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Complete company report
Generated 14-08-2026
Active BE 0455.204.766Private limited company

OPTIMAL RECOVER

Rue de l'Industrie 3 ·1400 Nivelles, Belgium· 31 yrs active
Sector: Activiteiten van incasso- en kredietbureaus (82910)
Conclusion Checked

The computed 12-month bankruptcy probability of OPTIMAL RECOVER is 0.3% (very low). The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 31 yrs
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free
0.3% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Long track record −Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1995, 31 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 volledig 28-06-2025 2025-00212191
31-12-2023 volledig 14-04-2025 2025-00070116
31-12-2022 volledig 20-06-2023 2023-00145288
31-12-2021 volledig 25-08-2022 2022-20323375
31-12-2020 micro 24-09-2021 2021-68400431
31-12-2019 volledig 22-07-2020 2020-33900504
31-12-2018 volledig 23-07-2019 2019-36900507
31-12-2017 volledig 29-06-2018 2018-27200312
31-12-2016 volledig 27-06-2017 2017-22400504
31-12-2015 volledig 22-06-2016 2016-20800298
Legal Structure
NACE primary Activiteiten van incasso- en kredietbureaus(82910)
Legal form Private limited company(610)
Incorporation23-05-1995
StatusActive
Postal code1400
Establishment units 1 location
Rue de l'Industrie 3, 1400 Nivelles
Activiteiten van incasso- en kredietbureaus
since 20132.223.514.172
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25782C0576/00X009 Wallonia 1,792 m² 1 · 792 m² 7.4 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
28-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
14-04-2025
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
20-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
07-04-2023
State Gazette act Registered-office change
2022
25-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
2021
24-09-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
22-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
23-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
29-06-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
27-06-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
22-06-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Belgisch Staatsblad, acts 1 acts
Address history · 1
07-04-2023
Registered-office move
All acts · 1 updated 3 years ago
2023
07-04-2023 Registered office moved from BRUXELLES to NIVELLES Registered-office change
  • AVENUE LOUISE 143 BOITE 4 - 1050 BRUXELLES 5 → Rue de l'Industrie 3 1400 NIVELLES
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Rue de l\u0027Industrie 3\n1400 NIVELLES",
        "city": "NIVELLES",
        "region": "waals_gewest",
        "street": "Rue de l\u0027Industrie",
        "country": "BE",
        "postcode": "1400",
        "box_number": null,
        "street_number": "3",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "AVENUE LOUISE 143 BOITE 4 - 1050 BRUXELLES 5",
        "city": "BRUXELLES",
        "region": "brussels_hoofdstedelijk_gewest",
        "street": null,
        "country": "BE",
        "postcode": "1050",
        "box_number": null,
        "street_number": null,
        "locality_suffix": null
      },
      "effective_date": "2023-03-15",
      "evidence_quote": "",
      "region_changed": true,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": true,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2023-04-07",
    "filing_date": "2023-03-15",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "assembl\u00E9e g\u00E9n\u00E9rale extraordinaire",
    "date": "2023-03-15",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0455.204.766",
    "name_full": "OPTIMAL RECOVER",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "BOSCO Joseph",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur"
  },
  "co_filed_documents": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Incassobureaus en onderzoek naar de kredietwaardigheid74873Incasso- en kredietbureaus82910Activiteiten van incasso- en kredietbureaus82910
Primary activity highlighted.
Names & trade names
Legal nameFR OPTIMAL RECOVER
Registered office
Rue de l'Industrie 3
1400 Nivelles, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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BELGISCHE INCASSO DIENST BE 0849.384.755 · Sint-Agatha-Berchem
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COLLECTIF GLOBAL SERVICES BE 1013.054.835 · Elsene
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative