FOCUS CONSULTING
ActiveFOCUS CONSULTING has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €148k and a net result of €2k. Equity is growing by ~13% per year across the filed fiscal years. Its solvency ranks better than 43% of 37972 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
89
/ 100
Excellent▲ +51 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability5▲+5
Solvency81▲+17
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity tight (current ratio 1.36 against 0.99 in 2023), and 49.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
36 d late
2022
31 d late
2021
24 d late
2020
10 d early
2019
4 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€148k▲ 1.1%
2023 · €146k
2019: €53k
2020: €42k
2021: €145k
2022: €151k
2023: €146k
2019 → 2024
Total assets
€292k▼ 15.4%
2023 · €345k
2019: €74k
2020: €58k
2021: €225k
2022: €271k
2023: €345k
2019 → 2024
Net result
€2k
2023 · €-4k
2019: €-8k
2020: €-11k
2021: €103k
2022: €6k
2023: €-4k
2019 → 2024
Working capital
€51k
2023 · €-1k
2019: €24k
2020: €33k
2021: €20k
2022: €-13k
2023: €-1k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€42k-€145k▲ 243%€151k▲ 4.1%€146k▼ 3.0%€148k▲ 1.1%
Operating result€-11k-€103k€12k▼ 88.5%€-3k€7k
Net result€-11k-€103k€6k▼ 94.2%€-4k€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €7k after a loss of €3k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €292k
Fixed assets
€99k▼ 33.8%
Current assets
€193k▼ 1.4%
Equity and liabilities €292k
Equity
€148k▲ 1.1%
Debt
€144k▼ 27.6%
The debt ratio falls from 57.6% to 49.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€34k▲
2023 · €25k
Cash flow
€28k▲
2023 · €23k
Solvency
50.6%▲
2023 · 42.4%
Current ratio
1.36▲
2023 · 0.99
Quick ratio
1.36▲
2023 · 0.99
Debt / equity
0.98▼
2023 · 1.36
ROE
1.1%▲
2023 · -3.1%
ROA
0.6%▲
2023 · -1.3%
Interest coverage
143.44▲
2023 · 26.99
Debt
€144k▼
2023 · €199k
Debt ≤ 1 year
€142k▼
2023 · €197k
Income taxes
€5k▲
2023 · €563
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€345k€292k▼
Fixed assets21/28€150k€99k▼
Intangible fixed assets21€28k€17k▼
Tangible fixed assets22/27€122k€82k▼
Plant, machinery and equipment23€852€950▲
Furniture and vehicles24€22k€16k▼
Other tangible fixed assets26€74k€65k▼
Assets under construction and advance payments27€25k€0▼
Financial fixed assets28€50€50=
Current assets29/58€196k€193k▼
Amounts receivable within one year40/41€146k€53k▼
Trade receivables40€135k€43k▼
Other amounts receivable41€10k€10k=
Cash at bank and in hand54/58€50k€139k▲
Deferred charges and accrued income490/1€348€217▼
Equity and liabilities
Total equity and liabilities10/49€345k€292k▼
Equity10/15€146k€148k▲
Contributions10/11€12k€12k=
Reserves13€111k€111k=
Distributable reserves133€111k€111k=
Profit (loss) carried forward14€23k€25k▲
Amounts payable17/49€199k€144k▼
Amounts payable within one year42/48€197k€142k▼
Trade debts44€174k€113k▼
Suppliers440/4€174k€113k▼
Taxes, remuneration and social security45€11k€13k▲
Taxes450/3€11k€13k▲
Other amounts payable47/48€12k€16k▲
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€26k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€27k€36k▲
Operating profit (loss)9901€-3k€7k▲
Financial income75/76B€9€0▼
Recurring financial income75€9€0▼
Financial charges65/66B€912€235▼
Recurring financial charges65€912€235▼
Profit (loss) for the period before taxes9903€-4k€7k▲
Income taxes67/77€563€5k▲
Profit (loss) for the period9904€-4k€2k▲
Profit (loss) for the period to be appropriated9905€-4k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€25k▲
Profit (loss) brought forward from the previous period14P€27k€23k▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
05-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 36 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €150kEq €151k ▲4.1%
2 profitable years in a row build equity to €151k.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial
Back to profitnet €103k
Net result €103k after 2 loss-making years.
31-12
Financial
Equity above €100kEq €145k ▲243%
Equity rises from €42k to €145k.
21-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 2 days late
2016
27-01
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vijverslei 12B2950 KapellenGround area
6,122 m²
Building footprint
308 m²
Volume, LiDAR
5,806 m³
Parcel 11023I0180/00N042, Flanders · tallest building 25.4 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Vijverslei 12B, 2950 Kapellen
since 20022.115.500.120
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11023I0180/00N042 | Flanders | 6,122 m² | 1 · 308 m² | 25.4 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DMO Consult
BE 0772.906.391
Grimbergen · Eq €148k
PIMALINE
BE 0719.382.286
Ramillies · Eq €148k
ELICIS
BE 0466.411.533
Dilbeek · Eq €148k
BLU INNOVATION
BE 0818.487.681
Etterbeek · Eq €148k
PIMAKIGE
BE 0442.504.892
Anderlecht · Eq €148k
Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 40,691 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-01-2001
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.