PHILAC
ActiveSummary
PHILAC has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€6,001) and a net result of €1,981. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 31896 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability39▲+39
Solvency24▲+24
Growth52▲+17
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.51; short-term debt: 2.5% and cash: 1.2% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-1.3%
Return on assets
0.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 31896 sector peers (2025).
NBB · sector comparisonPosition among 31896 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
13 d early
2023
26 d late
2022
23 d late
2021
23 d late
2020
31 d late
2019
19 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 20 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€70,327▼ 45.1%
2018 · €128,200
EBIT margin
8.0%▲ 7.5pp
2018 · 0.5%
Net result
€1,981
2024 · -€26,804
Working capital
-€5,601▲ 26.3%
2024 · -€7,597
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€15,138€20,510▲ 35.5%€27,597▲ 34.6%-€26,011€2,588
Net result€5,302€13,994▲ 164%€19,219▲ 37.3%-€26,804€1,981
EBIT margin
Equity-€14,390▲ 26.9%-€396▲ 97.2%€18,823-€7,981-€6,001▲ 24.8%
Total assets€76,811▲ 30.6%€48,756▼ 36.5%€75,574▲ 55.0%€3,161▼ 95.8%€447,645▲ 14,061%
Debt€91,201▲ 16.2%€49,152▼ 46.1%€56,751▲ 15.5%€11,143▼ 80.4%€453,645▲ 3,971%
Working capital-€36,880▼ 19.5%-€17,695▲ 52.0%-€2,875▲ 83.8%-€7,597▼ 164%-€5,601▲ 26.3%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2,588 after a loss of €26,011 in 2024.
Balance-sheet composition
Assets €447,645
Fixed assets
€441,904
Current assets
€5,740
Key figures and ratios
Solvency
-1.3%
Current ratio
0.51
Debt to equity
-75.60
ROA
0.4%
Debt ≤ 1 year
€11,341▲
2024 · €10,758
Debt > 1 year
€441,904
Income taxes
€544▲
2024 · €409
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €833 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,623 | €5,191 | €7,220 | €0 | - | - |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €25,930 | €0 | ▼ 100% |
| Other operating charges640/8 | €1,253 | €1,364 | €2,123 | €553 | €677 | ▲ 22.3% |
| Non-recurring operating charges66A | - | - | €2,861 | €3,148 | €0 | ▼ 100% |
| Gross operating margin9900 | €19,014 | €27,066 | €39,802 | €3,620 | €3,265 | ▼ 9.8% |
| Operating profit (loss)9901 | €15,138 | €20,510 | €27,597 | -€26,011 | €2,588 | ▲ 110% |
| Financial income75/76B | - | €53 | €0 | €0 | - | - |
| Recurring financial income75 | - | €53 | €0 | €0 | - | - |
| Financial charges65/66B | €2,581 | €46 | €39 | €384 | €63 | ▼ 83.6% |
| Recurring financial charges65 | €2,581 | €46 | €39 | €384 | €63 | ▼ 83.6% |
| Profit (loss) for the period before taxes9903 | €12,557 | €20,518 | €27,558 | -€26,395 | €2,525 | ▲ 110% |
| Income taxes67/77 | €7,255 | €6,524 | €8,340 | €409 | €544 | ▲ 33.0% |
| Profit (loss) for the period9904 | €5,302 | €13,994 | €19,219 | -€26,804 | €1,981 | ▲ 107% |
| Profit (loss) for the period to be appropriated9905 | €5,302 | €13,994 | €19,219 | -€26,804 | €1,981 | ▲ 107% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €76,811 | €48,756 | €75,574 | €3,161 | €447,645 | ▲ 14,061% |
| Fixed assets21/28 | €22,490 | €17,299 | €24,995 | €0 | €441,904 | - |
| Tangible fixed assets22/27 | €22,490 | €17,299 | €24,995 | €0 | - | - |
| Furniture and vehicles24 | €22,490 | €17,299 | €24,995 | €0 | - | - |
| Financial fixed assets28 | - | - | - | - | €441,904 | - |
| Current assets29/58 | €54,321 | €31,457 | €50,579 | €3,161 | €5,740 | ▲ 81.6% |
| Amounts receivable within one year40/41 | €52,007 | €29,278 | €43,825 | €277 | €316 | ▲ 14.0% |
| Trade receivables40 | €45,369 | €27,901 | €39,740 | €0 | €316 | - |
| Other amounts receivable41 | €6,638 | €1,377 | €4,085 | €277 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €2,054 | €2,036 | €6,754 | €2,884 | €5,424 | ▲ 88.1% |
| Deferred charges and accrued income490/1 | €259 | €143 | €0 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €76,811 | €48,756 | €75,574 | €3,161 | €447,645 | ▲ 14,061% |
| Equity10/15 | -€14,390 | -€396 | €18,823 | -€7,981 | -€6,001 | ▲ 24.8% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | -€32,990 | -€18,996 | €223 | -€26,581 | -€24,601 | ▲ 7.5% |
| Amounts payable17/49 | €91,201 | €49,152 | €56,751 | €11,143 | €453,645 | ▲ 3,971% |
| Amounts payable after more than one year17 | - | - | - | - | €441,904 | - |
| Financial debts170/4 | - | - | - | - | €441,904 | - |
| Amounts payable within one year42/48 | €91,201 | €49,152 | €53,454 | €10,758 | €11,341 | ▲ 5.4% |
| Trade debts44 | €21,448 | €11,646 | €0 | €1,598 | €64 | ▼ 96.0% |
| Suppliers440/4 | €21,448 | €11,646 | €0 | €1,598 | €64 | ▼ 96.0% |
| Taxes, remuneration and social security45 | €5,326 | €524 | €0 | €3,085 | €3,144 | ▲ 1.9% |
| Taxes450/3 | €5,326 | €524 | €0 | €3,085 | €544 | ▼ 82.4% |
| Remuneration and social security454/9 | - | - | - | - | €2,600 | - |
| Other amounts payable47/48 | €64,427 | €36,982 | €53,454 | €6,075 | €8,133 | ▲ 33.9% |
| Accrued charges and deferred income492/3 | - | - | €3,297 | €384 | €400 | ▲ 4.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,302 | €13,994 | €19,219 | -€26,804 | €1,981 | ▲ 107% |
| + Depreciation and write-downs630 | €2,623 | €5,191 | €7,220 | €0 | - | - |
| Operating cash flow (approximation) | €7,925 | €19,185 | €26,439 | -€26,804 | €1,981 | ▲ 107% |
| Investment in fixed assets (approximation) | - | €0 | -€14,916 | €24,995 | -€441,904 | ▼ 1,868% |
| Change in cash | - | -€18 | €4,718 | -€3,870 | €2,540 | ▲ 166% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Back to profitnet €1,981
Net result €1,981 after one loss-making year.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€26,804
Net result drops to -€26,804, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Highest result since 2018net €19,219 ▲37.3%
Operating result €27,597, net result €19,219, both a record.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-12
Financial
Back to profitnet €5,302
Net result €5,302 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 19 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 20 days late
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seneffe · 1 establishment unit since 2004
Ground area
2,738 m²
Building footprint
420 m²
2 parcels, Wallonia. Linked by address, not a title deed.
8
companies at this address
See who is registered here
1 establishment unit
PHILAC
since 20042.135.576.843
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52003A0080/00B000 | Wallonia | 2,486 m² | 1 · 163 m² | - |
| 52063C0306/00B000 | Wallonia | 252 m² | 1 · 257 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
100%
According to the 2025 annual accounts of PHILAC and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. 29,959 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-02-2004
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
46496Wholesale trade
46649Wholesale of other machinery and equipment
47639Retail sale of other sporting goods
47830Retail sale of motorcycles and motorcycle parts and accessories
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0863534184
Also
9925:BE0863534184
Registered
24-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.