OPTIMOR HRM Consultants
ActiveSummary
OPTIMOR HRM Consultants has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €206k and a net result of €86k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 46% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▲+3
Solvency77▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 2.61 against 2.35 in 2024; short-term debt: 37.2% and cash: 1.3% of total assets), and 48.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.8%
Return on assets
21.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
83 d early
2023
1 d early
2022
35 d early
2021
109 d early
2020
80 d early
2019
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€206k▲ 5.6%
2024 · €195k
2018: €145k
2019: €160k
2020: €160k
2021: €165k
2022: €180k
2023: €180k
2024: €195k
2018 → 2025
Total assets
€397k▲ 1.8%
2024 · €390k
2018: €458k
2019: €414k
2020: €369k
2021: €402k
2022: €385k
2023: €345k
2024: €390k
2018 → 2025
Net result
€86k▲ 14.4%
2024 · €75k
2018: €120k
2019: €39k
2020: €12k
2021: €84k
2022: €95k
2023: €51k
2024: €75k
2018 → 2025
Working capital
€238k▲ 9.6%
2024 · €217k
2018: €274k
2019: €256k
2020: €236k
2021: €210k
2022: €205k
2023: €208k
2024: €217k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€165k-€180k▲ 9.2%€180k=€195k▲ 8.4%€206k▲ 5.6%
Operating result€123k-€136k▲ 10.3%€78k▼ 42.7%€104k▲ 34.3%€119k▲ 13.7%
Net result€84k-€95k▲ 12.9%€51k▼ 46.2%€75k▲ 46.7%€86k▲ 14.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 14% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €397k
Fixed assets
€11k ▼ 8.5%
Current assets
€386k ▲ 2.1%
Equity and liabilities €397k
Equity
€206k ▲ 5.6%
Provisions
€43k ▲ 26.3%
Debt
€148k ▼ 8.0%
Debt's share of the balance-sheet total falls from 41.2% to 37.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€121k▲
2024 · €106k
Cash flow
€88k▲
2024 · €77k
Current ratio
2.61▲
2024 · 2.35
Debt to equity
0.72▼
2024 · 0.82
ROE
41.8%▲
2024 · 38.5%
ROA
21.6%▲
2024 · 19.3%
Interest coverage
211.51▲
2024 · 133.86
Debt ≤ 1 year
€148k▼
2024 · €161k
Income taxes
€33k▲
2024 · €29k
Staff costs
€298k▼
2024 · €303k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€390k€397k▲
Fixed assets21/28€12k€11k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€476€857▲
Other tangible fixed assets26€2k€305▼
Financial fixed assets28€10k€10k=
Current assets29/58€378k€386k▲
Amounts receivable within one year40/41€201k€127k▼
Trade receivables40€192k€118k▼
Other amounts receivable41€9k€9k▲
Current investments50/53€140k€226k▲
Cash at bank and in hand54/58€4k€5k▲
Deferred charges and accrued income490/1€32k€27k▼
Equity and liabilities
Total equity and liabilities10/49€390k€397k▲
Equity10/15€195k€206k▲
Contributions10/11€118k€118k=
Reserves13€77k€88k▲
Distributable reserves133€77k€88k▲
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€34k€43k▲
Provisions for liabilities and charges160/5€34k€43k▲
Other liabilities and charges164/5€34k€43k▲
Amounts payable17/49€161k€148k▼
Amounts payable within one year42/48€161k€148k▼
Financial debts43€7k€7k▼
Credit institutions430/8€7k€7k▼
Trade debts44€58k€12k▼
Suppliers440/4€58k€12k▼
Taxes, remuneration and social security45€36k€54k▲
Taxes450/3€5k€16k▲
Remuneration and social security454/9€31k€38k▲
Other amounts payable47/48€60k€75k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€303k€298k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-904
Provisions for liabilities and charges: additions (uses and reversals)635/8€-4k€9k▲
Other operating charges640/8€648€479▼
Gross operating margin9900€406k€428k▲
Operating profit (loss)9901€104k€119k▲
Financial income75/76B€792€940▲
Recurring financial income75€792€940▲
Financial charges65/66B€795€572▼
Recurring financial charges65€795€572▼
Profit (loss) for the period before taxes9903€104k€119k▲
Income taxes67/77€29k€33k▲
Profit (loss) for the period9904€75k€86k▲
Profit (loss) for the period to be appropriated9905€75k€86k▲
Appropriation of the result
Profit (loss) to be appropriated9906€75k€86k▲
Transfer to equity691/2€15k€11k▼
To other reserves6921€15k€11k▼
Profit to be distributed694/7€60k€75k▲
Return on contributions (dividend)694€60k€75k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €206k ▲5.6%
8 profitable years in a row build equity to €206k.
09-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
12-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €12k ▼68.3%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €150kEq €160k ▲10.3%
2 profitable years in a row build equity to €160k.
11-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1995
Ground area
4.4 ha
Building footprint
3.9 ha
Volume, LiDAR
615,702 m³
Parcel 21814P0441/00B000, Brussels · tallest building 34.0 m, ±6 floors. Linked by address, not a title deed.
236
companies at this address
See who is registered here
1 establishment unit
OPTIMOR HRM CONSULTANTS
since 19952.071.387.290
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21814P0441/00B000 | Brussels | 4.4 ha | 1 · 3.9 ha | 34.0 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,572. 39,772 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-02-1995
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.