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OPTIMAL INVEST

Active
Private limited companyfounded 2001active for 25 yearsKBO/BCE: BE 0474.985.244
Summary

OPTIMAL INVEST is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. For OPTIMAL INVEST, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €99,058 and a net result of -€12,940. Equity is growing by about 9.3% per year across the filed financial years. Its solvency ranks better than 66% of 3,052 sector peers (NACE 66, financial year 2023). The company has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Insurance agents and brokers
NACE 66220
1 site
Size
€150,296total assets 2023
Staff
4.1 FTE
Equity
€99,058
Loss
-€12,940
Turnover not published (micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Accounts 441 days overdue0 of 5 deeds read
Signalsraises riskTwo or more financial years not filedFiled more than 90 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: At least two filing cycles are missing
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

Two signals.
raises risk
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filings
Position against the passed deadline
31-12-2024 year end31-07-2025 deadline15-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 29-11-2024, 121 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
not filed
2023
121 days late
2022
85 days late
2021
204 days late
2020
31 days late
2019
69 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 102 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2023 · micro…
  2. Weakest financial yearnet -€12,940
  3. Annual accounts filedfinancial year 2022 · micro…

Key points

  • Risk: Accounts not fileddeadline was 31-07-2025 441 days late View
  • Caution: Among the weakest 10% on net resultsector median €25,199 · 3,056 companies -€12,940 View
  • Caution: 2 loss-making years in a rowloss financial year 2023 -€12,940 View

By topic

Financials

Financial year
2023
Total assets
€150,296
Loss
-€12,940
Solvency
65.9%
Total assets▲ 0.4%
Net result
20182023
Go to Financials

Timeline

Events
26
Since
2003
  1. 20-02-2023Annual accounts filed
  2. 31-12-2021Highest result from 2018 to 2023
  3. 31-12-2021Equity above €100,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Insurance agents and brokersNACE 66220
Founded
13-06-2001
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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