OPTIFIX
ActiveOPTIFIX has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €255k and a net result of €250k. Its solvency ranks better than 77% of 7431 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency94
Growth-
Track record67
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days only on tighter terms
Liquidity ample (current ratio 3.47; short-term debt: 25.2% and cash: 73.1% of total assets), and 31.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.9%
Return on assets
67.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
14 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€255k
Total assets
€370k
Net result
€250k
Working capital
€231k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €370k
Fixed assets
€46k
Current assets
€324k
Equity and liabilities €370k
Equity
€255k
Debt
€115k
Debt finances 31.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€327k
Cash flow
€251k
Solvency
68.9%
Current ratio
3.47
Quick ratio
3.47
Debt / equity
0.45
ROE
98.0%
ROA
67.6%
Interest coverage
502.87
Debt
€115k
Debt ≤ 1 year
€93k
Debt > 1 year
€21k
Income taxes
€75k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€370k
Fixed assets21/28€46k
Tangible fixed assets22/27€46k
Plant, machinery and equipment23€4k
Furniture and vehicles24€41k
Current assets29/58€324k
Amounts receivable after more than one year29€28k
Trade receivables290€28k
Amounts receivable within one year40/41€16k
Trade receivables40€8k
Other amounts receivable41€8k
Current investments50/53€9k
Cash at bank and in hand54/58€270k
Deferred charges and accrued income490/1€352
Equity and liabilities
Total equity and liabilities10/49€370k
Equity10/15€255k
Contributions10/11€5k
Profit (loss) carried forward14€250k
Amounts payable17/49€115k
Amounts payable after more than one year17€21k
Financial debts170/4€21k
Amounts payable within one year42/48€93k
Current portion of amounts payable after more than one year42€6k
Taxes, remuneration and social security45€75k
Taxes450/3€75k
Other amounts payable47/48€12k
Income statement
Code2025
Non-recurring operating income76A€0
Goods, raw materials, services and sundry goods60/61€17k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€189
Gross operating margin9900€327k
Operating profit (loss)9901€326k
Financial charges65/66B€651
Recurring financial charges65€651
Profit (loss) for the period before taxes9903€325k
Income taxes67/77€75k
Profit (loss) for the period9904€250k
Profit (loss) for the period to be appropriated9905€250k
Appropriation of the result
Profit (loss) to be appropriated9906€250k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleinekapellaan 401700 DilbeekGround area
253 m²
Building footprint
79 m²
Volume, LiDAR
703 m³
Parcel 23352F0285/00V005, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
OPTIFIX
since 20242.367.309.546
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23352F0285/00V005 | Flanders | 253 m² | 1 · 79 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500E6M0Y1MQBGK373
Similar companies · same sector, comparable size
DIAGRAMME
BE 0463.062.756
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VERGEYLEN PETER
BE 0459.111.985
Wichelen · Eq €255k
Schrijnwerk Inghels
BE 0477.115.977
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LA PASSION DU TOIT
BE 1005.204.367
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BOUWWERKEN VERPOORTEN
BE 0721.703.556
Rijkevorsel · Eq €255k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 11,441 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2024
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
68122Development of non-residential building projects
42220Construction of utility projects for electricity and telecommunications
46831Wholesale of construction materials, general range
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:optifix.belgium@gmail.com