Optima Construct
ActiveSummary
Optima Construct has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86,077 and a net result of -€6,435. Equity is growing by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 20,943 sector peers (NACE 62, fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
- Equity
- €86,077
- Loss
- -€6,435
Why 95- 1 change of registered office in 24 months+ Liquidity: current ratio 28.06, cash €71,805+ Sector Computer programming, consultancy and related activities (NACE 62)+ Equity €86,077 (97.1% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 85% on solvency, 96% on liquidity, 24% on profitability and 33% on growth.
The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 7 accounts on average 97 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
- Resignation: Van Dorpe Antoon (non-statutory director)Appointment: Van Dorpe Guus (non-statutory…
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
Financials · fiscal year 2025, micro schema
2021 to 2025, 5 fiscal years 2018 to 2025, 8 fiscal years
The operating result stays negative: a loss of €6,254 in 2025 against €8,889 in 2024; the loss shrinks.
What the company sold each fiscal year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 12,322 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,322 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,419 | €137 | €58 | €99 | €1,129 | €6,885 | €7,367 | €7,895 | ▲ 7.2% |
| Other operating charges640/8 | - | - | - | €584 | €1,131 | €880 | €1,087 | €948 | ▼ 12.8% |
| Gross operating margin9900 | €8,020 | -€596 | €4,829 | €1,456 | €61,583 | €361 | -€435 | €2,589 | ▲ 695% |
| Operating profit (loss)9901 | €6,015 | -€1,332 | €4,245 | €773 | €59,323 | -€7,404 | -€8,889 | -€6,254 | ▲ 29.6% |
| Financial income75/76B | - | - | - | €89 | €11 | €268 | €347 | €629 | ▲ 81.3% |
| Recurring financial income75 | €61 | €79 | €94 | €89 | €11 | €268 | €347 | €629 | ▲ 81.3% |
| Financial charges65/66B | - | - | - | €39 | €52 | €55 | €67 | €72 | ▲ 7.5% |
| Recurring financial charges65 | - | €7 | - | €39 | €52 | €55 | €67 | €72 | ▲ 7.5% |
| Profit (loss) for the period before taxes9903 | €6,076 | -€1,260 | €4,339 | €823 | €59,282 | -€7,191 | -€8,609 | -€5,697 | ▲ 33.8% |
| Income taxes67/77 | €2,166 | -€111 | €1,176 | €254 | €15,013 | -€16 | €80 | €738 | ▲ 823% |
| Profit (loss) for the period9904 | €3,910 | -€1,149 | €3,163 | €569 | €44,269 | -€7,175 | -€8,689 | -€6,435 | ▲ 25.9% |
| Profit (loss) for the period to be appropriated9905 | €3,910 | -€1,149 | €3,163 | €569 | €44,269 | -€7,175 | -€8,689 | -€6,435 | ▲ 25.9% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €70,279 | €69,069 | €69,739 | €65,611 | €108,787 | €104,773 | €95,720 | €88,666 | ▼ 7.4% |
| Fixed assets21/28 | €757 | €620 | €1,056 | €957 | €30,725 | €28,837 | €21,470 | €16,008 | ▼ 25.4% |
| Intangible fixed assets21 | €0 | - | - | €0 | - | - | - | - | - |
| Tangible fixed assets22/27 | €757 | €620 | €1,056 | €957 | €30,725 | €28,837 | €21,470 | €16,008 | ▼ 25.4% |
| Plant, machinery and equipment23 | - | - | - | - | - | €2,780 | €2,140 | €1,500 | ▼ 29.9% |
| Furniture and vehicles24 | - | - | - | €337 | €30,105 | €25,437 | €18,710 | €13,888 | ▼ 25.8% |
| Other tangible fixed assets26 | - | - | - | €620 | €620 | €620 | €620 | €620 | = |
| Current assets29/58 | €69,522 | €68,449 | €68,683 | €64,654 | €78,062 | €75,936 | €74,250 | €72,658 | ▼ 2.1% |
| Amounts receivable after more than one year29 | - | - | - | €1,278 | - | - | - | - | - |
| Trade receivables290 | - | - | - | €1,278 | - | - | - | - | - |
| Stocks and contracts in progress3 | - | - | - | - | €576 | €0 | - | €664 | - |
| Stocks30/36 | - | - | - | - | €576 | €0 | - | €664 | - |
| Amounts receivable within one year40/41 | €6,345 | €6,486 | €418 | €43 | €9,488 | €2,180 | €2,043 | €189 | ▼ 90.7% |
| Trade receivables40 | - | - | - | €43 | €7,800 | €96 | €27 | - | - |
| Other amounts receivable41 | - | - | - | - | €1,688 | €2,084 | €2,016 | €189 | ▼ 90.6% |
| Cash at bank and in hand54/58 | €63,177 | €61,963 | €64,078 | €63,333 | €67,998 | €73,756 | €72,207 | €71,805 | ▼ 0.6% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €70,279 | €69,069 | €69,739 | €65,611 | €108,787 | €104,773 | €95,720 | €88,666 | ▼ 7.4% |
| Equity10/15 | €61,524 | €60,375 | €63,538 | €64,107 | €108,376 | €101,201 | €92,512 | €86,077 | ▼ 7.0% |
| Contributions10/11 | €37,184 | €37,184 | €37,184 | €37,184 | €37,184 | €37,184 | €37,184 | €37,184 | = |
| Reserves13 | €1,067 | €1,067 | €1,067 | €1,067 | €1,067 | €1,067 | €1,067 | €1,067 | = |
| Non-distributable reserves130/1 | - | - | - | €1,067 | €1,067 | €1,067 | €1,067 | €1,067 | = |
| Reserves not available under the articles1311 | - | - | - | €1,067 | €1,067 | €1,067 | €1,067 | €1,067 | = |
| Profit (loss) carried forward14 | €23,273 | €22,124 | €25,287 | €25,856 | €70,125 | €62,950 | €54,261 | €47,826 | ▼ 11.9% |
| Amounts payable17/49 | €8,755 | €8,694 | €6,201 | €1,504 | €411 | €3,572 | €3,208 | €2,589 | ▼ 19.3% |
| Amounts payable within one year42/48 | €8,755 | €8,694 | €6,201 | €1,504 | €411 | €3,572 | €3,208 | €2,589 | ▼ 19.3% |
| Trade debts44 | €2,711 | €1,448 | €94 | - | €61 | €303 | €250 | €250 | = |
| Suppliers440/4 | - | - | - | - | €61 | €303 | €250 | €250 | = |
| Taxes, remuneration and social security45 | - | - | - | €390 | €237 | - | - | €185 | - |
| Taxes450/3 | - | - | - | €390 | €237 | - | - | €185 | - |
| Other amounts payable47/48 | - | - | - | €1,114 | €113 | €3,269 | €2,958 | €2,154 | ▼ 27.2% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,910 | -€1,149 | €3,163 | €569 | €44,269 | -€7,175 | -€8,689 | -€6,435 | ▲ 25.9% |
| + Depreciation and write-downs630 | €1,419 | €137 | €58 | €99 | €1,129 | €6,885 | €7,367 | €7,895 | ▲ 7.2% |
| Operating cash flow (approximation) | €5,329 | -€1,012 | €3,221 | €668 | €45,398 | -€290 | -€1,322 | €1,460 | ▲ 210% |
| Investment in fixed assets (approximation) | - | €0 | -€494 | €0 | -€30,897 | -€4,997 | €0 | -€2,433 | - |
| Change in cash | - | -€1,214 | €2,115 | -€745 | €4,665 | €5,758 | -€1,549 | -€402 | ▲ 74.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Similar companies · same sector, comparable size
Directors
Not every act has been read: a resignation may be missing here
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Van Dorpe Guus |
|
| Van Dorpe Paul |
|
| Van Dorpe Antoon |
|
Owners and capital
Capital and shareholders
- 30-09-2026 Converted to unavailable equity
- 30-09-2026 Converted to available equity
Group and network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Optima Construct was incorporated on 17 February 1992.1 Since 2026 the company has been called Optima Construct.2 The registered office was moved to Brakel in 2026.2 The board currently has 2 members; Van Dorpe Guus has served longest, since 2026.2 Total assets rose from €70,279 in 2018 to €88,666 in 2025.3
Acts, filings and financial milestones
30-09
State Gazette act
Resignation: Van Dorpe Antoon (non-statutory director)Appointment: Van Dorpe Guus (non-statutory director) · Reappointment: Van Dorpe Paul (non-statutory director) · Name change17 facts ▸
- General meeting, 22-09-2026
- Name change, Optima Construct
- Statutes amendment, 1
- Purpose change
- Statutes amendment
- Legal form clause, besloten vennootschap
- Capital conversion, statutair onbeschikbare eigen vermogensrekening
- Capital conversion, beschikbare eigen vermogensrekening
- Statutes amendment
- Capital
- Director resignation, Van Dorpe Antoon (non-statutory director)
- Board rule, 2
- +5 further facts in this act
Show earlier events
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
Register details
New in the register since 5 October 2026.
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 8 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
1 establishment unit
2 parcels
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42009E0303/00A000 | Flanders | 1,699 m² | 1 · 159 m² | 6.4 m · 2 fl. |
| 45012B0376/00A000 | Flanders | 1,688 m² | 1 · 245 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- Het ontwerpen, aanleggen en onderhouden van tuinen, parken, sportvelden en andere groenzones alle daarmee verband houdende hovenierswerkzaamheden, alsook de aan- en verkoop van…
13 activities
- Het ontwerpen, aanleggen en onderhouden van tuinen, parken, sportvelden en andere groenzones alle daarmee verband houdende hovenierswerkzaamheden, alsook de aan- en verkoop van alle daarvoor benodigde materialen en diensten
- Advies inzake de aanleg en realisatie van tuinen, esthetisch advies en beplantingsplannen
- Het ontbossen, vellen en snoeien van bomen en heggen, evenals boomverzorging
- Het uitvoeren van grondwerken, uitgravingen, afvoer en verwerking van tuinafval
- Tuinbouw, kwekerij van planten en bomen
- Transport van materiaal, planten, bomen en grondstoffen voor tuinonderhoud
- Het verhuren van tuingereedschappen en -accessoires
- De aan- en verkoop, het leveren en plaatsen van alle bloemen, planten, bomen, heesters, struiken, coniferen, bloembollen, gazons en andere tuinbouwproducten
- De aan- en verkoop, het leveren en plaatsen van samengestelde en organische meststoffen, onkruidbestrijdingsmiddelen, teelaarde, compost, grind en alle andere aanverwante producten en grondstoffen
- Het aanleggen van terrassen, opritten en verhardingen van paden, in alle materialen. Aanleg van vijvers, zwembaden, sauna's, jacuzzi's en alle bijhorende benodigdheden. Aan- en verkoop, het leveren en plaatsen van alle siervoorwerpen, tuinornamenten en accessoires, alle soorten tuinmeubelen vervaardigd in hout, houtachtige, imitatie- of kunststofproducten, alle soorten speeltoestellen, alle soorten tuinberegening en -verlichting, alle vormen van drainage en rioleringsaansluitingen, alle vormen van afsluitingen, omheiningen, poorten, schuttingen, pergola's, houtvlonders en steigers, beschoeiing, blokhutten en tuinhuizen
- De handel in elektrisch materiaal, gereedschappen, bouwmaterialen, verlichting, bekabeling en andere technische producten
- De aan- en verkoop van informaticaproducten, waaronder computers, laptops, printers, randapparatuur en andere elektronische apparatuur, zowel nieuw als gebruikt
- De installatie, levering en verkoop van sanitair, sanitaire toestellen, leidingen, aansluitingen en aanverwante producten
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- Optima Construct
- Legal form clauseThe legal form, such as BV, NV or CV, which decides which company-law rules apply.
- Besloten vennootschap
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- Vlaams Gewest
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “behalve deze die de wet of de statuten aan de algemene vergadering voorbehouden. §2 Externe vertegenwoordiging Behoudens andersluidende…”
- Board ruleHow the board is made up, meets and takes decisions.
- Met of zonder beperking van duur, 1Onbepaalde duur, een of meer1 more provision on this in the deed
Capital, shares and profit
- Profit allocationHow profit is distributed; a BV may only pay out after a balance-sheet and liquidity test.
- Elk aandeel recht op een gelijk aandeel in de winstverdeling, door de algemene vergadering op voorstel van het bestuursorgaan
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Monday of April at 19:00
- Proxy ruleWhether a shareholder may be represented at the meeting by someone else.
- Schriftelijke volmacht aan iedere andere persoon, blijft geldig voor elke volgende algemene vergadering indien dezelfde agendapunten
- Voting ruleWhich majority the meeting decides by, for example a simple or a special majority.
- Onder voorbehoud van wettelijke en statutaire bepalingen betreffende aandelen zonder stemrecht, elk aandeel recht op één stemOngeacht het aantal effecten dat op de algemene vergadering vertegenwoordigd is, meerderheid van stemmen
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- Beslissing van de algemene vergadering, inachtneming van de vereisten voor de statutenwijziging
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed