OPTIFIELDS
ActiveSummary
The computed 12-month bankruptcy probability of OPTIFIELDS is 2.2% (moderate). The 2025 annual accounts show equity of €250k and a net result of €89k. Equity is growing by ~21.2% per year across the filed fiscal years. Its solvency ranks better than 56% of 18400 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability87▲+6
Solvency67▲+7
Growth78=
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 2.25 against 1.78 in 2024; short-term debt: 43.4% and cash: 72.8% of total assets), but 58.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.6%
Return on assets
14.9%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
12 d early
2022
31 d late
2021
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€250k▲ 19.9%
2024 · €208k
2021: €68klowest in 5 years
2022: €142k▲ +109% vs 2021
2023: €205k▲ +44.6% vs 2022
2024: €208k▲ +1.4% vs 2023
2025: €250k▲ +19.9% vs 2024highest in 5 years
2021 → 2025
Total assets
€600k▼ 0.2%
2024 · €601k
2021: €508klowest in 5 years
2022: €539k▲ +6.1% vs 2021
2023: €574k▲ +6.6% vs 2022
2024: €601k▲ +4.7% vs 2023highest in 5 years
2025: €600k▼ -0.2% vs 2024
2021 → 2025
Net result
€89k▲ 54.4%
2024 · €58k
2021: €48klowest in 5 years
2022: €75k▲ +55.8% vs 2021
2023: €63k▼ -15.3% vs 2022
2024: €58k▼ -8.5% vs 2023
2025: €89k▲ +54.4% vs 2024highest in 5 years
2021 → 2025
Working capital
€326k▲ 47.6%
2024 · €221k
2021: €-90klowest in 5 years
2022: €32k▲ +136% vs 2021
2023: €149k▲ +358% vs 2022
2024: €221k▲ +48.6% vs 2023
2025: €326k▲ +47.6% vs 2024highest in 5 years
2021 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€68k-€142k▲ 109%€205k▲ 44.6%€208k▲ 1.4%€250k▲ 19.9%
2021: €68klowest in 5 years
2022: €142k▲ +109% vs 2021
2023: €205k▲ +44.6% vs 2022
2024: €208k▲ +1.4% vs 2023
2025: €250k▲ +19.9% vs 2024highest in 5 years
Operating result€65k-€101k▲ 56.6%€87k▼ 14.4%€73k▼ 16.2%€119k▲ 63.7%
2021: €65klowest in 5 years
2022: €101k▲ +56.6% vs 2021
2023: €87k▼ -14.4% vs 2022
2024: €73k▼ -16.2% vs 2023
2025: €119k▲ +63.7% vs 2024highest in 5 years
Net result€48k-€75k▲ 55.8%€63k▼ 15.3%€58k▼ 8.5%€89k▲ 54.4%
2021: €48klowest in 5 years
2022: €75k▲ +55.8% vs 2021
2023: €63k▼ -15.3% vs 2022
2024: €58k▼ -8.5% vs 2023
2025: €89k▲ +54.4% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 64% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €600k
Fixed assets
€13k ▼ 86.3%
Current assets
€586k ▲ 16.3%
Equity and liabilities €600k
Equity
€250k ▲ 19.9%
Debt
€350k ▼ 10.9%
Debt's share of the balance-sheet total falls from 65.4% to 58.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€207k▲
2024 · €162k
Cash flow
€177k▲
2024 · €147k
Current ratio
2.25▲
2024 · 1.78
Quick ratio
2.04▲
2024 · 1.60
Debt to equity
1.40▼
2024 · 1.89
ROE
35.8%▲
2024 · 27.8%
ROA
14.9%▲
2024 · 9.6%
Interest coverage
65.32▲
2024 · 53.92
Debt ≤ 1 year
€260k▼
2024 · €283k
Debt > 1 year
€90k▼
2024 · €110k
Income taxes
€31k▲
2024 · €15k
Staff costs
€259k▲
2024 · €226k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€601k€600k▼
Fixed assets21/28€97k€13k▼
Intangible fixed assets21€38k-
Tangible fixed assets22/27€59k€13k▼
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€58k€12k▼
Financial fixed assets28€162€162=
Current assets29/58€504k€586k▲
Stocks and contracts in progress3€52k€56k▲
Stocks30/36€52k€56k▲
Amounts receivable within one year40/41€13k€92k▲
Trade receivables40€13k€52k▲
Other amounts receivable41-€40k
Cash at bank and in hand54/58€438k€437k▼
Deferred charges and accrued income490/1€648€1k▲
Equity and liabilities
Total equity and liabilities10/49€601k€600k▼
Equity10/15€208k€250k▲
Contributions10/11€20k€20k=
Reserves13€178k€229k▲
Distributable reserves133€178k€229k▲
Profit (loss) carried forward14€10k€693▼
Amounts payable17/49€393k€350k▼
Amounts payable after more than one year17€110k€90k▼
Financial debts170/4€110k€90k▼
Amounts payable within one year42/48€283k€260k▼
Current portion of amounts payable after more than one year42€132k€114k▼
Trade debts44€55k€51k▼
Suppliers440/4€55k€51k▼
Advances received on contracts in progress46€2k-
Taxes, remuneration and social security45€53k€81k▲
Taxes450/3€29k€59k▲
Remuneration and social security454/9€24k€22k▼
Other amounts payable47/48€42k€14k▼
Income statement
Code20242025
Remuneration, social security and pensions62€226k€259k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€89k€88k▼
Gross operating margin9900€388k€466k▲
Operating profit (loss)9901€73k€119k▲
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€73k€120k▲
Income taxes67/77€15k€31k▲
Profit (loss) for the period9904€58k€89k▲
Profit (loss) for the period to be appropriated9905€58k€89k▲
Appropriation of the result
Profit (loss) to be appropriated9906€65k€100k▲
Profit (loss) brought forward from the previous period14P€7k€10k▲
Transfer to equity691/2-€51k
To other reserves6921-€51k
Profit to be distributed694/7€55k€48k▼
Return on contributions (dividend)694€55k€48k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €199k | €193k | €216k | €226k | €259k | ▲ 14.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €81k | €83k | €88k | €89k | €88k | ▼ 1.4% |
| Other operating charges640/8 | €221 | - | - | - | - | - |
| Gross operating margin9900 | €345k | €378k | €391k | €388k | €466k | ▲ 20.1% |
| Operating profit (loss)9901 | €65k | €101k | €87k | €73k | €119k | ▲ 63.7% |
| Financial income75/76B | €4k | €4k | €4k | €3k | €4k | ▲ 28.6% |
| Recurring financial income75 | €4k | €4k | €4k | €3k | €4k | ▲ 28.6% |
| Financial charges65/66B | €4k | €4k | €3k | €3k | €3k | ▲ 5.5% |
| Recurring financial charges65 | €4k | €4k | €3k | €3k | €3k | ▲ 5.5% |
| Profit (loss) for the period before taxes9903 | €64k | €102k | €87k | €73k | €120k | ▲ 64.4% |
| Income taxes67/77 | €16k | €27k | €24k | €15k | €31k | ▲ 103% |
| Profit (loss) for the period9904 | €48k | €75k | €63k | €58k | €89k | ▲ 54.4% |
| Profit (loss) for the period to be appropriated9905 | €48k | €75k | €63k | €58k | €89k | ▲ 54.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €508k | €539k | €574k | €601k | €600k | ▼ 0.2% |
| Fixed assets21/28 | €326k | €259k | €186k | €97k | €13k | ▼ 86.3% |
| Intangible fixed assets21 | €152k | €114k | €76k | €38k | - | - |
| Tangible fixed assets22/27 | €174k | €145k | €110k | €59k | €13k | ▼ 77.7% |
| Plant, machinery and equipment23 | - | €3k | €2k | €1k | €1k | ▼ 13.5% |
| Furniture and vehicles24 | €174k | €141k | €109k | €58k | €12k | ▼ 79.2% |
| Financial fixed assets28 | €162 | €162 | €162 | €162 | €162 | = |
| Current assets29/58 | €182k | €280k | €388k | €504k | €586k | ▲ 16.3% |
| Stocks and contracts in progress3 | €33k | €38k | €47k | €52k | €56k | ▲ 7.3% |
| Stocks30/36 | €33k | €38k | €47k | €52k | €56k | ▲ 7.3% |
| Amounts receivable within one year40/41 | €18k | €11k | €19k | €13k | €92k | ▲ 591% |
| Trade receivables40 | €5k | €6k | €9k | €13k | €52k | ▲ 291% |
| Other amounts receivable41 | €13k | €6k | €9k | - | €40k | - |
| Cash at bank and in hand54/58 | €130k | €230k | €321k | €438k | €437k | ▼ 0.2% |
| Deferred charges and accrued income490/1 | €918 | €492 | €608 | €648 | €1k | ▲ 125% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €508k | €539k | €574k | €601k | €600k | ▼ 0.2% |
| Equity10/15 | €68k | €142k | €205k | €208k | €250k | ▲ 19.9% |
| Contributions10/11 | €20k | €20k | €20k | €20k | €20k | = |
| Capital10 | €20k | - | - | - | - | - |
| Issued capital100 | €20k | - | - | - | - | - |
| Reserves13 | €45k | €115k | €178k | €178k | €229k | ▲ 28.7% |
| Non-distributable reserves130/1 | - | €115k | - | - | - | - |
| Reserves not available under the articles1311 | - | €115k | - | - | - | - |
| Tax-exempt reserves132 | €45k | - | - | - | - | - |
| Distributable reserves133 | - | - | €178k | €178k | €229k | ▲ 28.7% |
| Profit (loss) carried forward14 | €3k | €7k | €7k | €10k | €693 | ▼ 93.2% |
| Amounts payable17/49 | €440k | €397k | €369k | €393k | €350k | ▼ 10.9% |
| Amounts payable after more than one year17 | €168k | €149k | €130k | €110k | €90k | ▼ 18.2% |
| Financial debts170/4 | €168k | €149k | €130k | €110k | €90k | ▼ 18.2% |
| Amounts payable within one year42/48 | €271k | €248k | €239k | €283k | €260k | ▼ 8.1% |
| Current portion of amounts payable after more than one year42 | €185k | €167k | €148k | €132k | €114k | ▼ 13.5% |
| Financial debts43 | €5k | - | - | - | - | - |
| Credit institutions430/8 | €5k | - | - | - | - | - |
| Trade debts44 | €31k | €36k | €44k | €55k | €51k | ▼ 5.9% |
| Suppliers440/4 | €31k | €36k | €44k | €55k | €51k | ▼ 5.9% |
| Advances received on contracts in progress46 | €7k | €2k | €621 | €2k | - | - |
| Taxes, remuneration and social security45 | €42k | €38k | €47k | €53k | €81k | ▲ 53.7% |
| Taxes450/3 | €23k | €17k | €24k | €29k | €59k | ▲ 105% |
| Remuneration and social security454/9 | €19k | €21k | €22k | €24k | €22k | ▼ 8.5% |
| Other amounts payable47/48 | €2k | €5k | €786 | €42k | €14k | ▼ 66.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €48k | €75k | €63k | €58k | €89k | ▲ 54.4% |
| + Depreciation and write-downs630 | €81k | €83k | €88k | €89k | €88k | ▼ 1.4% |
| Operating cash flow (approximation) | €129k | €158k | €152k | €147k | €177k | ▲ 20.6% |
| Investment in fixed assets (approximation) | - | €-16k | €-16k | €0 | €-4k | - |
| Change in cash | - | €100k | €91k | €117k | €-1k | ▼ 101% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2021net €89k ▲54.4%
Operating result €119k, net result €89k, both a record.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Equity above €200kEq €205k ▲44.6%
3 profitable years in a row build equity to €205k.
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-09
Financial
Equity above €100kEq €142k ▲109%
2 profitable years in a row build equity to €142k.
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soignies · 2 establishment units since 2020
Ground area
468 m²
Building footprint
200 m²
Volume, LiDAR
2,286 m³
2 parcels, Wallonia · tallest building 17.2 m, ±5 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
2 establishment units
VISION ESPACE
since 20202.309.714.510
Belle-Vue
since 20202.310.053.119
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55402F0084/00A000 | Wallonia | 344 m² | 1 · 155 m² | 11.8 m · 3 fl. |
| 55040B0991/00F002 | Wallonia | 124 m² | 1 · 45 m² | 17.1 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Opticien VANDIEST
BE 0439.074.656
Sint-Genesius-Rode · Eq €249,894
OPTIEK PUNIE
BE 0477.960.471
Diest · Eq €249,964
Optiek Goovaerts
BE 0420.268.732
Antwerpen · Eq €250,569
CLAES Diederik
BE 0818.457.888
Kortrijk · Eq €248,767
OPTIEK PRAET
BE 0894.287.045
Aalst · Eq €248,657
Of 1,732 companies in sector 47742 we hold annual accounts for 1,137. 924 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-10-2020
Fiscal year end30-09
Activities, NACEBEL 2025
47742Retail sale of prescription glasses, lenses and sunglasses
Scores and ratios are computed by Checked and are not a credit decision.