OptimaGest
ActiveSummary
OptimaGest has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66k and a net result of €84k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 26% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency49▼-14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.52 in 2024; short-term debt: 75.8% and cash: 61.2% of total assets), and 75.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.2%
Return on assets
30.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
46 d late
2024
112 d late
2023
57 d late
2022
30 d late
2021
58 d late
2020
27 d late
2019
67 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€66k▼ 24.1%
2024 · €87k
Total assets
€275k▲ 18.9%
2024 · €231k
Net result
€84k▲ 3.3%
2024 · €81k
Working capital
€55k▼ 25.7%
2024 · €74k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€86k€132k▲ 54.8%€95k▼ 28.2%€114k▲ 19.5%€117k▲ 2.7%
Net result€85k€102k▲ 19.1%€70k▼ 31.0%€81k▲ 16.0%€84k▲ 3.3%
Equity€76k€109k▲ 44.4%€96k▼ 11.8%€87k▼ 9.1%€66k▼ 24.1%
Total assets€99k▲ 2,170%€234k▲ 138%€240k▲ 2.3%€231k▼ 3.7%€275k▲ 18.9%
Debt€23k▲ 313%€125k▲ 445%€144k▲ 14.6%€143k▼ 0.1%€208k▲ 45.2%
Working capital€64k€88k▲ 38.8%€77k▼ 12.7%€74k▼ 3.4%€55k▼ 25.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 3% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €275k
Fixed assets
€11k ▼ 14.9%
Current assets
€263k ▲ 21.0%
Equity and liabilities €275k
Equity
€66k ▼ 24.1%
Debt
€208k ▲ 45.2%
Debt's share of the balance-sheet total rises from 62.1% to 75.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€124k▲
2024 · €120k
Cash flow
€91k▲
2024 · €87k
Current ratio
1.27▼
2024 · 1.52
Debt to equity
3.14▲
2024 · 1.64
ROE
126.5%▲
2024 · 93.0%
ROA
30.6%▼
2024 · 35.2%
Interest coverage
163.30▲
2024 · 152.07
Debt ≤ 1 year
€208k▲
2024 · €143k
Income taxes
€32k▲
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €5k | €6k | €6k | €7k | ▲ 18.0% |
| Other operating charges640/8 | €348 | €348 | €561 | €387 | €4k | ▲ 962% |
| Gross operating margin9900 | €87k | €137k | €101k | €120k | €128k | ▲ 6.6% |
| Operating profit (loss)9901 | €86k | €132k | €95k | €114k | €117k | ▲ 2.7% |
| Financial income75/76B | - | - | €157 | €124 | €5 | ▼ 95.9% |
| Recurring financial income75 | - | - | €157 | €124 | €5 | ▼ 95.9% |
| Financial charges65/66B | €227 | €353 | €393 | €787 | €758 | ▼ 3.6% |
| Recurring financial charges65 | €227 | €353 | €393 | €787 | €758 | ▼ 3.6% |
| Profit (loss) for the period before taxes9903 | €85k | €132k | €95k | €113k | €116k | ▲ 2.6% |
| Income taxes67/77 | €45 | €31k | €25k | €32k | €32k | ▲ 1.0% |
| Profit (loss) for the period9904 | €85k | €102k | €70k | €81k | €84k | ▲ 3.3% |
| Profit (loss) for the period to be appropriated9905 | €85k | €102k | €70k | €81k | €84k | ▲ 3.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €99k | €234k | €240k | €231k | €275k | ▲ 18.9% |
| Fixed assets21/28 | €12k | €21k | €19k | €13k | €11k | ▼ 14.9% |
| Tangible fixed assets22/27 | €12k | €21k | €19k | €13k | €11k | ▼ 14.9% |
| Furniture and vehicles24 | €12k | €21k | €19k | €13k | €11k | ▼ 14.9% |
| Current assets29/58 | €87k | €214k | €221k | €218k | €263k | ▲ 21.0% |
| Amounts receivable within one year40/41 | €58k | €141k | €111k | €118k | €95k | ▼ 19.4% |
| Trade receivables40 | €52k | €79k | €53k | €57k | €22k | ▼ 60.8% |
| Other amounts receivable41 | €6k | €63k | €58k | €61k | €73k | ▲ 19.1% |
| Current investments50/53 | €5 | €3 | €3 | €3 | €3 | = |
| Cash at bank and in hand54/58 | €28k | €72k | €110k | €99k | €168k | ▲ 69.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €99k | €234k | €240k | €231k | €275k | ▲ 18.9% |
| Equity10/15 | €76k | €109k | €96k | €87k | €66k | ▼ 24.1% |
| Contributions10/11 | €12k | €12k | €12k | €12k | €12k | = |
| Reserves13 | €110k | €110k | €83k | €75k | €53k | ▼ 29.3% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €109k | €109k | €83k | €75k | €53k | ▼ 29.3% |
| Profit (loss) carried forward14 | €-47k | €-14k | €389 | €23 | €981 | ▲ 4,173% |
| Amounts payable17/49 | €23k | €125k | €144k | €143k | €208k | ▲ 45.2% |
| Amounts payable within one year42/48 | €23k | €125k | €144k | €143k | €208k | ▲ 45.2% |
| Trade debts44 | €4k | €4k | €10k | €9k | €3k | ▼ 63.9% |
| Suppliers440/4 | €4k | €4k | €10k | €9k | €3k | ▼ 63.9% |
| Taxes, remuneration and social security45 | €13k | €53k | €51k | €45k | €100k | ▲ 123% |
| Taxes450/3 | €13k | €53k | €51k | €45k | €100k | ▲ 123% |
| Other amounts payable47/48 | €6k | €68k | €83k | €90k | €105k | ▲ 16.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €85k | €102k | €70k | €81k | €84k | ▲ 3.3% |
| + Depreciation and write-downs630 | €1k | €5k | €6k | €6k | €7k | ▲ 18.0% |
| Operating cash flow (approximation) | €86k | €106k | €76k | €87k | €91k | ▲ 4.3% |
| Investment in fixed assets (approximation) | - | €-13k | €-4k | €0 | €-5k | - |
| Change in cash | - | €44k | €37k | €-10k | €69k | ▲ 766% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 46 days late
2025
20-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 112 days late
2024
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €102k ▲19.1%
Operating result €132k, net result €102k, both a record.
31-12
Financial
Equity above €100kEq €109k ▲44.4%
2 profitable years in a row build equity to €109k.
27-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 58 days late
2021
31-12
Financial
Back to profitnet €85k
Net result €85k after 3 loss-making years.
31-12
Financial
Liquidity times 5current ratio 3.77
Current ratio from 0.78 to 3.77.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 67 days late
2019
10-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 41 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
2017
22-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 53 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Plombières · 1 establishment unit since 2006
Ground area
2,034 m²
Building footprint
181 m²
Volume, LiDAR
1,167 m³
Parcel 63053A0618/00N002, Wallonia · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
OptimaGest
since 20062.152.765.144
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63053A0618/00N002 | Wallonia | 2,034 m² | 1 · 181 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 39,445 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-03-2006
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82100Office administrative and support services
Scores and ratios are computed by Checked and are not a credit decision.