OPTIMOBIL WALLONIE
ActiveOPTIMOBIL WALLONIE has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.83M and a net result of €315k. Equity is growing by ~24.4% per year across the filed fiscal years. Its solvency ranks better than 60% of 517 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability78▼-4
Solvency70▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity short (current ratio 0.71 against 0.79 in 2023; short-term debt: 52.6% and cash: 25.3% of total assets), and 55% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
45%
Return on assets
7.8%
Age of the figures
21 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-08-2025, 6 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
6 d late
2023
43 d early
2022
31 d early
2021
46 d early
2020
58 d early
2019
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€315k▼ 17.0%
2023 · €380k
2018: €65k
2019: €63k
2020: €100k
2021: €182k
2022: €239k
2023: €380k
2018 → 2024
Working capital
€-610k▼ 53.3%
2023 · €-398k
2018: €382k
2019: €500k
2020: €669k
2021: €869k
2022: €123k
2023: €-398k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€712k-€895k▲ 25.6%€1.13M▲ 26.7%€1.51M▲ 33.5%€1.83M▲ 20.8%
Operating result€140k-€253k▲ 81.3%€331k▲ 30.7%€516k▲ 56.1%€434k▼ 15.9%
Net result€100k-€182k▲ 82.8%€239k▲ 31.2%€380k▲ 58.6%€315k▼ 17.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 16% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €4.06M
Fixed assets
€2.54M▲ 25.3%
Current assets
€1.52M▲ 0.3%
Equity and liabilities €4.06M
Equity
€1.83M▲ 20.8%
Provisions
€39k▼ 12.2%
Debt
€2.19M▲ 10.5%
The debt ratio falls from 56.0% to 54.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.12M▲
2023 · €943k
Cash flow
€1.00M▲
2023 · €807k
Solvency
45.0%▲
2023 · 42.7%
Current ratio
0.71▼
2023 · 0.79
Quick ratio
0.71▼
2023 · 0.79
Debt / equity
1.20▼
2023 · 1.31
ROE
17.2%▼
2023 · 25.1%
ROA
7.8%▼
2023 · 10.7%
Interest coverage
108.52▼
2023 · 111.07
Debt
€2.19M▲
2023 · €1.99M
Debt ≤ 1 year
€2.13M▲
2023 · €1.92M
Income taxes
€116k▲
2023 · €104k
Staff costs
€395k▲
2023 · €312k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€3.54M€4.06M▲
Fixed assets21/28€2.02M€2.54M▲
Tangible fixed assets22/27€2.01M€2.52M▲
Plant, machinery and equipment23-€3k
Furniture and vehicles24€2.01M€2.52M▲
Financial fixed assets28€16k€16k=
Current assets29/58€1.52M€1.52M▲
Amounts receivable within one year40/41€490k€494k▲
Trade receivables40€437k€487k▲
Other amounts receivable41€53k€6k▼
Current investments50/53€250k€0▼
Cash at bank and in hand54/58€774k€1.03M▲
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€3.54M€4.06M▲
Equity10/15€1.51M€1.83M▲
Contributions10/11€87k€87k=
Capital10€87k€87k=
Issued capital100€87k€87k=
Reserves13€1.43M€1.74M▲
Non-distributable reserves130/1€9k€9k=
Legal reserve130€9k€9k=
Tax-exempt reserves132€135k€118k▼
Distributable reserves133€1.28M€1.61M▲
Provisions and deferred taxes16€45k€39k▼
Deferred taxes168€45k€39k▼
Amounts payable17/49€1.99M€2.19M▲
Amounts payable within one year42/48€1.92M€2.13M▲
Trade debts44€628k€677k▲
Suppliers440/4€628k€677k▲
Advances received on contracts in progress46€6k€11k▲
Taxes, remuneration and social security45€63k€71k▲
Taxes450/3€28k€25k▼
Remuneration and social security454/9€35k€46k▲
Other amounts payable47/48€1.22M€1.38M▲
Accrued charges and deferred income492/3€68k€59k▼
Income statement
Code20232024
Non-recurring operating income76A€191k€110k▼
Remuneration, social security and pensions62€312k€395k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€427k€689k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€37k€16k▼
Other operating charges640/8€92k€98k▲
Non-recurring operating charges66A€11k€9k▼
Gross operating margin9900€1.40M€1.64M▲
Operating profit (loss)9901€516k€434k▼
Financial income75/76B€4k€2k▼
Recurring financial income75€4k€2k▼
Financial charges65/66B€8k€10k▲
Recurring financial charges65€8k€10k▲
Profit (loss) for the period before taxes9903€511k€425k▼
Transfer from deferred taxes780€9k€15k▲
Transfer to deferred taxes680€37k€9k▼
Income taxes67/77€104k€116k▲
Profit (loss) for the period9904€380k€315k▼
Transfer from tax-exempt reserves789€27k€44k▲
Transfer to tax-exempt reserves689€111k€27k▼
Profit (loss) for the period to be appropriated9905€296k€331k▲
Appropriation of the result
Profit (loss) to be appropriated9906€296k€331k▲
Transfer to equity691/2€296k€331k▲
To other reserves6921€296k€331k▲
Social balance
Average headcount (FTE)90876.37.9▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 6 days late
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €380k ▲58.6%
Operating result €516k, net result €380k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €1MEq €1.13M ▲26.7%
5 profitable years in a row build equity to €1.13M.
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
03-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet €63k ▼3.1%
Net result drops to €63k, the lowest in the series; recovery starts the following year.
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
01-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
20-06-2025
David Van Kesteren: Resigned as Director
22-05-2024
David Van Kesteren: Resigned as Daily management
16-06-2023
Vincent Peremans: Resigned as Director
06-12-2022
Cedric Blanckaert: Resigned as Director
19-05-2016
Jean-Marc VANDENBROUCKE: Resigned as Director
19-05-2016
Koen Van De Putte: Resigned as Director
15-05-2013
Jan Klüssendorf: Resigned as Director
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Buisson-Saint-Guibert 15030 GemblouxGround area
366 m²
Building footprint
60 m²
Parcel 92053A0205/00C005, Wallonia. Linked by address, not a title deed.
1 establishment unit
OPTIMOBIL WALLONIE CAMBIO - VOITURES PARTAGEES
since 20022.099.018.434
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92053A0205/00C005indicative | Wallonia | 366 m² | 1 · 60 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
123UPLA
BE 0756.457.369
Gent · Eq €1.82M
AUTOVERHUUR MEERSCHAERT
BE 0842.138.261
Damme · Eq €1.85M
CARO DS
BE 0724.632.758
Herzele · Eq €1.87M
Z - RENT
BE 0458.229.384
Wellen · Eq €1.88M
PADOF
BE 0811.315.621
Sint-Niklaas · Eq €1.75M
Of 1,443 companies in sector 77110 we hold annual accounts for 727. 279 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded23-04-2002
Fiscal year end31-12
Trade name FR
CAMBIO
Activities, NACEBEL
52210Service activities incidental to land transportation
63210
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.