OptimHum
ActiveSummary
OptimHum has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €61k and a net result of €30k. Equity is growing by ~71.1% per year across the filed fiscal years. Its solvency ranks better than 65% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency95▼-5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.36 against 4.17 in 2024; short-term debt: 29.8% and cash: 75% of total assets), and 29.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.2%
Return on assets
35%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
25 d late
2024
6 d late
2023
8 d late
2022
27 d early
2021
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€61k▲ 49.9%
2024 · €40k
Total assets
€86k▲ 62.4%
2024 · €53k
Net result
€30k▲ 19.4%
2024 · €25k
Working capital
€61k▲ 50.3%
2024 · €40k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-3k-€2k€7k▲ 232%€36k▲ 400%€45k▲ 27.0%
Net result€-3k-€2k€6k▲ 174%€25k▲ 359%€30k▲ 19.4%
Equity€8k-€10k▲ 26.3%€15k▲ 57.2%€40k▲ 167%€61k▲ 49.9%
Total assets€8k-€10k▲ 25.6%€17k▲ 71.0%€53k▲ 219%€86k▲ 62.4%
Debt€125-€104▼ 16.8%€2k▲ 1,353%€13k▲ 740%€26k▲ 102%
Working capital€8k-€9k▲ 15.4%€15k▲ 66.7%€40k▲ 175%€61k▲ 50.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 27% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €86k
Equity
€61k ▲ 49.9%
Debt
€26k ▲ 102%
Debt's share of the balance-sheet total rises from 24.0% to 29.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€46k▲
2024 · €36k
Cash flow
€30k▲
2024 · €26k
Current ratio
3.36▼
2024 · 4.17
Debt to equity
0.42▲
2024 · 0.31
ROE
49.8%▼
2024 · 62.6%
ROA
35.0%▼
2024 · 47.6%
Interest coverage
102.57▼
2024 · 186.21
Debt ≤ 1 year
€26k▲
2024 · €13k
Income taxes
€15k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €251 | €361 | €361 | €110 | ▼ 69.6% |
| Gross operating margin9900 | €-3k | €2k | €8k | €36k | €46k | ▲ 26.0% |
| Operating profit (loss)9901 | €-3k | €2k | €7k | €36k | €45k | ▲ 27.0% |
| Financial charges65/66B | €46 | €152 | €170 | €194 | €444 | ▲ 129% |
| Recurring financial charges65 | €46 | €152 | €170 | €194 | €444 | ▲ 129% |
| Profit (loss) for the period before taxes9903 | €-3k | €2k | €7k | €36k | €45k | ▲ 26.4% |
| Income taxes67/77 | - | - | €1k | €10k | €15k | ▲ 43.8% |
| Profit (loss) for the period9904 | €-3k | €2k | €6k | €25k | €30k | ▲ 19.4% |
| Profit (loss) for the period to be appropriated9905 | €-3k | €2k | €6k | €25k | €30k | ▲ 19.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €8k | €10k | €17k | €53k | €86k | ▲ 62.4% |
| Fixed assets21/28 | - | €831 | €470 | €110 | €0 | ▼ 100% |
| Tangible fixed assets22/27 | - | €831 | €470 | €110 | €0 | ▼ 100% |
| Furniture and vehicles24 | - | €831 | €470 | €110 | €0 | ▼ 100% |
| Current assets29/58 | €8k | €9k | €16k | €53k | €86k | ▲ 62.7% |
| Amounts receivable within one year40/41 | €478 | €1k | €2k | €17k | €22k | ▲ 28.7% |
| Trade receivables40 | - | - | - | €13k | €17k | ▲ 32.2% |
| Other amounts receivable41 | €478 | €1k | €2k | €4k | €4k | ▲ 16.0% |
| Cash at bank and in hand54/58 | €7k | €8k | €14k | €36k | €65k | ▲ 78.8% |
| Deferred charges and accrued income490/1 | - | - | - | €75 | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €8k | €10k | €17k | €53k | €86k | ▲ 62.4% |
| Equity10/15 | €8k | €10k | €15k | €40k | €61k | ▲ 49.9% |
| Contributions10/11 | €11k | €11k | €11k | €11k | €11k | = |
| Reserves13 | - | - | €4k | €29k | €50k | ▲ 68.6% |
| Distributable reserves133 | - | - | €4k | €29k | €50k | ▲ 68.6% |
| Profit (loss) carried forward14 | €-3k | €-1k | €0 | - | €0 | - |
| Amounts payable17/49 | €125 | €104 | €2k | €13k | €26k | ▲ 102% |
| Amounts payable within one year42/48 | €125 | €104 | €2k | €13k | €26k | ▲ 102% |
| Trade debts44 | - | €104 | €32 | €0 | €907 | - |
| Suppliers440/4 | - | €104 | €32 | €0 | €907 | - |
| Taxes, remuneration and social security45 | - | - | €1k | €13k | €16k | ▲ 27.9% |
| Taxes450/3 | - | - | €1k | €13k | €16k | ▲ 27.9% |
| Other amounts payable47/48 | €125 | €0 | - | - | €9k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-3k | €2k | €6k | €25k | €30k | ▲ 19.4% |
| + Depreciation and write-downs630 | - | €251 | €361 | €361 | €110 | ▼ 69.6% |
| Operating cash flow (approximation) | €-3k | €2k | €6k | €26k | €30k | ▲ 18.1% |
| Investment in fixed assets (approximation) | - | - | €0 | €0 | €0 | - |
| Change in cash | - | €361 | €6k | €22k | €29k | ▲ 28.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Highest result since 2021net €30k ▲19.4%
Operating result €45k, net result €30k, both a record.
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beloeil · 1 establishment unit since 2020
Ground area
166 m²
Building footprint
54 m²
Volume, LiDAR
432 m³
Parcel 51008A0112/00A000, Wallonia · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
OptimHum
since 20202.317.420.664
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51008A0112/00A000 | Wallonia | 166 m² | 1 · 54 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 39,048 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-09-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
51100Air transport
62100Computer programming
62900Other information technology and computer services
73300Public relations and communication consultancy
85592Vocational training
85599Other education
Contact
E-mail
frederic.detaille@gmail.comBeloeil
Scores and ratios are computed by Checked and are not a credit decision.