OPTIMERA
ActiveOPTIMERA has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €133k and a net result of €44k. Equity is growing by ~50.5% per year across the filed fiscal years. Its solvency ranks better than 63% of 16906 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 3.45 against 2.82 in 2024), and 28.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.6%
Return on assets
23.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
51 d early
2024
36 d early
2023
41 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€133k▲ 49.4%
2024 · €89k
2023: €43k
2024: €89k
2023 → 2025
Total assets
€186k▲ 38.5%
2024 · €134k
2023: €71k
2024: €134k
2023 → 2025
Net result
€44k▼ 4.1%
2024 · €46k
2023: €38k
2024: €46k
2023 → 2025
Working capital
€129k▲ 57.3%
2024 · €82k
2023: €34k
2024: €82k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€43k-€89k▲ 106%€133k▲ 49.4%
Operating result€51k-€61k▲ 20.0%€58k▼ 5.0%
Net result€38k-€46k▲ 20.2%€44k▼ 4.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €186k
Fixed assets
€4k▼ 46.3%
Current assets
€182k▲ 43.0%
Equity and liabilities €186k
Equity
€133k▲ 49.4%
Debt
€53k▲ 17.0%
The debt ratio falls from 33.6% to 28.4%: equity grows faster than debt.
Key figures and ratios
EBITDA
€61k▼
2024 · €64k
Cash flow
€47k▼
2024 · €49k
Solvency
71.6%▲
2024 · 66.4%
Current ratio
3.45▲
2024 · 2.82
Quick ratio
3.45▲
2024 · 2.82
Debt / equity
0.40▼
2024 · 0.51
ROE
33.1%▼
2024 · 51.5%
ROA
23.7%▼
2024 · 34.2%
Interest coverage
28.65▼
2024 · 28.75
Debt
€53k▲
2024 · €45k
Debt ≤ 1 year
€53k▲
2024 · €45k
Income taxes
€12k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€134k€186k▲
Fixed assets21/28€7k€4k▼
Tangible fixed assets22/27€7k€4k▼
Furniture and vehicles24€6k€3k▼
Other tangible fixed assets26€817€518▼
Current assets29/58€127k€182k▲
Amounts receivable within one year40/41€14k€17k▲
Trade receivables40€14k€17k▲
Current investments50/53-€80k
Cash at bank and in hand54/58€113k€85k▼
Deferred charges and accrued income490/1-€182
Equity and liabilities
Total equity and liabilities10/49€134k€186k▲
Equity10/15€89k€133k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€84k€128k▲
Amounts payable17/49€45k€53k▲
Amounts payable within one year42/48€45k€53k▲
Trade debts44€13€113▲
Suppliers440/4€13€113▲
Taxes, remuneration and social security45€35k€36k▲
Taxes450/3€35k€36k▲
Other amounts payable47/48€10k€16k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€330€741▲
Gross operating margin9900€65k€62k▼
Operating profit (loss)9901€61k€58k▼
Financial income75/76B€151€0▼
Recurring financial income75€151€0▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€59k€56k▼
Income taxes67/77€13k€12k▼
Profit (loss) for the period9904€46k€44k▼
Profit (loss) for the period to be appropriated9905€46k€44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€84k€128k▲
Profit (loss) brought forward from the previous period14P€38k€84k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €133k ▲49.4%
3 profitable years in a row build equity to €133k.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €46k ▲20.2%
Operating result €61k, net result €46k, both a record.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Landen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Verminktenlaan 193400 LandenGround area
445 m²
Building footprint
127 m²
Volume, LiDAR
676 m³
Parcel 24059A0839/00B000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
OPTIMERA
since 20222.338.965.453
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24059A0839/00B000 | Flanders | 445 m² | 1 · 127 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
INFINITE SOLUTIONS
BE 0866.557.517
Oudergem · Eq €133k
ARDO CONSULTING
BE 0760.326.976
Chaumont-Gistoux · Eq €133k
GLOBATEL
BE 0713.747.873
Verviers · Eq €133k
BV Consultancy
BE 0567.801.970
Wommelgem · Eq €133k
RURACO
BE 0763.657.442
Kuurne · Eq €133k
Of 16,811 companies in sector 62100 we hold annual accounts for 8,748. 6,873 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-12-2022
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
11050Manufacture of beer
43211General electrical installation work
43350Other building finishing work
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.