LAGOM CONSULT
ActiveLAGOM CONSULT has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €190k and a net result of €84k. Equity is growing by ~32.6% per year across the filed fiscal years. Its solvency ranks better than 48% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability78▼-22
Solvency86▼-14
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 2.44 against 7.0 in 2023; short-term debt: 39.5% and cash: 3.6% of total assets), and 39.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
34 d early
2022
34 d early
2021
32 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€190k▼ 14.1%
2023 · €221k
2021: €74k
2022: €144k
2023: €221k
2021 → 2024
Total assets
€314k▲ 23.4%
2023 · €254k
2021: €100k
2022: €193k
2023: €254k
2021 → 2024
Net result
€84k▲ 7.5%
2023 · €78k
2021: €71k
2022: €72k
2023: €78k
2021 → 2024
Working capital
€178k▼ 10.8%
2023 · €200k
2021: €74k
2022: €139k
2023: €200k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€74k-€144k▲ 95.0%€221k▲ 52.9%€190k▼ 14.1%
Operating result€90k-€92k▲ 2.2%€99k▲ 7.3%€152k▲ 53.5%
Net result€71k-€72k▲ 1.8%€78k▲ 8.5%€84k▲ 7.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2024 is 53% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €314k
Fixed assets
€11k▼ 45.6%
Current assets
€302k▲ 29.5%
Equity and liabilities €314k
Equity
€190k▼ 14.1%
Debt
€124k▲ 271%
The debt ratio rises from 13.1% to 39.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€164k▲
2023 · €104k
Cash flow
€96k▲
2023 · €83k
Solvency
60.5%▼
2023 · 86.9%
Current ratio
2.44▼
2023 · 7.00
Quick ratio
2.44▼
2023 · 7.00
Debt / equity
0.65▲
2023 · 0.15
ROE
44.2%▲
2023 · 35.4%
ROA
26.8%▼
2023 · 30.7%
Interest coverage
3.34▼
2023 · 57.06
Debt
€124k▲
2023 · €33k
Debt ≤ 1 year
€124k▲
2023 · €33k
Income taxes
€26k▲
2023 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€254k€314k▲
Fixed assets21/28€21k€11k▼
Tangible fixed assets22/27€21k€11k▼
Furniture and vehicles24€21k€11k▼
Current assets29/58€233k€302k▲
Amounts receivable after more than one year29€85k€119k▲
Other amounts receivable291€85k€119k▲
Amounts receivable within one year40/41€26k€39k▲
Trade receivables40€26k€37k▲
Other amounts receivable41-€2k
Current investments50/53€110k€130k▲
Cash at bank and in hand54/58€10k€11k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€254k€314k▲
Equity10/15€221k€190k▼
Contributions10/11€5k€5k=
Reserves13€216k€185k▼
Distributable reserves133€216k€185k▼
Amounts payable17/49€33k€124k▲
Amounts payable within one year42/48€33k€124k▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€28k€5k▼
Taxes450/3€28k€5k▼
Other amounts payable47/48€2k€115k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€12k▲
Other operating charges640/8€2k€403▼
Gross operating margin9900€105k€164k▲
Operating profit (loss)9901€99k€152k▲
Financial income75/76B€4k€7k▲
Recurring financial income75€4k€7k▲
Financial charges65/66B€2k€49k▲
Recurring financial charges65€2k€49k▲
Profit (loss) for the period before taxes9903€101k€110k▲
Income taxes67/77€23k€26k▲
Profit (loss) for the period9904€78k€84k▲
Profit (loss) for the period to be appropriated9905€78k€84k▲
Appropriation of the result
Profit (loss) to be appropriated9906€78k€84k▲
Transfer from equity791/2-€31k
Transfer to equity691/2€76k-
To other reserves6921€76k-
Profit to be distributed694/7€2k€115k▲
Return on contributions (dividend)694€2k€115k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €84k ▲7.5%
Operating result €152k, net result €84k, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €221k ▲52.9%
3 profitable years in a row build equity to €221k.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €144k ▲95%
2 profitable years in a row build equity to €144k.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groot-Gelmenlaan 813800 Sint-TruidenGround area
1,474 m²
Building footprint
232 m²
Volume, LiDAR
1,202 m³
Parcel 71019B0695/00E000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LAGOM CONSULT
since 20212.312.846.224
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71019B0695/00E000 | Flanders | 1,474 m² | 1 · 232 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900GH8OUM8U4VRR20
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 14,856 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-02-2021
Fiscal year end31-12
Abbreviation NL
LC-YN
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.