OPTIM Office
ActiveSummary
OPTIM Office has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €368,292 and a net result of -€152,373. Its solvency ranks better than 77% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
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Signals
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Turnover and EBIT margin not published: the micro schema does not require them.
Peer companies
Historical observationOf the 4,815 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 88% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,815 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Non-recurring operating income76A | €500 |
| Other operating charges640/8 | €184 |
| Non-recurring operating charges66A | €3,469 |
| Gross operating margin9900 | €25 |
| Operating profit (loss)9901 | -€3,627 |
| Financial income75/76B | €103 |
| Recurring financial income75 | €103 |
| Financial charges65/66B | €148,835 |
| Recurring financial charges65 | €148,835 |
| Profit (loss) for the period before taxes9903 | -€152,360 |
| Income taxes67/77 | €13 |
| Profit (loss) for the period9904 | -€152,373 |
| Profit (loss) for the period to be appropriated9905 | -€152,373 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €446,295 | |
| Current assets29/58 | €446,295 | |
| Amounts receivable within one year40/41 | €446,150 | |
| Other amounts receivable41 | €446,150 | |
| Cash at bank and in hand54/58 | €145 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €446,295 | |
| Equity10/15 | €368,292 | |
| Contributions10/11 | €2,500 | |
| Reserves13 | €37,750 | |
| Non-distributable reserves130/1 | €250 | |
| Reserves not available under the articles1311 | €250 | |
| Distributable reserves133 | €37,500 | |
| Profit (loss) carried forward14 | €328,042 | |
| Amounts payable17/49 | €78,003 | |
| Amounts payable within one year42/48 | €78,003 | |
| Trade debts44 | €1 | |
| Suppliers440/4 | €1 | |
| Other amounts payable47/48 | €78,002 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€152,373 |
| Operating cash flow (approximation) | -€152,373 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52063C0306/00B000 | Wallonia | 252 m² | 1 · 257 m² | - |
Linked by address, not proof of ownership
Structure & network
Owners and holdings
1 ownerChain of control
- PHILAC
- OPTIM Office
Highest known parent: PHILAC. The sources do not say who stands above it.
Owners 1
- PHILACparentSourceaccounts PHILAC 2025100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Similar companies · same sector, comparable size
Identification & contact
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.