OPTIMO
ActiveSummary
OPTIMO has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €721,511 and a net result of €71,925. Equity is growing by about 14% per year across the filed financial years. Its solvency ranks better than 85% of 11,191 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- €721,511
- Profit
- €71,925
Why 98lowers riskLiquidity: current ratio 3.10, cash €356,144Equity €721,511 (80.7% of total assets)Size: total assets €893,516Figures for financial year 2025 (filed 29-06-2026)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 91% on solvency, 94% on liquidity, 76% on profitability and 67% on growth.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 19 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · abbreviated…
- Resignation: NELISSEN Luc (manager)Appointment: NELISSEN Luc (director) ·…
- Annual accounts filedfinancial year 2024 · abbreviated…
Financials · financial year 2025, abbreviated format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 3% above 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 68, Real estate activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 20,136 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95.0% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,136 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €27,913 | €27,128 | €22,534 | €22,534 | €21,890 | €14,731 | €14,736 | €20,109 | ▲ 36.5% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | - | - | €5,847 | - | - |
| Other operating charges640/8 | - | - | - | €5,591 | €7,304 | €6,197 | €6,499 | €7,690 | ▲ 18.3% |
| Non-recurring operating charges66A | - | - | - | - | - | - | €5,115 | - | - |
| Gross operating margin9900 | €72,356 | €96,132 | €91,855 | €135,078 | €144,283 | €117,902 | €132,510 | €131,244 | ▼ 1.0% |
| Operating profit (loss)9901 | €40,288 | €61,676 | €64,264 | €106,952 | €115,089 | €96,975 | €100,314 | €103,445 | ▲ 3.1% |
| Financial income75/76B | - | - | - | €175 | €2,784 | €344 | €5,023 | €1,688 | ▼ 66.4% |
| Recurring financial income75 | €147 | €10 | €3 | €175 | €2,784 | €344 | €5,023 | €1,688 | ▼ 66.4% |
| Financial charges65/66B | - | - | - | €10,671 | €8,734 | €9,940 | €12,147 | €8,967 | ▼ 26.2% |
| Recurring financial charges65 | €9,870 | €10,643 | €11,706 | €10,671 | €8,734 | €9,940 | €12,147 | €8,967 | ▼ 26.2% |
| Profit (loss) for the period before taxes9903 | €30,565 | €51,043 | €52,561 | €96,456 | €109,139 | €87,379 | €93,189 | €96,166 | ▲ 3.2% |
| Transfer from deferred taxes780 | - | - | - | €2,618 | €1,728 | €843 | €843 | €843 | = |
| Income taxes67/77 | €13,261 | €19,680 | €14,892 | €28,409 | €32,038 | €23,299 | €25,984 | €25,084 | ▼ 3.5% |
| Profit (loss) for the period9904 | €19,922 | €33,981 | €40,287 | €70,666 | €78,830 | €64,923 | €68,049 | €71,925 | ▲ 5.7% |
| Transfer from tax-exempt reserves789 | - | - | - | €5,085 | €5,184 | €2,530 | €2,530 | €2,530 | = |
| Profit (loss) for the period to be appropriated9905 | €25,007 | €39,066 | €45,372 | €75,751 | €84,014 | €67,454 | €70,579 | €74,456 | ▲ 5.5% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €674,483 | €682,453 | €678,434 | €728,135 | €787,601 | €780,370 | €841,373 | €893,516 | ▲ 6.2% |
| Fixed assets21/28 | €354,133 | €327,005 | €301,269 | €278,734 | €263,433 | €257,970 | €342,101 | €438,766 | ▲ 28.3% |
| Tangible fixed assets22/27 | €354,133 | €327,005 | €301,269 | €278,734 | €263,433 | €257,970 | €342,101 | €438,766 | ▲ 28.3% |
| Land and buildings22 | - | - | - | €266,034 | €244,973 | €240,827 | €326,277 | €423,112 | ▲ 29.7% |
| Plant, machinery and equipment23 | - | - | - | - | - | - | - | €1,148 | - |
| Furniture and vehicles24 | - | - | - | €12,700 | €18,460 | €17,142 | €15,824 | €14,506 | ▼ 8.3% |
| Current assets29/58 | €320,350 | €355,447 | €377,165 | €449,400 | €524,168 | €522,401 | €499,272 | €454,749 | ▼ 8.9% |
| Stocks and contracts in progress3 | €10,126 | €14,267 | €12,345 | €17,827 | €16,261 | €4,766 | - | - | - |
| Stocks30/36 | - | - | - | €17,827 | €16,261 | €4,766 | - | - | - |
| Amounts receivable within one year40/41 | €174,899 | €213,596 | €215,204 | €266,218 | €260,251 | €171,484 | €94,141 | €95,879 | ▲ 1.8% |
| Trade receivables40 | - | - | - | €257,645 | €252,566 | €159,300 | €74,528 | €71,264 | ▼ 4.4% |
| Other amounts receivable41 | - | - | - | €8,574 | €7,685 | €12,185 | €19,613 | €24,615 | ▲ 25.5% |
| Current investments50/53 | - | - | - | - | - | - | €200,000 | - | - |
| Cash at bank and in hand54/58 | €133,683 | €126,027 | €148,504 | €163,979 | €244,249 | €344,243 | €197,216 | €356,144 | ▲ 80.6% |
| Deferred charges and accrued income490/1 | - | - | - | €1,376 | €3,407 | €1,908 | €7,916 | €2,727 | ▼ 65.6% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €674,483 | €682,453 | €678,434 | €728,135 | €787,601 | €780,370 | €841,373 | €893,516 | ▲ 6.2% |
| Equity10/15 | €285,152 | €319,133 | €359,420 | €430,086 | €516,614 | €581,537 | €649,586 | €721,511 | ▲ 11.1% |
| Contributions10/11 | €18,600 | €18,600 | - | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €266,552 | €300,533 | €340,820 | €411,486 | €498,014 | €562,937 | €630,986 | €702,911 | ▲ 11.4% |
| Non-distributable reserves130/1 | - | - | - | €10,693 | €10,693 | €10,693 | €10,693 | - | - |
| Reserves not available under the articles1311 | - | - | - | €10,693 | €10,693 | €10,693 | €10,693 | - | - |
| Tax-exempt reserves132 | - | - | - | €56,527 | €59,042 | €56,511 | €53,981 | €51,451 | ▼ 4.7% |
| Distributable reserves133 | - | - | - | €344,265 | €428,279 | €495,733 | €566,312 | €651,461 | ▲ 15.0% |
| Provisions and deferred taxes16 | €36,963 | €34,344 | €31,726 | €29,107 | €19,681 | €18,837 | €17,994 | €17,150 | ▼ 4.7% |
| Deferred taxes168 | - | - | - | €29,107 | €19,681 | €18,837 | €17,994 | €17,150 | ▼ 4.7% |
| Amounts payable17/49 | €352,369 | €328,976 | €287,288 | €268,942 | €251,307 | €179,996 | €173,793 | €154,854 | ▼ 10.9% |
| Amounts payable after more than one year17 | €63,375 | €43,875 | €24,375 | €4,875 | - | - | - | - | - |
| Financial debts170/4 | - | - | - | €4,875 | - | - | - | - | - |
| Amounts payable within one year42/48 | €288,193 | €285,101 | €261,459 | €262,611 | €251,307 | €179,996 | €163,307 | €146,714 | ▼ 10.2% |
| Current portion of amounts payable after more than one year42 | - | - | - | €19,500 | €4,875 | - | - | - | - |
| Trade debts44 | €25,188 | €10,676 | €844 | €18,377 | €35,599 | €7,381 | €12,261 | €17,185 | ▲ 40.2% |
| Suppliers440/4 | - | - | - | €18,377 | €35,599 | €7,381 | €12,261 | €17,185 | ▲ 40.2% |
| Taxes, remuneration and social security45 | - | - | - | €37,290 | €68,320 | €40,345 | €30,594 | €15,341 | ▼ 49.9% |
| Taxes450/3 | - | - | - | €37,290 | €68,320 | €40,345 | €30,594 | €15,341 | ▼ 49.9% |
| Other amounts payable47/48 | - | - | - | €187,445 | €142,512 | €132,270 | €120,452 | €114,188 | ▼ 5.2% |
| Accrued charges and deferred income492/3 | - | - | - | €1,455 | - | - | €10,487 | €8,140 | ▼ 22.4% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19,922 | €33,981 | €40,287 | €70,666 | €78,830 | €64,923 | €68,049 | €71,925 | ▲ 5.7% |
| + Depreciation and write-downs630 | €27,913 | €27,128 | €22,534 | €22,534 | €21,890 | €14,731 | €14,736 | €20,109 | ▲ 36.5% |
| Operating cash flow (approximation) | €47,835 | €61,109 | €62,822 | €93,200 | €100,720 | €79,654 | €82,785 | €92,034 | ▲ 11.2% |
| Investment in fixed assets (approximation) | - | €0 | €3,202 | €0 | -€6,589 | -€9,267 | -€98,867 | -€116,774 | ▼ 18.1% |
| Change in cash | - | -€7,656 | €22,478 | €15,475 | €80,269 | €99,994 | -€147,027 | €158,929 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 32 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | abbreviated format | 29-06-2026 | 2026-00212453 |
| 31-12-2024 | abbreviated format | 25-07-2025 | 2025-00308237 |
| 31-12-2023 | abbreviated format | 29-07-2024 | 2024-00294794 |
| 31-12-2022 | abbreviated format | 26-07-2023 | 2023-00276428 |
| 31-12-2021 | abbreviated format | 31-08-2022 | 2022-20389546 |
| 31-12-2020 | abbreviated format | 28-10-2021 | 2021-74300130 |
| 31-12-2019 | micro format | 30-09-2020 | 2020-57700422 |
| 31-12-2018 | micro format | 23-07-2019 | 2019-35900357 |
| 31-12-2017 | abbreviated format | 27-07-2018 | 2018-38400053 |
| 31-12-2016 | abbreviated format | 04-08-2017 | 2017-40700330 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| NELISSEN Luc |
|
Owners and capital
Owners
1 ownerOwners 1
- Sourceaccounts JLN 202599.99%
Sources: the companies' annual accounts, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Capital and shareholders
- 05-09-2025 Converted to unavailable equity · €29,293
Group and network
Connections & network
The network starts from this company’s shareholders. What else they own or run appears here as nodes.
History
Acts, filings and financial milestones
05-09
Gazette deed
Resignation: NELISSEN Luc (manager)Appointment: NELISSEN Luc (director) · Director discharge · Declaration16 facts ▸
- General meeting, 05-08-2025
- Director resignation, NELISSEN Luc (manager)
- Director discharge, NELISSEN Luc (manager and director)
- Director appointment, NELISSEN Luc (director (not named in the articles))
- Declaration, “persoonlijk of via tussenpersoon een onderneming uit te baten of de functie van bestuurder, commissaris of zaakvoerder uit te oefenen, geen strafrechtelijk of b…” (deed in Dutch)
- Director in office, NELISSEN Luc (director) (2 times)
- Amendment of the articles (2 times)
- Legal-form conversion, “besloten vennootschap (afgekort BV)” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Reserve release, “opheffen, statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Other provision, “neming van bijzonder verslag bestuursorgaan, goedkeuring” (deed in Dutch)
- Capital
- +4 further facts in this act
About the unread acts
Of the 4 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0450.419.203
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 24593H0403/00P000 | Flanders | 396 m² | 1 · 396 m² | - |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “De verwerving voor eigen rekening van participaties, onder welke vorm het ook zij, in de oprichting, ontwikkeling, omvorming en controle van…” (deed in Dutch)
15 activities (deed in Dutch)
- De verwerving voor eigen rekening van participaties, onder welke vorm het ook zij, in de oprichting, ontwikkeling, omvorming en controle van om het even welke ondernemingen, Belgische of buitenlandse, commerciële, industriële of andere vennootschappen;
- De verwerving voor eigen rekening van eender welke titels, rechten of roerende waarden door middel van participatie, inbreng, onderschrijving, intekening, plaatsing, waarborg, koop, aankoopoptie, verhandeling, of op iedere andere wijze;
- Onderneming in onroerende goederen, welke ondermeer omvat: 1. het aanleggen, het oordeelkundig uitbouwen, het beheren en verhandelen van een onroerend vermogen; 2. het verwerven, vervreemden, beheren, uitbaten, valoriseren, verkavelen, opsplitsen in loten, ordenen, huren en verhuren, het plaatsen onder mede-eigendom, het doen bouwen, slopen of verbouwen en promotie van onroerende goederen, het toekennen van eender welke persoonlijke of zakelijke genots- of gebruiksrechten op onroerende goederen, evenals alle onroerende transacties en verrichten van welke aard ook en in de meest brede zin met inbegrip van onroerende leasing . In dit kader het sluiten en onderhandelen, in het kader van haar voorwerp, van alle overeenkomsten, akkoorden of contracten, het verlijden van alle akten, het aanvragen van alle vergunningen en toelatingen, voor eigen rekening evenals voor rekening van een derde of als lasthebber, makelaar of tussenpersoon; 3. het doen van verrichtingen, studies en operaties met betrekking tot (duurzame) energieopwekking en -verdeling zoals investeren en oprichten van energetische installaties (zonnepanelen, laadpalen, warmtenetten, …), desgevallend aankoop en verkoop van energie en hiermee verbonden titels of certificaten, het aanvragen van de nodige premies of subsidies, het deelnemen in energiegemeenschappen of het nemen van participaties of abonnementen in (deel) initiatieven; 4. alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken van onroerende goederen of onroerende zakelijke rechten;
- Het verhuren of huren, de aan- en verkoop van roerende goederen in de meest ruime zin van het woord;
- Het ontwikkelen, kopen, verkopen, in licentie nemen of geven van octrooien, knowhow en aanverwante immateriële duurzame activa;
- Het aangaan en afsluiten van leningen, kredieten en financieringen alsmede het verstrekken van leningen, kredieten en financieringen aan vennootschappen, particulieren, organisaties, derden, al dan niet gelieerd, in de meest brede zin van het woord;
- Het doen van studies en onderzoek, het uitvoeren van analyses, het verstrekken van adviezen, het voorstellen en implementeren van oplossingen en aanverwante diensten;
- Het organiseren, begeleiden en/of deelnemen aan studiedagen, congressen, evenementen en aanverwante activiteiten;
- Het geven van opleiding en vorming in groep of individueel bij middel van training, workshops, lezingen en seminaries; de redactie van artikels, bijdragen, boeken, cursussen, in de meest ruime zin.
- Publiciteit, public relations en communicatie. Het bedenken van allerlei reclametechnieken.
- Groot- en kleinhandel, import en export van: computers, randapparatuur, accessoires en software; elektronica; kantoorbenodigdheden en verlichtingsinstallaties; alle meubelen in de ruimste zin; papierwaren, drukwerk en creatieve printproducten; software; allerhande kunststofartikelen en -onderdelen.; alle school- en educatiebenodigdheden;
- De ontwikkeling van eigen softwareoplossingen;
- Telecommunicatie in de ruimste zin van het woord.
- Tele-observatie, slimme beveiligingsystemen en surveillanceoplossingen.
- De uitbating van een copy- & printcenter, inclusief fax- en scanservices.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, Artikel 2” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Bestuursorgaan, benoemd met of zonder beperking van duur” (deed in Dutch)“Het bestuursorgaan heeft de bevoegdheid om een intern reglement uit te vaardigen, intern reglement” (deed in Dutch)“Het bestuursorgaan bepaalt of zij alleen dan wel gezamenlijk optreden, dagelijks bestuur” (deed in Dutch)2 more provisions on this in the deed
- Power of attorneyA special mandate allowing someone to perform one or more acts on the company's behalf.
- One provision in the deed
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Het aandelenregister kan worden gehouden in elektronische vorm, op naam” (deed in Dutch)
- Profit allocationHow profit is distributed; a BV may only pay out after a balance-sheet and liquidity test.
- “De aanwending van de jaarlijkse nettowinst wordt bepaald door de algemene vergadering, op voorstel van het bestuursorgaan, waarbij elk…” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- “TITEL V. ALGEMENE VERGADERING Artikel 20. Organisatie en bijeenroeping Ieder jaar wordt een gewone algemene vergadering van aandeelhouders…” (deed in Dutch)
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “De vennootschap kan op elk moment worden ontbonden door beslissing van de algemene vergadering beslissende in de vormen vereist voor de…” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Bij ontbinding van de vennootschap, om welke reden en op welk ogenblik het ook zij, is/zijn de bestuurder(s) in functie aangewezen als…” (deed in Dutch)