Optilnvest
ActiveSummary
Optilnvest has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €-14k. Equity is shrinking by ~10.2% per year across the filed fiscal years. Its solvency ranks better than 15% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▼-86
Solvency33▼-56
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.78 against 2.59 in 2024; short-term debt: 19.9% and cash: 0.2% of total assets), and 92.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.9%
Return on assets
-3.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
66 d early
2023
55 d early
2022
32 d early
2021
45 d early
2020
46 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k▼ 31.2%
2024 · €46k
2018: €20k
2019: €17k
2020: €16k
2021: €14k
2022: €11k
2023: €8k
2024: €46k
2018 → 2025
Total assets
€401k▲ 455%
2024 · €72k
2018: €67k
2019: €39k
2020: €41k
2021: €43k
2022: €45k
2023: €47k
2024: €72k
2018 → 2025
Net result
€-14k
2024 · €38k
2018: €4k
2019: €-4k
2020: €-1k
2021: €-2k
2022: €-2k
2023: €-3k
2024: €38k
2018 → 2025
Working capital
€-17k
2024 · €41k
2018: €20k
2019: €17k
2020: €16k
2021: €14k
2022: €11k
2023: €8k
2024: €41k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€14k-€11k▼ 17.1%€8k▼ 30.1%€46k▲ 476%€32k▼ 31.2%
Operating result€-2k-€-3k▼ 20.3%€-3k▼ 18.0%€47k€-8k
Net result€-2k-€-2k▼ 41.8%€-3k▼ 45.4%€38k€-14k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €47k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €401k
Fixed assets
€338k ▲ 6,999%
Current assets
€62k ▼ 7.6%
Equity and liabilities €401k
Equity
€32k ▼ 31.2%
Debt
€369k ▲ 1,318%
Debt's share of the balance-sheet total rises from 36.0% to 92.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-2k▼
2024 · €48k
Cash flow
€-8k▼
2024 · €39k
Current ratio
0.78▼
2024 · 2.59
Debt to equity
11.60▲
2024 · 0.56
ROE
-45.3%▼
2024 · 82.6%
ROA
-3.6%▼
2024 · 52.9%
Interest coverage
-0.28▼
2024 · 53.27
Debt ≤ 1 year
€80k▲
2024 · €26k
Debt > 1 year
€289k
Income taxes
€0▼
2024 · €9k
Staff costs
€2k=
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€72k€401k▲
Fixed assets21/28€5k€338k▲
Tangible fixed assets22/27€5k€338k▲
Land and buildings22-€335k
Furniture and vehicles24€5k€3k▼
Current assets29/58€67k€62k▼
Amounts receivable within one year40/41€67k€62k▼
Trade receivables40€51k€62k▲
Other amounts receivable41€16k€0▼
Cash at bank and in hand54/58€181€725▲
Equity and liabilities
Total equity and liabilities10/49€72k€401k▲
Equity10/15€46k€32k▼
Contributions10/11€19k€19k=
Reserves13€40k€40k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€40k€40k=
Profit (loss) carried forward14€-12k€-27k▼
Amounts payable17/49€26k€369k▲
Amounts payable after more than one year17-€289k
Financial debts170/4-€289k
Amounts payable within one year42/48€26k€80k▲
Current portion of amounts payable after more than one year42-€16k
Trade debts44€6k€5k▼
Suppliers440/4€6k€5k▼
Taxes, remuneration and social security45€19k€20k▲
Taxes450/3€19k€20k▲
Other amounts payable47/48€1k€39k▲
Income statement
Code20242025
Remuneration, social security and pensions62€2k€2k=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€7k▲
Other operating charges640/8€505€43k▲
Gross operating margin9900€50k€43k▼
Operating profit (loss)9901€47k€-8k▼
Financial income75/76B€1k€630▼
Recurring financial income75€1k€630▼
Financial charges65/66B€895€7k▲
Recurring financial charges65€895€7k▲
Profit (loss) for the period before taxes9903€47k€-14k▼
Income taxes67/77€9k€0▼
Profit (loss) for the period9904€38k€-14k▼
Profit (loss) for the period to be appropriated9905€38k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€-27k▼
Profit (loss) brought forward from the previous period14P€-12k€-12k=
Transfer to equity691/2€38k€0▼
To other reserves6921€38k€0▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-14k ▼138%
Net result drops to €-14k, the lowest in the series.
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €38k
Net result €38k after 5 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 2.59
Current ratio from 1.20 to 2.59; short-term debt falls from €39k to €26k.
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Driehoek(NDW) 42200 HerentalsGround area
935 m²
Building footprint
150 m²
Volume, LiDAR
1,180 m³
Parcel 13027B0130/00L002, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Optilnvest
since 20012.100.336.644
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13027B0130/00L002 | Flanders | 935 m² | 1 · 150 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
INTO THE BLUE
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Nxt door solutions
BE 1010.965.969
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B.B. Immo
BE 0739.612.627
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GLOBAL PHARMA SOLUTIONS
BE 0474.114.125
Antwerpen · Eq €31,779
FinX Solutions
BE 1001.448.586
Antwerpen · Eq €31,776
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 34,869 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-05-2001
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
01430Raising of horses and other equines
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.