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Optimal Web Logic

Active
Private limited companyfounded 2024active for 2 yearsSkepterstraat 90, 1040 Etterbeek, BelgiumKBO/BCE: BE 1010.505.022
Summary

Optimal Web Logic has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68,156 and a net result of €39,082. Its solvency ranks better than 64% of 21,059 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Computer programming
NACE 62100
1 site
Size
€94,663total assets 2025
Equity
€68,156
Profit
€39,082
Turnover not published (micro format)
Financial health
97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Accounts 32 days early
Why 97raises riskFounded in 2024lowers riskLiquidity: current ratio 3.57, cash €83,562Sector: Computer programming, consultancy and related activities (NACE 62)Equity €68,156 (72.0% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 79% of its sector peers (NACE 62, micro)
Financial strength · tick = 2024
Strong
Solvency 97+14
equity 72.0% of total assets
Liquidity 89+9
short-term debt 28.0% · cash 88.3%
Profitability 100=
return on assets 41.3%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,870 companies, NACE 62, micro)
Last 24 months 07-2025: < 0.1% 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026highest value 10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026lowest value
Credit of up to €6,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity ample (current ratio 3.57, compared with 2.38 in 2024, above the usual 1.5; short-term debt: 28% and cash: 88.3% of total assets), and 28% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 65% on solvency, 75% on liquidity, 82% on profitability and 92% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.57, cash €83,562
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €68,156 (72.0% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
32 days early
2024
42 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 37 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. IncorporationAppointment: OPPITZ Gwenaël Quentin Olivier…

Financials · financial year 2025, micro format

Equity
€68,156▲ 128%
2024 · €29,907
Total assets
€94,663▲ 83.7%
2024 · €51,532
Net result
€39,082▲ 29.1%
2024 · €30,266
Working capital
€68,156▲ 128%
2024 · €29,907
Trend over the years

2024 to 2025, 2 financial years

The operating result rises in 2025; 2025 is 28% above 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€49,743 2025 Net result€39,082 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€38,792-€49,743▲ 28.2%
Net result€30,266within the sector's middle half-€39,082within the sector's middle half▲ 29.1%
Equity€29,907within the sector's middle half-€68,156within the sector's middle half▲ 128%
Total assets€51,532below the sector's middle half-€94,663within the sector's middle half▲ 83.7%
Debt€21,625-€26,507▲ 22.6%
Working capital€29,907within the sector's middle half-€68,156within the sector's middle half▲ 128%
Solvency58.0%within the sector's middle half-72.0%within the sector's middle half▲ 14.0pp
Current ratio2.38within the sector's middle half-3.57within the sector's middle half▲ 1.19
Return on assets (ROA)58.7%above the sector's middle half-41.3%above the sector's middle half▼ 17.4pp
above within below the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €94,663
Equity €68,156 ▲ 128%
Debt €26,507 ▲ 22.6%
Debt's share of the balance-sheet total falls from 42.0% to 28.0%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.39▼
2024 · 0.72
ROE
57.3%▼
2024 · 101.2%
Debt ≤ 1 year
€26,507▲
2024 · €21,625
Income taxes
€10,129▲
2024 · €8,291
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet Code20242025
Assets
Total assets20/58€51,532€94,663▲
Current assets29/58€51,532€94,663▲
Amounts receivable within one year40/41€13,197€11,101▼
Trade receivables40€12,179€10,083▼
Other amounts receivable41€1,018€1,018=
Cash at bank and in hand54/58€38,335€83,562▲
Equity and liabilities
Total equity and liabilities10/49€51,532€94,663▲
Equity10/15€29,907€68,156▲
Contributions10/11€500€500=
Profit (loss) carried forward14€29,407€67,656▲
Amounts payable17/49€21,625€26,507▲
Amounts payable within one year42/48€21,625€26,507▲
Trade debts44€6€55▲
Suppliers440/4€6€55▲
Taxes, remuneration and social security45€13,476€24,464▲
Taxes450/3€13,476€18,056▲
Remuneration and social security454/9-€6,408
Other amounts payable47/48€8,143€1,988▼
Income statement Code20242025
Other operating charges640/8€1,120€21▼
Gross operating margin9900€39,912€49,764▲
Operating profit (loss)9901€38,792€49,743▲
Financial charges65/66B€235€531▲
Recurring financial charges65€235€531▲
Profit (loss) for the period before taxes9903€38,557€49,212▲
Income taxes67/77€8,291€10,129▲
Profit (loss) for the period9904€30,266€39,082▲
Profit (loss) for the period to be appropriated9905€30,266€39,082▲
Appropriation of the result
Profit (loss) to be appropriated9906€30,266€68,489▲
Profit (loss) brought forward from the previous period14P-€29,407
Profit to be distributed694/7€859€833▼
Return on contributions (dividend)694€859€833▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Other operating charges640/8€1,120€21▼ 98.1%
Gross operating margin9900€39,912€49,764▲ 24.7%
Operating profit (loss)9901€38,792€49,743▲ 28.2%
Financial charges65/66B€235€531▲ 126%
Recurring financial charges65€235€531▲ 126%
Profit (loss) for the period before taxes9903€38,557€49,212▲ 27.6%
Income taxes67/77€8,291€10,129▲ 22.2%
Profit (loss) for the period9904€30,266€39,082▲ 29.1%
Profit (loss) for the period to be appropriated9905€30,266€39,082▲ 29.1%
Line20242025Change
Assets
Total assets20/58€51,532€94,663▲ 83.7%
Current assets29/58€51,532€94,663▲ 83.7%
Amounts receivable within one year40/41€13,197€11,101▼ 15.9%
Trade receivables40€12,179€10,083▼ 17.2%
Other amounts receivable41€1,018€1,018=
Cash at bank and in hand54/58€38,335€83,562▲ 118%
Equity and liabilities
Total equity and liabilities10/49€51,532€94,663▲ 83.7%
Equity10/15€29,907€68,156▲ 128%
Contributions10/11€500€500=
Profit (loss) carried forward14€29,407€67,656▲ 130%
Amounts payable17/49€21,625€26,507▲ 22.6%
Amounts payable within one year42/48€21,625€26,507▲ 22.6%
Trade debts44€6€55▲ 783%
Suppliers440/4€6€55▲ 783%
Taxes, remuneration and social security45€13,476€24,464▲ 81.5%
Taxes450/3€13,476€18,056▲ 34.0%
Remuneration and social security454/9-€6,408-
Other amounts payable47/48€8,143€1,988▼ 75.6%
Line20242025Change
Profit (loss) for the period9904€30,266€39,082▲ 29.1%
Operating cash flow (approximation)€30,266€39,082▲ 29.1%
Change in cash-€45,227-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2025 micro format 29-06-2026 2026-00213828
31-12-2024 micro format 19-06-2025 2025-00168543

Similar companies · same sector, comparable size

Of the 16,995 active companies whose main activity is computer programming (NACE 62100), figures are known for 8,924. 7,016 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
OPPITZ Gwenaël Quentin Olivier
Director (not named in the articles) · since 21-06-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
OPPITZ Gwenaël Quentin Olivier
  • Director (not named in the articles), from 21-06-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 21-06-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 21-06-2024 Incorporation · €500

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 19 June 2024, Optimal Web Logic was incorporated as a private limited company by one natural person, with a starting capital of €500.12 OPPITZ Gwenaël Quentin Olivier has served as director of the company since 2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 21-06-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
29-06
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
19-06
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
21-06
Gazette deed Incorporation
Appointment: OPPITZ Gwenaël Quentin Olivier (director) · Permanent representative: OPPITZ Gwenaël Quentin Olivier · Founder12 facts ▸
  • Founder, OPPITZ Gwenaël Quentin Olivier (comparant)
  • Incorporation, 13-06-2024
  • Founding capital, €500
  • Capital
  • Other provision, “compte de capitaux propres statutairement indisponible, apports de fondateurs inscrits sur compte de capitaux propres disponible au moment de la constitution” (deed in French)
  • Other provision, “effectivité décisions finales unanimes comparant, effectives à dater du dépôt au greffe d'une expédition acte constitutif, conformément à loi” (deed in French)
  • Other provision, “première assemblée générale ordinaire, deuxième jeudi du mois de juin 2025” (deed in French)
  • Registered office clause, “1040 Etterbeek Rue du Sceptre 90 b9” (deed in French)
  • Board rule, 1
  • Director appointment, OPPITZ Gwenaël Quentin Olivier (director (not named in the articles))
  • Permanent representative, OPPITZ Gwenaël Quentin Olivier (représentant permanent de la société)
  • Pre-incorporation commitments, “takeover, tous engagements obligations et activités entreprises au nom et pour compte société en formation” (deed in French)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded19-06-2024
Financial year end31-12
Abbreviation FR Owl
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
63910Web portal activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1010505022
Also 9925:BE1010505022
Registered 09-07-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 23 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
475 m²
Parcel 21363B0465/00W038, Brussels. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Optimal Web Logic
Skepterstraat 90, 1040 EtterbeekComputer programming
since 2024unit no. 2.362.328.496
1 parcel
Brussels 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
21363B0465/00W038 Brussels 475 m² - -
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
Optimal Web Logic
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région de Bruxelles-Capitale, établir par simple décision de l’organe d’administration des sièges administratifs,agences,ateliers,dépôts et…” (deed in French)

deed of 21-06-2024

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
“Organe d'administration, un ou plusieurs administrateurs” (deed in French)
“Assemblée générale, mandat exercé gratuitement ou non” (deed in French)

deed of 21-06-2024

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“Nominatives, registre des actions nominatives avec mentions requises par le Code des sociétés et des associations” (deed in French)
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Pour moitié à charge du cédant et pour moitié à charge du ou des acquéreurs,proportionnellement au nombre d’actions acquises, l’organe…” (deed in French)
Share issue ruleHow and by whom new shares can be issued.
“Actions nouvelles à souscrire en numéraire, proportionnellement au nombre d’actions qu’ils détiennent” (deed in French)

deed of 21-06-2024

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one.
No statutory auditor
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Si aucun autre liquidateur désigné, quelque cause et quelque moment” (deed in French)

deed of 21-06-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Indivisibilité des titres, un seul propriétaire pour chaque titre pour exercice des droits” (deed in French)
Other provision: “Gestion journalière, en tout temps par organe d'administration” (deed in French)
Other provision: “Contrôle de la société, lorsque la loi l'exige et dans les limites qu'elle prévoit” (deed in French)
Other provision: “Tenue et convocation de l'assemblée générale, au siège” (deed in French)
Other provision: “Assemblée générale par procédure écrite, date décision signée par tous réputée date statutaire sauf preuve contraire” (deed in French)
Other provision: “Assemblées générales électroniques, réputés présents à l'endroit où se tient assemblée pour conditions présence et majorité” (deed in French)
Other provision: “Admission assemblée générale et exercice droit de vote, inscrit comptes teneur agréé ou organisme liquidation plus attestation” (deed in French)
Other provision: “Séances procès-verbaux, tenu au siège” (deed in French)
Other provision: “Chaque action une voix, réserve actions sans droit vote, délibérations assemblée générale” (deed in French)
Other provision: “Pouvoirs assemblée générale, exerce pouvoirs conférés par Code des sociétés et des associations” (deed in French)
Other provision: “Répartition réserves, chaque action droit égal répartition bénéfices” (deed in French)
Other provision: “En tout temps par assemblée générale formes modifications statuts, dissolution” (deed in French)
Liquidation distribution: “Apurement dettes charges frais ou consignation montants nécessaires, si actions non entièrement libérées, appels complémentaires ou…” (deed in French)
Other provision: “Siège, communications, sommations, assignations, significations valablement faites” (deed in French)
Other provision: “Compétence judiciaire, entre société, actionnaires, administrateurs, commissaires et liquidateurs relatifs affaires société et exécution…” (deed in French)
Other provision: “Dispositions Code sociétés associations non licitement dérogées réputées inscrites, droit commun” (deed in French)
2 more provisions in the deed, see the deed of 21-06-2024

deed of 21-06-2024