ 1.57
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €25,000. Estimated: probably between €12,000 and €50,000.
Balance sheet
balance sheet total €44,052 on 31-12-2024What the company ownsHow it is paid for
in euro
in euro
Position in the sector
10.9%
Higher than 15% of 37,584 companies in 2024.
0.63
Higher than 15% of 36,338 companies in 2024.
-3.0%
Higher than 14% of 36,824 companies in 2024.
OPTIMTECH
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2024 | 2023 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
44,052 | 11,220 | |
21/28 |
19,407 | - | |
22/27 |
19,407 | - | |
24 |
19,407 | - | |
29/58 |
24,645 | 11,220 | |
40/41 |
3,345 | 3,000 | |
40 |
345 | - | |
41 |
3,000 | 3,000 | |
54/58 |
21,300 | 8,220 | |
| Balance sheet: equity and liabilities | |||
10/49 |
44,052 | 11,220 | |
10/15 |
4,804 | 6,112 | |
10/11 |
3,000 | 3,000 | |
14 |
1,804 | 3,112 | |
17/49 |
39,248 | 5,108 | |
42/48 |
39,248 | 5,108 | |
44 |
1,833 | 1,392 | |
440/4 |
1,833 | 1,392 | |
45 |
11,193 | 2,002 | |
450/3 |
3,861 | 1,037 | |
454/9 |
7,332 | 965 | |
47/48 |
26,222 | 1,714 | |
| Income statement | |||
9900 |
5,393 | 4,160 | |
60/61 |
- | 2,514 | |
630 |
5,593 | - | |
640/8 |
285 | - | |
66A |
247 | - | |
9901 |
-733 | 4,160 | |
65/66B |
66 | 11 | |
65 |
66 | 11 | |
9903 |
-799 | 4,149 | |
67/77 |
510 | 1,037 | |
9904 |
-1,308 | 3,112 | |
9905 |
-1,308 | 3,112 | |
| Appropriation of the result | |||
9906 |
1,804 | 3,112 | |
14P |
3,112 | - | |
| Document | |||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2024 (PDF), filed on 31-12-2025.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2024 | 2023 |
|---|---|---|---|
| 4,860 | - | ||
| 4,285 | - | ||
| 25,000 | - | ||
| 13,080 | - | ||
| -14,603 | 6,112 | ||
| 10.9% | 54.5% | ||
| 0.63 | 2.20 | ||
| 8.17 | 0.84 | ||
| -27.2% | 50.9% | ||
| -3.0% | 27.7% | ||
| 74.06 | - | ||
| - | 202 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2024 | 2023 |
|---|---|---|
| Tangible fixed assets | €25,000 | - |
| €5,593 | - |
Source: notes to the 2023 to 2024 annual accounts (statement of fixed assets)
Insights on OPTIMTECH
The operating result for 2024 is a loss of €733, after a profit of €4,160 in 2023.
Debt's share of the balance-sheet total rises from 45.5% to 89.1%. Equity is lower and debt is higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 02-10-2023
term without a fixed end
also on the board of 1 other company
listed in the 2024 annual accounts, filed on 31-12-2025
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “En cas de cessation de ses fonctions par suite d’un décès ou d’une démission, ou en cas d’ interruption temporaire par suite d’une…”deed of 04-10-2023
Mandates through the years
1 name, the dashed line is todayAlbert Legrand SADIO KONGNE
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- Albert Legrand SADIO KONGNE
- Director (not named in the articles), from 02-10-2023 to date
Control
Capital
- Contribution
- €3,000
- Shares
- 1,000
- Contribution per share
- €3
- Equity per share
- €4.80 in 2024
- Source
- 2024 annual accounts
Articles of association
deed of 04-10-2023 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Frais de procédure et d’expertise pour moitié à charge du cédant et moitié à charge du ou des acquéreurs proportionnellement au nombre…”“Moitié cédant moitié acquéreurs, Cession d'actions §2”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 13:00
Shareholders
At incorporation
deed of 04-10-2023 ↗
- SADIO KONGNE Albert Legrand all shares
Network & group
No group
OPTIMTECH has no parent and no holdings in its annual accounts. Albert Legrand SADIO KONGNE is the only director.
Connections & network
1 connected companyThe connected companies are in the list below.
This company
Company
Director
Shareholding
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Linked via shared directors
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Timeline
Timeline
5 events since 2023Filings
Establishments
2023202420252026
2025
Annual accounts 2024 filed PDFmicro format · 153 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:1000562423
2024
Annual accounts 2023 filed PDFmicro format · 153 days late
2023
IncorporationFounder: SADIO KONGNE Albert Legrand · 1,000 shares · Appointment: SADIO KONGNE Albert Legrand (director) · published on 04-10-20236 points ▸
- Founder, SADIO KONGNE Albert Legrand
- SADIO KONGNE Albert Legrand holds all the shares
- 1,000 shares
- Registered office clause, rue de la Culée 38, 1457 Walhain Saint-Paul (Walhain)
- Board rule, 1
- Director appointment, SADIO KONGNE Albert Legrand (director (not named in the articles))
First establishment Rue de la Culée 38, Walhain
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
OPTIMTECH was incorporated on 2 October 2023 as a private limited company by one natural person.12 Since 2023, Albert Legrand SADIO KONGNE has served as director.3 The company has filed 2 sets of annual accounts, the latest for financial year 2024.4
Company details
Identity
- Enterprise number
- 1000.562.423
- VAT number
- BE 1000.562.423
- Peppol ID
- 0208:1000562423
- Other Peppol ID
- 9925:BE1000562423
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 02-10-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 13:00deed of 04-10-2023 (in French)
- Peppol
- Reachable since 15-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- OPTIMTECH in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 04-10-2023 (in French)
Activities
NACEBEL 202570200
Business and other management consultancy main activity
Codes under NACEBEL 2008
70220
Business consulting main activity
62020
IT consultancy
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “La fourniture de conseils,d'assistance et d'orientation aux entreprises,institutions,organisations,administrations et particuliers dans les…”deed of 04-10-2023 (in French)
6 activities
- La fourniture de conseils,d'assistance et d'orientation aux entreprises,institutions,organisations,administrations et particuliers dans les domaines de la gestion stratégique,du développement politique et organisationnel,de la gestion de projets,de la gestion de tests et de l'orientation des processus
- La transformation numérique pour les centres de contact d'entreprises,d'institutions,d'organisations et de ministères
- L’analyse de système et processus informatique et industriel
- Le testing et le monitoring d’équipements informatique et industriel
- L'analyse,la conception,la programmation et le conseil en matière de programmes d'information,de systèmes d'information et de politique de l'information(gestion des technologies de l'information)
- Toutes activités immobilières pour compte propre(achat,vente,location,gestion,toute opération portant sur des droits réels immobiliers,démembrés ou non,location-financement,leasing immobilier,etc.)
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue de la Culée 38 registered office 1457 Walhain | 02-10-2023 | 2.352.314.336 |
Buildings and parcels at the address
- Ground area
- 356 m²
- Buildings
- 58 m²
- Volume, LiDAR
- 438 m³
- Tallest building
- 8.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 25109G0211/00E003 | 356 m² | 1 · 58 m² | 8.6 m · 2 |