Equity
€227,792 ▲ 47.0%
Equity rose in 2025 from €154,957 to €227,792.
OPTIFA
Lifetime
19 annual accounts with figures on one time axis, 30 filings since 1993peak €136,481 (2025)
€136,481▲ 28.6%
lowest -€15,000 (2016)
€72,835▲ 46.4%
peak €227,792 (2025)
€227,792▲ 47.0%
€21,321▼ 46.4%
peak 0.9 FTE (2020)
-not published
Board1 name since 2005
1 directorFrançois Gaston Marie Ghislain DAUE
Documentsfilings and deeds
24-03-202637 days before the deadline
2025micro format
Gross margin from €106,103 to €136,481Result from €49,761 to €72,835Equity from €154,957 to €227,792Debts from €39,810 to €21,321Cash from €32,742 to €89,404
Key points
from the 2025 annual accountsChecked score
98
Excellent
Financially stronger than 84% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,104 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025highest value
05-2025: < 0.1%▼ -0.1 percentage points vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 8.16, cash €89,404
Sector: Legal and accounting activities (NACE 69)
Equity €227,792 (91.3% of total assets)
Size: total assets €249,489
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 87% of them on solvency, 89% on liquidity, 82% on profitability and 79% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as OPTIFA has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of OPTIFA itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for OPTIFA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €22,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 8.16 (2.82 in 2024), above the usual 1.5. Short-term debt is 8.4% and cash 35.8% of total assets. 8.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-03-2026, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
37 days early
2024
13 days early
2023
55 days early
2022
33 days early
2021
26 days early
2020
43 days early
2019
7 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 31 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 28 March (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end11-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0449304889
Change of role: François Gaston Marie Ghislain DAUE, from manager to director
100 shares · Director discharge: François Gaston Marie Ghislain DAUE · General meeting of 19-12-2023 · Gazette deed
First establishment
Route de Solre-Saint-Géry 3, Beaumont
Incorporation
published on 20-02-1993 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| OPTIFA Beaumont | - | - | 91.3% | - |
| RODEX Ecaussinnes | - | - | 36.4% | - |
| Baeyens Dirk Advieskantoor Wetteren | €146,010 | 72.2% | 96.2% | - |
| TDR Accountancy Lokeren | - | - | 59.2% | - |
| BIVEBO Sint-Martens-Latem | - | - | -16.5% | - |
| Omnium Belgique Sint-Gillis (bij-Brussel) | - | - | 17.8% | - |
| Institut Wallon de Gestion et d'Economie rurale Gembloux | €143,315 | 5.3% | -19.8% | - |
These companies have the same main activity as OPTIFA: other tax advisory services (NACE 69209). They are comparable in size and age: total assets between €191,000 and €347,000, founded between 1979 and 1997.
Official details
Source: KBO- Status
- Active since 05-02-1993Normal situation
- Activity
- Other tax advisory servicesNACE 69209and 1 other
- Establishment unit
- 2.060.895.2566500 Beaumont, since 23-02-1993
- Financial year end
- 30 September
- Peppol
- Reachable since 08-12-2025
Annual accounts to 30-09-2025
- ≈ €250,000estimated
- €249,489▲ 27.6%
- Filing
- Filed on 24-03-2026, 37 days before the end of the filing period
Insights on OPTIFA
OPTIFA files the micro format. That format states no turnover. The gross margin rose from €17,948 in 2006 to €136,481 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about OPTIFA
- What is the company number of OPTIFA?
- The company number of OPTIFA is 0449.304.889. The VAT number is the same number with BE in front: BE 0449.304.889.
- Where is OPTIFA based?
- The registered office is at Route de Solre-Saint-Géry 3, 6500 Beaumont.Company details
- What does OPTIFA do?
- According to the KBO register, the main activity is other tax advisory services (NACE 69209).
- What is the legal form of OPTIFA?
- OPTIFA is a private limited company (BV).
- When was OPTIFA founded?
- OPTIFA was founded on 05-02-1993.
- Is OPTIFA still active?
- Yes, OPTIFA is an active enterprise in the KBO register.
- How many employees does OPTIFA have?
- OPTIFA had an average of 0.9 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
- What is the turnover of OPTIFA?
- The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €136,481 and 51 comparable companies (NACE 692). It probably lies between €190,000 and €310,000.
- Is OPTIFA profitable?
- In financial year 2025, OPTIFA made a profit of €72,835.
- Where can I find the annual accounts of OPTIFA?
- OPTIFA filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of OPTIFA due?
- OPTIFA must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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