Equity
-€1,896
Debts exceed assets in financial year 2025.
OptimAIze
Lifetime
1 annual account with figurespeak -€7,831 (2025)
-€7,831
lowest -€7,896 (2025)
-€7,896
peak -€1,896 (2025)
-€1,896
€11,641
Board3 names since 2025
3 directorsAnalytus ICT Services and 2 others
Documentsfilings and deeds
30-07-20261 day before the deadline
2025micro format
Loss of €7,896Incorporation 12-081 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsDebts
€11,641 119% of the balance sheet
Position in the sector
-19.5%
Lower solvency than 93% of companies in computer programming and consultancy. Sector median 60.0% · 21,208 companies.
Turnover not published (micro format)
Checked score
53
Fair
Financially stronger than 8% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
09-2026: 0.2%lowest value
10-2026: 0.2%● unchanged vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€1,896
Loss of €7,896 (financial year 2025)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €9,745
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 7% of them on solvency, 14% on liquidity and 5% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,322 companies had the same profile as OptimAIze has now. Each dot stands for 4 companies, two years later.
90.2%
were still trading
5.5%
stopped another way
4.2%
went bankrupt
The bankruptcy probability of OptimAIze itself is lower: 0.2% within 12 months. It rests on far more data about OptimAIze than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,322 companies, not a prediction for OptimAIze. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.84, below 1. Short-term debt is 119.5% and cash 28% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
1 day early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- HUSSAIN Sajjad 50 sharesdeed of 12-08-2025
- HUSSAIN Mouzzam 50 sharesdeed of 12-08-2025
- SHAHID Hammad 50 sharesdeed of 12-08-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1026325425
First establishment
Kerkhofstraat 25, Rumst
Incorporation
Founders: HUSSAIN Sajjad, HUSSAIN Mouzzam and SHAHID Hammad · 150 shares · Appointments: Mo Works, Analytus ICT Services and HSK Consulting · published on 12-08-2025 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| OptimAIze Rumst | €9,745 | -€7,831 | -19.5% | - |
| KAIMELEON Affligem | €8,588 | -€3,940 | 70.4% | - |
| SOLVARCH Etterbeek | €9,484 | -€5,565 | 46.7% | - |
| PSEUDIA Liège | €8,484 | -€681 | 80.0% | - |
| AI STRATEGIC GROUP Waterloo | €9,233 | -€6,684 | -47.2% | - |
| ON SE DIT QUOI Namur | €11,244 | €470 | 25.2% | - |
| BORSU-TECH Namur | €10,913 | €461 | 0.1% | - |
These companies have the same main activity as OptimAIze: computer programming (NACE 62100). They are comparable in size and age: total assets between €8,480 and €11,200, founded in 2025.
Official details
Source: KBO- Status
- Active since 08-08-2025Normal situation
- Activity
- Computer programmingNACE 62100
- Establishment unit
- 2.380.754.1422840 Rumst, since 01-10-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 10-02-2026
Annual accounts 2025
- €9,745
- Filing
- Filed on 30-07-2026, 1 day before the end of the filing period
Insights on OptimAIze
OptimAIze has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€1,896) and a net result of -€7,896.
Its solvency ranks better than 6% of 21,208 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about OptimAIze
- What is the company number of OptimAIze?
- The company number of OptimAIze is 1026.325.425. The VAT number is the same number with BE in front: BE 1026.325.425.
- Where is OptimAIze based?
- The registered office is at Kerkhofstraat 25, 2840 Rumst.Company details
- What does OptimAIze do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of OptimAIze?
- OptimAIze is a private limited company (BV).
- When was OptimAIze founded?
- OptimAIze was founded on 08-08-2025.
- Is OptimAIze still active?
- Yes, OptimAIze is an active enterprise in the KBO register.
- What is the turnover of OptimAIze?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is OptimAIze profitable?
- In financial year 2025, OptimAIze made a loss of €7,896.
- Where can I find the annual accounts of OptimAIze?
- OptimAIze filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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