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Generated 06-08-2026
Active BE 0792.819.107Private limited company

OPTIMRENT

Terwouwenstraat 44 ·3800 Sint-Truiden, Belgium· 3 yrs active
Sector: Retail trade (47811)
Conclusion Checked

The computed 12-month bankruptcy probability of OPTIMRENT is 2.5% (moderate). The 2024 annual accounts show equity of €45k and a net result of €-5k. Its solvency ranks better than 30% of 6696 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €45k
Net result €-5k
Better than sector 30%
Active 3 yrs
Snowflake analysis 5 axes · computed by Checked
Health22Profitability0Solvency14Growth32Stability94
32 / 100

Fragile profile, watch profitability in particular.

Health 22
Profitability 0
Solvency 14
Growth 32
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
2.5% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
22 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 29-08-2025 with the NBB · fiscal year 2024 · micro
€-20k€0€20k€40k€60kOperating result 2023: €62k€62kNet result 2023: €49k€49kOperating result 2024: €-4k€-4kNet result 2024: €-5k€-5k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 3.2% 20.4%
better than 30% of 6696 sector peers
Net result €-5k €4k
better than 24% of 6676 sector peers
Equity €45k €16k
better than 70% of 6710 sector peers
Gross operating margin €-3k €24k
better than 14% of 6655 sector peers
Total assets €1.40M €94k
better than 95% of 6700 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-4k
- 23-24
Net profit
€-5k
- 23-24
Cash flow
€-5k
- 23-24
Total assets
€1.40M
+43.0% 23-24
Equity
€45k
-10.5% 23-24
Working capital
€34k
-32.2% 23-24
Income taxes
€0
-100.0% 23-24
Debt
€1.35M
+45.9% 23-24
Debt ≤ 1y
€1.35M
+45.9% 23-24
Current ratio
1.03
-2.8% 23-24
Quick ratio
0.88
-7.0% 23-24
Solvency
3.2%
-37.4% 23-24
Debt / equity
30.04
+62.9% 23-24
ROE
-11.7%
- 23-24
ROA
-0.4%
- 23-24
Interest coverage
-3.98
- 23-24
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€-4k
Net profit€-5k
Cash flow€-5k
Staff costs-
Income taxes€0
Dividends-
Total assets€1.40M
Equity€45k
Debt€1.35M
of which ≤ 1y€1.35M
of which > 1y-
Working capital€34k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.03
Quick ratio0.88
Working capital ratio2.4%
Solvency3.2%
Debt / equity30.04
Long-term debt ratio-
Interest coverage-3.98
Gross margin-
Net margin-
ROA-0.4%
ROE-11.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€1.40M
Fixed assets 21/28€11k
Tangible fixed assets 22/27€11k
Current assets 29/58€1.39M
Stocks & contracts in progress 3€199k
Amounts receivable within one year 40/41€1.12M
Cash & bank 54/58€65k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.40M
Equity 10/15€45k
Contributions / capital 10/11€1k
Reserves 13€44k
Amounts payable 17/49€1.35M
Amounts payable within one year 42/48€1.35M
Trade debts payable within one year 44€946k
Income statement
Gross operating margin 9900€-3k
Operating result 9901€-4k
Financial income 75€0
Financial charges 65€951
Result before taxes 9903€-5k
Income taxes 67/77€0
Net result for the period 9904€-5k
Result to be appropriated 9905€-5k
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Ratios computed by Checked.
Legal Structure
NACE primary Retail trade(47811)
Legal form Private limited company(610)
Incorporation24-10-2022
StatusActive
Postal code3800
Establishment units 1 location
OPTIMRENT
Terwouwenstraat 44, 3800 Sint-TruidenGroothandel in auto's en lichte bestelwagens (= 3,5 ton)
since 20222.337.077.517
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71064A0638/00E000 Flanders 1,429 m² 1 · 241 m² 11.9 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
29-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
30-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Groothandel in auto's en lichte bestelwagens (= 3,5 ton)45111Handelsbemiddeling in auto's en lichte bestelwagens (= 3,5 ton)45112Handelsbemiddeling in de groothandel in andere specifieke goederen46180Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)46711Holdings64200Activiteiten van holdings64210Verhuur en lease van personenauto's en lichte bestelwagens (< 3,5 ton)77110Verhuur en lease van personenauto’s en andere lichte motorvoertuigen77110Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Diverse administratieve activiteiten ten behoeve van kantoren82110
Primary activity highlighted.
Names & trade names
Legal nameNL OPTIMRENT
Registered office
Terwouwenstraat 44
3800 Sint-Truiden, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative