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OptimAIze

Active
Private limited companyfounded 2025active for 1 yearKerkhofstraat 25, 2840 Rumst, BelgiumKBO/BCE: BE 1026.325.425
Summary

OptimAIze has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€1,896) and a net result of -€7,896. Its solvency ranks better than 6% of 21,110 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Computer programming
NACE 62100
1 site
Size
€9,745total assets 2025
Equity
-€1,896
Loss
-€7,896
Turnover not published (micro format)
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
2025 accounts 1 day early
Why 53raises riskCapped at 59: negative equityNegative equity -€1,896Loss of €7,896 (financial year 2025)lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €9,745Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 8% of its sector peers (NACE 62, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength
Weak
Solvency 6
equity -19.5% of total assets
Liquidity 35
short-term debt 119.5% · cash 28.0%
Profitability 0
return on assets -81.0%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,895 companies, NACE 62, micro)
No credit on open account
Liquidity insufficient (current ratio 0.84, below 1; short-term debt: 119.5% and cash: 28% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 7% on solvency, 14% on liquidity and 5% on profitability.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Size: total assets €9,745
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity -€1,896
NBB · annual accounts
raises risk · Loss of €7,896 (financial year 2025)
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
1 day early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointments: Mo Works, Analytus ICT…

Financials · financial year 2025, micro format

Equity
-€1,896
Total assets
€9,745
Net result
-€7,896
Working capital
-€1,896

Turnover and EBIT margin not published: the micro format does not require them.

Key figures and ratios
2025 value
Solvency
-19.5%
Current ratio
0.84
ROA
-81.0%
Debt
€11,641
Debt ≤ 1 year
€11,641
No debt to equity: equity is negative, so debt divided by equity means nothing.

Peer companies

Historical observation

Of the 1,322 companies that looked in July 2024 the way this one looks now, 4.2% went bankrupt within 24 months and 90.3% are still going.

  • Micro
  • under 2 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
4.2% went bankrupt
5.5% stopped otherwise
90.3% still going

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,322 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 22 lines
Balance sheet Code2025
Assets
Total assets20/58€9,745
Current assets29/58€9,745
Amounts receivable within one year40/41€7,016
Trade receivables40€7,016
Cash at bank and in hand54/58€2,729
Equity and liabilities
Total equity and liabilities10/49€9,745
Equity10/15-€1,896
Contributions10/11€6,000
Profit (loss) carried forward14-€7,896
Amounts payable17/49€11,641
Amounts payable within one year42/48€11,641
Trade debts44€7,641
Suppliers440/4€7,641
Other amounts payable47/48€4,000
Income statement Code2025
Gross operating margin9900-€7,831
Operating profit (loss)9901-€7,831
Financial charges65/66B€65
Recurring financial charges65€65
Profit (loss) for the period before taxes9903-€7,896
Profit (loss) for the period9904-€7,896
Profit (loss) for the period to be appropriated9905-€7,896
Appropriation of the result
Profit (loss) to be appropriated9906-€7,896

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Gross operating margin9900-€7,831
Operating profit (loss)9901-€7,831
Financial charges65/66B€65
Recurring financial charges65€65
Profit (loss) for the period before taxes9903-€7,896
Profit (loss) for the period9904-€7,896
Profit (loss) for the period to be appropriated9905-€7,896
Line2025
Assets
Total assets20/58€9,745
Current assets29/58€9,745
Amounts receivable within one year40/41€7,016
Trade receivables40€7,016
Cash at bank and in hand54/58€2,729
Equity and liabilities
Total equity and liabilities10/49€9,745
Equity10/15-€1,896
Contributions10/11€6,000
Profit (loss) carried forward14-€7,896
Amounts payable17/49€11,641
Amounts payable within one year42/48€11,641
Trade debts44€7,641
Suppliers440/4€7,641
Other amounts payable47/48€4,000
Line2025
Profit (loss) for the period9904-€7,896
Operating cash flow (approximation)-€7,896

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 30-07-2026 2026-00370052

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of the 16,999 active companies whose main activity is computer programming (NACE 62100), figures are known for 9,002. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
under verification, no change since 2025
This board is reconstructed from a single act (25350033). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.

Board 3

Analytus ICT Services
Director (not named in the articles) · since 12-08-2025 · Private limited company · permanent representative: HUSSAIN Sajjad
Current
HSK Consulting
Director (not named in the articles) · since 12-08-2025 · Limited partnership · permanent representative: SHAHID Hammad
Current
Mo Works
Director (not named in the articles) · since 12-08-2025 · Private limited company · permanent representative: HUSSAIN Mouzzam
Current

Permanent representatives 3

HUSSAIN Mouzzam
Permanent representative · since 12-08-2025 · for Mo Works
Current
HUSSAIN Sajjad
Permanent representative · since 12-08-2025 · for Analytus ICT Services
Current
SHAHID Hammad
Permanent representative · since 12-08-2025 · for HSK Consulting
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

3 people since 2025, 3 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
Analytus ICT Services
  • Director (not named in the articles), from 12-08-2025 to date
HSK Consulting
  • Director (not named in the articles), from 12-08-2025 to date
Mo Works
  • Director (not named in the articles), from 12-08-2025 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 12-08-2025 ↗
  • HUSSAIN Sajjad 50 shares (33.3%) · €2,000
  • HUSSAIN Mouzzam 50 shares (33.3%) · €2,000
  • SHAHID Hammad 50 shares (33.3%) · €2,000

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 12-08-2025 Incorporation · 150 shares

Group and network

Connections & network

3 current directors
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 8 August 2025, OptimAIze was incorporated as a private limited company by three natural persons.12 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 12-08-2025
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
30-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
12-08
Gazette deed Incorporation
Appointments: Mo Works, Analytus ICT Services and HSK Consulting · Permanent representatives: HUSSAIN Mouzzam, HUSSAIN Sajjad and SHAHID Hammad · Registered office clause18 facts ▸
  • Registered office clause, “2840 Rumst, Kerkhofstraat 25” (deed in Dutch)
  • Board rule, 3
  • Director appointment, Mo Works (director (not named in the articles))
  • Permanent representative, HUSSAIN Mouzzam (representative)
  • Director appointment, Analytus ICT Services (director (not named in the articles))
  • Permanent representative, HUSSAIN Sajjad (representative)
  • Director appointment, HSK Consulting (director (not named in the articles))
  • Permanent representative, SHAHID Hammad (representative)
  • Other provision, “persoonlijk of via tussenpersoon onderneming uitbaten of functie bestuurder, commissaris of zaakvoerder uitoefenen, afwezigheid bestuursverbod” (deed in Dutch)
  • Pre-incorporation commitments, “takeover, alle verbintenissen, verplichtingen en activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
  • Incorporation, 07-08-2025
  • Founder, HUSSAIN Sajjad
  • +6 further facts in this act
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded08-08-2025
Financial year end31-12
Activities, NACEBEL 2025
62100Computer programming
E-invoicing
Reachable via Peppol
Peppol ID 0208:1026325425
Also 9925:BE1026325425
Registered 10-02-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 2025
registered office establishment The establishment unit on the map
Ground area
312 m²
Building footprint
106 m²
Building volume
637 m³
Parcel 11037B0352/00E002, Flanders · tallest building 10.6 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
OptimAIze
Kerkhofstraat 25, 2840 RumstComputer programming
since 2025unit no. 2.380.754.142
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
11037B0352/00E002 Flanders 312 m² 1 · 106 m² 10.6 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Ontwerpen en programmeren van computerprogramma’s (PC, GSM, smart watches, TV,control devices,…); Computerconsultancy-activiteiten: computer…” (deed in Dutch)
31 activities (deed in Dutch)
  1. Ontwerpen en programmeren van computerprogramma’s (PC, GSM, smart watches, TV,control devices,…).
  2. Computerconsultancy-activiteiten: computer netwerk consultancy, netwerkbeveiliging.
  3. Overige diensten op het gebied van informatietechnologie en computer, IoT developmment. Hardware en software ontwikkeling, iOS ontwikkeling, Android ontwikkelingen, webontwikkeling.
  4. Consulting in de meest ruime zijn (strategie, marketing, verkoop, productontwikkeling,financieel).
  5. Diensten rond innovatie en marketing, digitale transformatie, IT outsourcing.
  6. Dienstverlening rond digitale media (fotografie, videografie, editing).
  7. Eventmanagement/ organisatie van conferenties, public relations en communicatie,recruitment.
  8. Wedding/event planning
  9. Kinderdagverblijf/crèches
  10. E-commerce
  11. Renovatiewerken
  12. Training, coaching, project management.
  13. Overige zakelijke dienstverlening, n.e.g.
  14. Exploitatie van restaurant, brasserie, cafés, wine-bars en alle activiteiten die rechtstreeks of onrechtstreeks verband houden hiermee;
  15. Alle activiteiten rond Freight forwarding, logistiek, Vervoer van personen, goederen;
  16. Diensten rond mobiliteit Verhuren van auto’s
  17. Kopen en ontwikkelen van vastgoed in buitenland
  18. Dienstverlening in verschillende branches :
  19. 1. in ICT en telecommunicatie
  20. 2. in gezondheidszorg en welzijnszorg,
  21. 3. in onderwijs en onderzoek.
  22. 4. in handel en retail,
  23. 5. in horeca/cultuur/recreatie/toerisme,
  24. 6. in transport en logistiek,
  25. 7. in overheidsinstanties en juridische instanties
  26. 8. in bouw/renovatie en vastgoed (binnen- en buitenland)
  27. 9. in communicatie en media,
  28. 10. in consultancy,
  29. 11. in industrie (energie, haven, landbouw, …)
  30. 12. in financiële instellingen.
  31. Alle bovenstaande activiteiten in de meest ruime zin

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
OptimAIze
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaamse Gewest, tweetalig gebied Brussel Hoofdstad of Nederlands taalgebied” (deed in Dutch)

deed of 12-08-2025

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
One provision in the deed

deed of 12-08-2025

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
31 May at 18:00

deed of 12-08-2025

Oversight and winding up

Dissolution ruleWhen and by whom the company can be dissolved.
“Vormen vereist voor statutenwijziging, algemene vergadering” (deed in Dutch)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Ontbinding om welke reden en op welk ogenblik ook, bestuurder(s) in functie krachtens statuten indien geen andere vereffenaar benoemd” (deed in Dutch)

deed of 12-08-2025

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Dagelijks bestuur, kan hen op elk ogenblik ontslaan” (deed in Dutch)
Other provision: “Controle van de vennootschap, één of meerdere commissarissen” (deed in Dutch)
Other provision: “Oproeping algemene vergadering, tenminste vijftien dagen voor vergadering” (deed in Dutch)
Other provision: “Verzaking oproeping en toegang algemene vergadering, ieder kan verzaken aan oproeping” (deed in Dutch)
Other provision: “Bestemming nettowinst, bestuursorgaan” (deed in Dutch)
Other provision: “Administratieve zetels,agentschappen,werkhuizen,stapelplaatsen,bijkantoren, enkel besluit bestuursorgaan” (deed in Dutch)
Other provision: “Exploitatiezetels oprichten of opheffen, enkel besluit bestuursorgaan” (deed in Dutch)
Other provision: “Eerst bestaande aandeelhouders naar evenredigheid aantal aandelen, recht van voorkeur bij inbreng in geld met uitgifte nieuwe aandelen” (deed in Dutch)
Other provision: “Bestuursbevoegdheid, wet of statuten aan algemene vergadering voorbehouden” (deed in Dutch)
Other provision: “Alleen of gezamenlijk zoals bestuursorgaan bepaalt, dagelijks bestuur” (deed in Dutch)
4 more provisions in the deed, see the deed of 12-08-2025

deed of 12-08-2025