Optimact
ActiveSummary
Optimact has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €226,425 and a net result of €32,820. Equity is growing by about 30% per year across the filed financial years. Its solvency ranks better than 46% of 21,076 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
- Staff
- 3 FTE
- Equity
- €226,425
- Profit
- €32,820
Why 92raises risk1 change of registered office in 24 monthslowers riskLiquidity: current ratio 1.46, cash €110,580Sector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €405,406Show the evidence
Checked score
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 48% on solvency, 46% on liquidity, 38% on profitability and 48% on growth.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 7 accounts on average 39 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Registered officeRegistered-office move · Director in…
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result falls in 2025; 2025 is 7% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Peer companies
Historical observationOf the 34,693 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95.3% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,693 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €201,518 | €272,021 | €346,320 | €311,625 | €335,274 | ▲ 7.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €52,226 | €50,172 | €35,960 | €38,866 | €41,894 | €53,667 | €60,033 | €67,036 | ▲ 11.7% |
| Other operating charges640/8 | - | - | - | €348 | €348 | €384 | €387 | €400 | ▲ 3.2% |
| Non-recurring operating charges66A | - | - | - | - | - | - | - | €227 | - |
| Gross operating margin9900 | €154,481 | €148,524 | €180,900 | €298,626 | €388,305 | €421,810 | €425,258 | €452,384 | ▲ 6.4% |
| Operating profit (loss)9901 | €3,362 | €999 | €45,565 | €57,895 | €74,043 | €21,439 | €53,213 | €49,447 | ▼ 7.1% |
| Financial income75/76B | - | - | - | €0 | €0 | €0 | €51 | €4 | ▼ 92.5% |
| Recurring financial income75 | €3 | - | €1 | €0 | €0 | €0 | €51 | €4 | ▼ 92.5% |
| Financial charges65/66B | - | - | - | €929 | €282 | €134 | €254 | €264 | ▲ 4.0% |
| Recurring financial charges65 | €1,333 | €1,749 | €1,380 | €929 | €282 | €134 | €254 | €264 | ▲ 4.0% |
| Profit (loss) for the period before taxes9903 | €2,032 | -€750 | €44,186 | €56,965 | €73,761 | €21,305 | €53,010 | €49,187 | ▼ 7.2% |
| Income taxes67/77 | €1,338 | -€1,009 | €10,740 | €17,444 | €24,699 | €6,834 | €17,636 | €16,367 | ▼ 7.2% |
| Profit (loss) for the period9904 | €694 | €260 | €33,446 | €39,521 | €49,062 | €14,471 | €35,375 | €32,820 | ▼ 7.2% |
| Profit (loss) for the period to be appropriated9905 | €694 | €260 | €33,446 | €39,521 | €49,062 | €14,471 | €35,375 | €32,820 | ▼ 7.2% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €184,276 | €193,504 | €201,321 | €245,580 | €347,933 | €401,307 | €391,410 | €405,406 | ▲ 3.6% |
| Fixed assets21/28 | €49,670 | €44,378 | €57,273 | €70,280 | €85,811 | €103,690 | €112,280 | €144,954 | ▲ 29.1% |
| Intangible fixed assets21 | €48,722 | €44,068 | €57,073 | €66,148 | €76,815 | €93,585 | €105,624 | €136,727 | ▲ 29.4% |
| Tangible fixed assets22/27 | €948 | €220 | €110 | €4,041 | €8,907 | €10,015 | €6,567 | €4,628 | ▼ 29.5% |
| Furniture and vehicles24 | - | - | - | €4,041 | €8,907 | €10,015 | €6,567 | €4,628 | ▼ 29.5% |
| Financial fixed assets28 | - | €90 | €90 | €90 | €90 | €90 | €90 | €3,600 | ▲ 40× |
| Current assets29/58 | €134,606 | €149,127 | €144,048 | €175,300 | €262,121 | €297,617 | €279,130 | €260,451 | ▼ 6.7% |
| Amounts receivable within one year40/41 | €90,525 | €105,031 | €85,301 | €116,535 | €134,884 | €203,274 | €112,151 | €119,411 | ▲ 6.5% |
| Trade receivables40 | - | - | - | €116,325 | €134,518 | €203,116 | €112,151 | €114,145 | ▲ 1.8% |
| Other amounts receivable41 | - | - | - | €210 | €366 | €158 | €0 | €5,266 | - |
| Cash at bank and in hand54/58 | €16,414 | €14,581 | €51,605 | €55,972 | €101,119 | €52,847 | €131,522 | €110,580 | ▼ 15.9% |
| Deferred charges and accrued income490/1 | - | - | - | €2,793 | €26,118 | €41,496 | €35,457 | €30,461 | ▼ 14.1% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €184,276 | €193,504 | €201,321 | €245,580 | €347,933 | €401,307 | €391,410 | €405,406 | ▲ 3.6% |
| Equity10/15 | €46,970 | €47,230 | €80,676 | €120,197 | €169,259 | €183,730 | €219,105 | €226,425 | ▲ 3.3% |
| Contributions10/11 | €19,000 | €19,000 | - | €19,000 | €19,000 | €19,000 | €19,000 | €19,000 | = |
| Reserves13 | €27,276 | €27,276 | €60,722 | €100,244 | €149,306 | €163,777 | €199,151 | €206,471 | ▲ 3.7% |
| Non-distributable reserves130/1 | - | - | - | €1,900 | €1,900 | €1,900 | €1,900 | €1,694 | ▼ 10.9% |
| Reserves not available under the articles1311 | - | - | - | €1,900 | €1,900 | €1,900 | €1,900 | €1,694 | ▼ 10.9% |
| Distributable reserves133 | - | - | - | €98,344 | €147,406 | €161,877 | €197,251 | €204,778 | ▲ 3.8% |
| Profit (loss) carried forward14 | €694 | €954 | €954 | €954 | €954 | €954 | €954 | €954 | = |
| Amounts payable17/49 | €137,305 | €146,274 | €120,645 | €125,383 | €178,673 | €217,576 | €172,305 | €178,981 | ▲ 3.9% |
| Amounts payable after more than one year17 | €64,329 | €65,938 | €36,371 | €0 | - | - | - | - | - |
| Financial debts170/4 | - | - | - | €0 | - | - | - | - | - |
| Amounts payable within one year42/48 | €72,976 | €67,004 | €84,274 | €125,383 | €178,673 | €217,576 | €172,193 | €178,981 | ▲ 3.9% |
| Trade debts44 | €52,223 | €41,008 | €52,153 | €57,380 | €126,499 | €157,725 | €99,273 | €105,352 | ▲ 6.1% |
| Suppliers440/4 | - | - | - | €57,380 | €126,499 | €157,725 | €99,273 | €105,352 | ▲ 6.1% |
| Taxes, remuneration and social security45 | - | - | - | €62,148 | €50,764 | €56,858 | €68,988 | €72,466 | ▲ 5.0% |
| Taxes450/3 | - | - | - | €25,177 | €11,989 | €7,552 | €16,247 | €15,694 | ▼ 3.4% |
| Remuneration and social security454/9 | - | - | - | €36,971 | €38,775 | €49,306 | €52,741 | €56,772 | ▲ 7.6% |
| Other amounts payable47/48 | - | - | - | €5,855 | €1,411 | €2,994 | €3,932 | €1,163 | ▼ 70.4% |
| Accrued charges and deferred income492/3 | - | - | - | - | - | - | €113 | €0 | ▼ 100% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €694 | €260 | €33,446 | €39,521 | €49,062 | €14,471 | €35,375 | €32,820 | ▼ 7.2% |
| + Depreciation and write-downs630 | €52,226 | €50,172 | €35,960 | €38,866 | €41,894 | €53,667 | €60,033 | €67,036 | ▲ 11.7% |
| Operating cash flow (approximation) | €52,920 | €50,432 | €69,406 | €78,387 | €90,956 | €68,138 | €95,408 | €99,856 | ▲ 4.7% |
| Investment in fixed assets (approximation) | - | -€44,880 | -€48,856 | -€51,873 | -€57,426 | -€71,545 | -€68,624 | -€99,710 | ▼ 45.3% |
| Change in cash | - | -€1,833 | €37,024 | €4,368 | €45,146 | -€48,272 | €78,675 | -€20,942 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 13 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 09-06-2026 | 2026-00151438 |
| 31-12-2024 | micro format | 26-06-2025 | 2025-00199684 |
| 31-12-2023 | micro format | 17-06-2024 | 2024-00139611 |
| 31-12-2022 | micro format | 21-06-2023 | 2023-00149399 |
| 31-12-2021 | micro format | 23-06-2022 | 2022-20090676 |
| 31-12-2020 | micro format | 29-06-2021 | 2021-27400578 |
| 31-12-2019 | micro format | 26-06-2020 | 2020-22700089 |
| 31-12-2018 | micro format | 22-07-2019 | 2019-36100311 |
| 31-12-2017 | micro format | 30-07-2018 | 2018-42100454 |
| 31-12-2016 | micro format | 24-07-2017 | 2017-33900026 |
Similar companies · same sector, comparable size
Subsidies and aid
Flemish government
2023 to 2024 · 2 entries · €3,136 awarded · €3,136 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2024 | 1 | €2,897 | €2,897 |
| 2023 | 1 | €239 | €239 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Owners and capital
Capital and shareholders
- 18-04-2024 Converted to unavailable equity
Group and network
Connections & network
No directors read yet: 2 of 4 Gazette acts processed.
History
Acts, filings and financial milestones
03-10
Gazette deed
Registered officeRegistered-office move · Director in office3 facts ▸
- Board meeting, 15-09-2025
- Registered-office move, Interleuvenlaan 62/8, 3001 Heverlee
- Director in office, Olivier Corluy (director)
18-04
Gazette deed
Legal-form change · Resignations & appointmentsAmendment of the articles · Capital conversion · Legal-form conversion12 facts ▸
- Other provision, “Statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Other provision, “Aard van de andere effecten” (deed in Dutch)
- General meeting, 15-04-2024, “buitengewone algemene vergadering van de aandeelhouders” (deed in Dutch)
- Amendment of the articles (2 times)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Capital conversion, “opheffing statutair onbeschikbare eigen vermogensrekening en beschikbaar maken voor uitkering, Tweede besluit” (deed in Dutch)
- Legal-form conversion, “besloten vennootschap” (deed in Dutch)
- Capital
- Power of attorney, Paul MASELIS
- Other provision, “onbepaalde duur, Bevestiging bestuurder” (deed in Dutch)
- Registered office clause, “1930 Zaventem,Da Vincilaan 1, Achtste besluit:Zetel” (deed in Dutch)
- Power of attorney
Show earlier events
About the unread acts
Of the 4 Belgian Official Gazette deeds we know for this company, 2 have been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 27 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
2 establishment units
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 24514C0086/00N000 | Flanders | 9,445 m² | 1 · 412 m² | 7.3 m · 2 |
| 25037D0014/02V002 | Wallonia | 5,056 m² | 1 · 103 m² | - |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Onderneming in software en hardware,wat onder meer omvat:het ontwerpen,het verwerven,het produceren,het installeren,het implementeren,het…” (deed in Dutch)
13 activities (deed in Dutch)
- Onderneming in software en hardware,wat onder meer omvat:het ontwerpen,het verwerven,het produceren,het installeren,het implementeren,het beheren,het uitbaten,het verhuren,het in leasing geven en het commercialiseren van software en hardware evenals alle andere(ver)handelingen in software en hardware in de meest ruime betekenis,met uitsluiting van de activiteiten die zijn onderworpen aan een bijzondere reglementering.
- Het ontwikkelen,begeleiden,realiseren,coördineren en opvolgen van projecten.
- Alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het leveren van diensten onder de vorm van opleiding,training of coaching,wat onder meer omvat het opzetten,organiseren en geven van opleidingen,trainingen en coaching aan personen,vennootschappen en alle andere ondernemingen en organisaties.
- Alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het leveren van diensten bij het organiseren en overnemen van bedrijfsprocessen in naam van of voor vennootschappen en alle andere ondernemingen en organisaties die activiteiten outsourcen met uitsluiting van de activiteiten die zijn onderworpen aan een bijzondere reglementering.
- Alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het leveren van diensten onder de vorm van beheer(management)en advies,in de meest ruime betekenis,aan vennootschappen en alle andere ondernemingen en organisaties.
- Onderneming in onroerende goederen,wat onder meer omvat:de verwerving,de vervreemding,het beheer,de uitbating,de valorisatie,de verkaveling,de ordening,de huur en verhuur,het in leasing geven of nemen,de ruiling,het verlenen en ontvangen van opstalrecht en erfpacht,het doen bouwen en verbouwen,de renovatie,de procuratie en het makelen in onroerende goederen,evenals alle andere onroerende(ver)handelingen in de meest ruime betekenis,met uitsluiting van de activiteiten die zijn onderworpen aan een bijzondere reglementering.
- Onderneming in materiële en immateriële roerende goederen,wat onder meer omvat:de verwerving,de vervreemding,het beheer,de valorisatie,de huur en verhuur,het in leasing geven of nemen,de ruiling,de procuratie en het makelen in enerzijds installaties,machines,uitrusting,meubilair en rollend materieel en anderzijds concessies,octrooien,licenties,knowhow,merken en soortgelijke rechten,evenals alle andere roerende(ver)handelingen in de meest ruime betekenis.
- Onderneming in geldbeleggingen,wat onder meer omvat:de verwerving,de vervreemding,de ruiling,het beheer,de valorisatie,de procuratie en het makelen in aandelen,obligaties,kasbons en alle andere financiële instrumenten,evenals alle andere vormen van belegging van vermogens,met uitsluiting van de activiteiten die onderworpen zijn aan een bijzondere reglementering.
- Het verstrekken van leningen en voorschotten aan natuurlijke personen en rechtspersonen met uitsluiting van de activiteiten die zijn onderworpen aan een bijzondere reglementering.
- Participatieonderneming,wat onder meer omvat:het deelnemen in de oprichting,de ontwikkeling,de omvorming en de controle van alle ondernemingen en organisaties,Belgische of buitenlandse,commerciële,financiële,industriële en alle andere;de verwerving van eender welke titels of rechten door middel van participatie,inbreng,onderschrijving,koop,aankoopoptie,verhandeling,of op iedere andere wijze.
- Het verlenen aan de ondernemingen en organisaties waarin zij deelneemt,alsook in alle andere ondernemingen en organisaties,al dan niet bezoldigd,van alle bijstand,hetzij technisch,industrieel,commercieel of administratief,hetzij financieel,met inbegrip van borgstellingen,ontleningen,of hypotheken en inpandgevingen van onroerende goederen;het verlenen van consultancy en engineering bijstand.
- Tussenpersoon in de handel,als makelaar in goederen,als zelfstandige handelsvertegenwoordiger en als commissionair;het zelf produceren en handeldrijven zonder enige beperking.
- Het verlenen van onderricht en opleiding,het voeren van onderzoek,het promoveren van kunst,het inrichten van seminaries en tentoonstellingen,het aanbieden van diensten in de brede zin van het woord,het kopen en verkopen,uitlenen en ontlenen van kunstvoorwerpen.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- OPTIMACT
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, Artikel 2” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Artikel 14. Bevoegdheden, werking en besluitvorming van het bestuursorgaan §1. Interne bevoegdheid De bestuurders kunnen alle handelingen…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Met of zonder beperking van duur, één of meer” (deed in Dutch)“Algemene vergadering beslist of mandaat al dan niet ten kosteloze titel, algemene vergadering met absolute meerderheid of enige…” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Op naam, register van aandelen op naam” (deed in Dutch)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Helft overdrager helft koper(s) naar evenredigheid verworven aantal bij meer kopers, elke overdracht onder levenden ten bezwarende en…” (deed in Dutch)
- Share issue ruleHow and by whom new shares can be issued.
- “Naar evenredigheid van aantal aandelen in bezit, orgaan dat overgaat tot uitgifte” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Thursday of June at 11:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Artikel 26, algemene vergadering in vormen statutenwijziging” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Artikel 27, bestuurder(s) in functie indien geen andere vereffenaar benoemd” (deed in Dutch)