OPTIFIELDS
ActiveSummary
OPTIFIELDS has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €249,693 and a net result of €89,447. Equity has been growing by about 21% per year since 2021. Its solvency ranks better than 57% of 22,774 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 13-10-2020 Normal situation
- Activity
- Retail sale of prescription glasses, lenses and sunglasses NACE 47742
- Establishment units
- 2.309.714.510 7060 Soignies, since 13-10-2020
- 2.310.053.119 7060 Soignies, since 13-10-2020
- Financial year end
- 30 September
- Peppol
- Reachable since 29-11-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
Annual accounts to 30-09-2025
- Gross margin
- €465,548
- ▲ 20.1%
- Turnover
- ≈ €1.7m
- estimated
- Profit
- €89,447
- ▲ 54.4%
- Equity
- €249,693
- ▲ 19.9%
- Total assets
- €599,717
- ▼ 0.2%
- Staff
- ≈ 4.2 FTE
- estimated
Score breakdownraises riskFounded in 2020lowers riskLiquidity: current ratio 2.25, cash €436,724Size: total assets €599,717Figures for financial year 2025 (filed on 04-05-2026)Show the evidence
Checked score
Score 2025
96
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 74% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency
67+7
equity 41.6% of total assets
Liquidity
79+2
short-term debt 43.4% · cash 72.8%
Profitability
87+6
return on assets 14.9%
Bankruptcy probability within 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.3%▼ -0.1 percentage points vs 12-2024
02-2025: 0.4%▲ +0.1 percentage points vs 01-2025
03-2025: 0.5%▲ +0.1 percentage points vs 02-2025
04-2025: 0.5%● unchanged vs 03-2025
05-2025: 0.3%▼ -0.2 percentage points vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.3%● unchanged vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.6%▲ +0.3 percentage points vs 04-2026highest value
06-2026: 0.1%▼ -0.5 percentage points vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €23,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.25 (1.78 in 2024), above the usual 1.5. Short-term debt is 43.4% and cash 72.8% of total assets. However, 58.4% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 57% of them on solvency, 84% on liquidity, 82% on profitability and 72% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
12 days early
2022
31 days late
2021
30 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 10 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 30 April (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end03-11-2026 today30-04-2027 deadline
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 30-04-2026 PDF all 5 filings
Turnover
≈ €1.7m
Estimated: probably between €1.2m and €2.7m
Total assets
€599,717▼ 0.2%
2024 · €601,094
Net result
€89,447▲ 54.4%
2024 · €57,946
Working capital
€326,304▲ 47.6%
2024 · €221,107
Multi-year overview
2021 to 2025, 5 financial yearsOperating result
€118,831
▲ 63.7%
2025
20212025
Net result
€89,447
▲ 54.4%
2025
highest quarter of the sector
20212025
Equity
€249,693
▲ 19.9%
2025
highest quarter of the sector
20212025
Total assets
€599,717
▼ 0.2%
2025
highest quarter of the sector
20212025
Debt
€350,024
▼ 10.9%
2025
20212025
Working capital
€326,304
▲ 47.6%
2025
highest quarter of the sector
20212025
Solvency
41.6%
▲ 7.0pp
2025
middle half of the sector
20212025
Current ratio
2.25
▲ 0.47
2025
middle half of the sector
20212025
Return on assets (ROA)
14.9%
▲ 5.3pp
2025
highest quarter of the sector
20212025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20212022202320242025
Operating result€64,618-€101,205▲ 56.6%€86,636▼ 14.4%€72,589▼ 16.2%€118,831▲ 63.7%
Net result€47,988above the sector's middle half-€74,779above the sector's middle half▲ 55.8%€63,333above the sector's middle half▼ 15.3%€57,946above the sector's middle half▼ 8.5%€89,447above the sector's middle half▲ 54.4%
Equity€67,988within the sector's middle half-€141,967above the sector's middle half▲ 109%€205,300above the sector's middle half▲ 44.6%€208,246above the sector's middle half▲ 1.4%€249,693above the sector's middle half▲ 19.9%
Total assets€507,792above the sector's middle half-€538,903above the sector's middle half▲ 6.1%€574,317above the sector's middle half▲ 6.6%€601,094above the sector's middle half▲ 4.7%€599,717above the sector's middle half▼ 0.2%
Debt€439,805-€396,937▼ 9.7%€369,017▼ 7.0%€392,848▲ 6.5%€350,024▼ 10.9%
Working capital-€89,779below the sector's middle half-€32,480within the sector's middle half€148,836above the sector's middle half▲ 358%€221,107above the sector's middle half▲ 48.6%€326,304above the sector's middle half▲ 47.6%
Solvency13.4%within the sector's middle half-26.3%within the sector's middle half▲ 13.0pp35.7%within the sector's middle half▲ 9.4pp34.6%within the sector's middle half▼ 1.1pp41.6%within the sector's middle half▲ 7.0pp
Current ratio0.67below the sector's middle half-1.13within the sector's middle half▲ 0.461.62within the sector's middle half▲ 0.491.78within the sector's middle half▲ 0.162.25within the sector's middle half▲ 0.47
Return on assets (ROA)9.5%within the sector's middle half-13.9%above the sector's middle half▲ 4.4pp11.0%within the sector's middle half▼ 2.8pp9.6%within the sector's middle half▼ 1.4pp14.9%above the sector's middle half▲ 5.3pp
above
within
below
The sector band is the middle half of the companies in Retail trade (NACE 47). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 64% higher than in 2024 and the highest since 2021. It is a recovery after the fall in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €599,717
Fixed assets
€13,329 ▼ 86.3%
Current assets
€586,388 ▲ 16.3%
Equity and liabilities €599,717
Equity
€249,693 ▲ 19.9%
Debt
€350,024 ▼ 10.9%
Debt's share of the balance-sheet total falls from 65.4% to 58.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€206,704▲
2024 · €161,679
Cash flow
€177,320▲
2024 · €147,036
Quick ratio
2.04▲
2024 · 1.60
Debt to equity
1.40▼
2024 · 1.89
ROE
35.8%▲
2024 · 27.8%
Interest coverage
65.32▲
2024 · 53.92
Debt ≤ 1 year
€260,085▼
2024 · €282,879
Debt > 1 year
€89,939▼
2024 · €109,969
Income taxes
€30,688▲
2024 · €15,118
Staff costs
€258,844▲
2024 · €225,855
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 30-09-2021 | 30-09-2022 | 30-09-2023 | 30-09-2024 | 30-09-2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €216,972 | €15,655 | €15,645 | - | €4,094 |
| Intangible fixed assets | €190,000 | - | - | - | - |
| Financial fixed assets | €162 | - | - | - | - |
| Depreciation and write-downs of the year | €80,882 | €83,182 | €88,172 | €89,090 | €87,873 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €199,077 | €193,265 | €216,330 | €225,855 | €258,844 | ▲ 14.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €80,882 | €83,182 | €88,172 | €89,090 | €87,873 | ▼ 1.4% |
| Other operating charges640/8 | €221 | - | - | - | - | - |
| Gross operating margin9900 | €344,798 | €377,651 | €391,138 | €387,534 | €465,548 | ▲ 20.1% |
| Operating profit (loss)9901 | €64,618 | €101,205 | €86,636 | €72,589 | €118,831 | ▲ 63.7% |
| Financial income75/76B | €3,520 | €4,357 | €4,205 | €3,474 | €4,468 | ▲ 28.6% |
| Recurring financial income75 | €3,520 | €4,357 | €4,205 | €3,474 | €4,468 | ▲ 28.6% |
| Financial charges65/66B | €3,838 | €3,662 | €3,488 | €2,999 | €3,164 | ▲ 5.5% |
| Recurring financial charges65 | €3,838 | €3,662 | €3,488 | €2,999 | €3,164 | ▲ 5.5% |
| Profit (loss) for the period before taxes9903 | €64,299 | €101,899 | €87,353 | €73,064 | €120,135 | ▲ 64.4% |
| Income taxes67/77 | €16,312 | €27,120 | €24,019 | €15,118 | €30,688 | ▲ 103% |
| Profit (loss) for the period9904 | €47,988 | €74,779 | €63,333 | €57,946 | €89,447 | ▲ 54.4% |
| Profit (loss) for the period to be appropriated9905 | €47,988 | €74,779 | €63,333 | €57,946 | €89,447 | ▲ 54.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €507,792 | €538,903 | €574,317 | €601,094 | €599,717 | ▼ 0.2% |
| Fixed assets21/28 | €326,252 | €258,726 | €186,198 | €97,107 | €13,329 | ▼ 86.3% |
| Intangible fixed assets21 | €152,000 | €114,000 | €76,000 | €38,000 | - | - |
| Tangible fixed assets22/27 | €174,090 | €144,563 | €110,035 | €58,945 | €13,166 | ▼ 77.7% |
| Plant, machinery and equipment23 | - | €3,420 | €1,517 | €1,337 | €1,157 | ▼ 13.5% |
| Furniture and vehicles24 | €174,090 | €141,143 | €108,518 | €57,608 | €12,009 | ▼ 79.2% |
| Financial fixed assets28 | €162 | €162 | €162 | €162 | €162 | = |
| Current assets29/58 | €181,540 | €280,178 | €388,120 | €503,987 | €586,388 | ▲ 16.3% |
| Stocks and contracts in progress3 | €32,587 | €38,225 | €47,435 | €52,230 | €56,061 | ▲ 7.3% |
| Stocks30/36 | €32,587 | €38,225 | €47,435 | €52,230 | €56,061 | ▲ 7.3% |
| Amounts receivable within one year40/41 | €18,407 | €11,394 | €18,806 | €13,329 | €92,142 | ▲ 591% |
| Trade receivables40 | €5,216 | €5,514 | €9,495 | €13,329 | €52,142 | ▲ 291% |
| Other amounts receivable41 | €13,191 | €5,880 | €9,311 | - | €40,000 | - |
| Cash at bank and in hand54/58 | €129,628 | €230,067 | €321,271 | €437,779 | €436,724 | ▼ 0.2% |
| Deferred charges and accrued income490/1 | €918 | €492 | €608 | €648 | €1,462 | ▲ 125% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €507,792 | €538,903 | €574,317 | €601,094 | €599,717 | ▼ 0.2% |
| Equity10/15 | €67,988 | €141,967 | €205,300 | €208,246 | €249,693 | ▲ 19.9% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Capital10 | €20,000 | - | - | - | - | - |
| Issued capital100 | €20,000 | - | - | - | - | - |
| Reserves13 | €45,000 | €115,000 | €178,000 | €178,000 | €229,000 | ▲ 28.7% |
| Non-distributable reserves130/1 | - | €115,000 | - | - | - | - |
| Reserves not available under the articles1311 | - | €115,000 | - | - | - | - |
| Tax-exempt reserves132 | €45,000 | - | - | - | - | - |
| Distributable reserves133 | - | - | €178,000 | €178,000 | €229,000 | ▲ 28.7% |
| Profit (loss) carried forward14 | €2,988 | €6,967 | €7,300 | €10,246 | €693 | ▼ 93.2% |
| Amounts payable17/49 | €439,805 | €396,937 | €369,017 | €392,848 | €350,024 | ▼ 10.9% |
| Amounts payable after more than one year17 | €168,485 | €149,238 | €129,734 | €109,969 | €89,939 | ▼ 18.2% |
| Financial debts170/4 | €168,485 | €149,238 | €129,734 | €109,969 | €89,939 | ▼ 18.2% |
| Amounts payable within one year42/48 | €271,320 | €247,698 | €239,283 | €282,879 | €260,085 | ▼ 8.1% |
| Current portion of amounts payable after more than one year42 | €184,859 | €167,113 | €147,590 | €131,632 | €113,896 | ▼ 13.5% |
| Financial debts43 | €4,500 | - | - | - | - | - |
| Credit institutions430/8 | €4,500 | - | - | - | - | - |
| Trade debts44 | €31,006 | €35,554 | €43,634 | €54,638 | €51,426 | ▼ 5.9% |
| Suppliers440/4 | €31,006 | €35,554 | €43,634 | €54,638 | €51,426 | ▼ 5.9% |
| Advances received on contracts in progress46 | €6,606 | €2,480 | €621 | €2,402 | - | - |
| Taxes, remuneration and social security45 | €42,107 | €37,919 | €46,653 | €52,700 | €80,980 | ▲ 53.7% |
| Taxes450/3 | €23,487 | €16,557 | €24,432 | €28,984 | €59,284 | ▲ 105% |
| Remuneration and social security454/9 | €18,619 | €21,362 | €22,220 | €23,715 | €21,696 | ▼ 8.5% |
| Other amounts payable47/48 | €2,241 | €4,632 | €786 | €41,508 | €13,782 | ▼ 66.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €47,988 | €74,779 | €63,333 | €57,946 | €89,447 | ▲ 54.4% |
| + Depreciation and write-downs630 | €80,882 | €83,182 | €88,172 | €89,090 | €87,873 | ▼ 1.4% |
| Operating cash flow (approximation) | €128,870 | €157,961 | €151,506 | €147,036 | €177,320 | ▲ 20.6% |
| Investment in fixed assets (approximation) | - | -€15,655 | -€15,645 | €0 | -€4,094 | - |
| Change in cash | - | €100,439 | €91,204 | €116,509 | -€1,056 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 6,782 companies had the same profile as OPTIFIELDS has now. Two years later, 96.7% were still going and 0.6% had gone bankrupt.
- Small
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
96.7%
was still going
2.7%
stopped otherwise
0.6%
went bankrupt
That fits the bankruptcy probability of OPTIFIELDS itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,782 companies, not a prediction for OPTIFIELDS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (5)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-09-2025 | micro format | 30-04-2026 | 2026-00100328 | |
| 30-09-2024 | micro format | 30-04-2025 | 2025-00080802 | |
| 30-09-2023 | micro format | 18-04-2024 | 2024-00064546 | |
| 30-09-2022 | micro format | 31-05-2023 | 2023-00099942 | |
| 30-09-2021 | micro format | 30-05-2022 | 2022-20039662 |
Board & ownership
Directors
Directors
1 director
Leemans Simon
Current
Director · listed in the 2025 annual accounts, filed on 30-04-2026
Owners and capital
Owners
Network & group
OPTIFIELDS shares no director with another company.
Companies at the same address
3 other companiesConnections & network
1 current directorThe network starts from the directors of OPTIFIELDS. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
30-04
micro format · on the deadline day
2025
30-09
Financial
Highest result from 2021 to 2025net €89,447 ▲54.4%
The operating result of €118,831 and the net result of €89,447 are both a record.
30-04
micro format · on the deadline day
2024
18-04
micro format · 12 days before the deadline
2023
30-09
Financial
Equity above €200,000equity €205,300 ▲44.6%
With a profit in every financial year since 2021, equity grows to €205,300.
31-05
micro format · 31 days late
2022
30-09
Financial
Equity above €100,000equity €141,967 ▲109%
With a profit in every financial year since 2021, equity grows to €141,967.
30-05
micro format · 30 days late
2020
15-10
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
OPTIFIELDS in French
Enterprise number
0756.483.501
Legal form
Private limited company
Status
Active, normale toestand
Founded
13-10-2020
Entity type
Legal entity
Registered office and establishments
Registered office
Rue Léon Hachez 3, 7060 Soignies, Belgium
Establishment units
VISION ESPACE, Rue Léon Hachez 3, 7060 Soignies since 13-10-2020 · unit number 2.309.714.510
Belle-Vue, Rue de la Station 4, 7060 Soignies since 13-10-2020 · unit number 2.310.053.119
Activities
NACEBEL 2025VAT activities
47742
Retail sale of prescription glasses, lenses and sunglasses main activity
Social security (RSZ) activities
47742
Retail sale of prescription glasses, lenses and sunglasses main activity
Codes under NACEBEL 2008
VAT activities
47782
Retail trade main activity
Social security (RSZ) activities
47782
Retail trade main activity
Invoicing and payment
VAT number
BE 0756.483.501
Financial year and general meeting
Accounts at the NBBFinancial year end
30-09
Sites & property
Location
Buildings and parcels at the addresses
Ground area
468 m²
Building footprint
200 m²
Building volume
2,286 m³
Tallest building: 17.2 m.
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 55402F0084/00A000 | Wallonia | 344 m² | 1 · 155 m² | 11.8 m · 3 |
| 55040B0991/00F002 | Wallonia | 124 m² | 1 · 45 m² | 17.1 m · 5 |