Equity
€2.5m ▼ 11.0%
Optiek Synhaeve paid out €947,852 in dividends. That is 148% of the 2025 profit.
Optiek Synhaeve
Lifetime
19 annual accounts with figures on one time axis, 44 filings since 1981Gross marginpeak €1.3m (2025)
€1.3m▲ 12.0%
Resultpeak €639,829 (2025)
€639,829▲ 13.1%
Equitypeak €2.8m (2024)
€2.5m▼ 11.0%
Debts
€1.6m▲ 54.1%
Staffpeak 4.8 FTE (2022)
4.5 FTEunchanged
Board2 names since 1995
2 directorsSynhaeve Carine and 1 other
Documentsfilings and deeds
18-08-202618 days late
2025abbreviated format
Dividend €947,852Debts from €1.0m to €1.6mCash from €333,336 to €559,168
Key points
from the 2025 annual accountsTurnover
≈ €3.2m estimated
The abbreviated format states no turnover.
Debts
€1.6m ▲ 54.1%
Debts rose by €548,246 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.
Liquidity
2.07 was 2.88 in 2024
Short-term debts rose from €1.0m to €1.6m.
Filings
44 annual accounts since 1981
Nine of the last ten came late. The 2019 accounts came latest: 101 days after the end of the period.
Position in the sector
€639,829
Higher net result than 95% of companies in retail trade. Sector median €27,482 · 12,825 companies.
Checked score
95
Excellent
Financially stronger than 58% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,273 companies (NACE 47, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.1%▼ -0.1 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.3%▲ +0.2 percentage points vs 07-2026highest value
09-2026: < 0.1%▼ -0.3 percentage points vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Founded in 1980
Size: 4.5 FTE, total assets €4.1m
Liquidity: current ratio 2.07, cash €559,168
Equity €2.5m (61.5% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 74% of them on solvency, 50% on liquidity, 83% on profitability and 25% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as Optiek Synhaeve has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Optiek Synhaeve itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for Optiek Synhaeve. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €230,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.07 (2.88 in 2024), above the usual 1.5. Short-term debt is 38.5% and cash 13.8% of total assets. 38.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 18 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
18 days late
2024
37 days early
2023
55 days late
2022
57 days late
2021
53 days late
2020
87 days late
2019
101 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 48 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 September (4 of the last 5 accounts filed within 35 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0421267931
Changes of role: Synhaeve Carine (statutory director) and Synhaeve Lucia (statutory director)
Director discharge: Synhaeve Carine (manager) · Director discharge: Synhaeve Lucia (manager) · General meeting of 21-12-2023 · Gazette deed
First establishment
Vichteplaats 49, Anzegem
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| Optiek Synhaeve Anzegem | €4.1m | €1.3m | 61.5% | 4.5 |
| OPTIEK VAN GORP Beerse | €6.8m | €1.3m | 95.9% | 4.6 |
| DECONINCK Torhout | €3.2m | €0.8m | 47.9% | 5.2 |
| Osiris - Daout Verviers | €2.6m | €0.8m | 79.3% | 5.9 |
| OPTIEK LIEN HOSTENS Veurne | €2.2m | €0.6m | 30.3% | 6.5 |
| OPTIEK VAN dER AUWERAER Bornem | €3.3m | €1.0m | 75.6% | 2 |
| ROBYNS - FOTO, VIDEO EN COMPUTER Sint-Truiden | €1.8m | €0.6m | 52.0% | 5.3 |
These companies have the same main activity as Optiek Synhaeve: retail sale of prescription glasses, lenses and sunglasses (NACE 47742). They are comparable in size and age: total assets between €1.8m and €6.8m, founded between 1972 and 2000.
Official details
Source: KBO- Status
- Active since 01-12-1980Normal situation
- Activity
- Retail sale of prescription glasses, lenses and sunglassesNACE 47742
- Joint committee
- 201Independent retail · annual accounts 2025
- Establishment unit
- 2.018.603.9498570 Anzegem, since 01-12-1980
- Financial year end
- 31 December
- Peppol
- Reachable since 09-12-2025
Annual accounts 2025
- Total assets
- €4.1m▲ 6.3%
- Employeeson 31-12-2025
- 5=
- Filing
- Filed on 18-08-2026
Insights on Optiek Synhaeve
Optiek Synhaeve files the abbreviated format. That format states no turnover. The gross margin rose from €287,359 in 2006 to €1.3m in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Optiek Synhaeve
- What is the company number of Optiek Synhaeve?
- The company number of Optiek Synhaeve is 0421.267.931. The VAT number is the same number with BE in front: BE 0421.267.931.
- Where is Optiek Synhaeve based?
- The registered office is at Beukenhofstraat 21, 8570 Anzegem.Company details
- What does Optiek Synhaeve do?
- According to the KBO register, the main activity is retail sale of prescription glasses, lenses and sunglasses (NACE 47742).
- What is the legal form of Optiek Synhaeve?
- Optiek Synhaeve is a private limited company (BV).
- When was Optiek Synhaeve founded?
- Optiek Synhaeve was founded on 01-12-1980.
- Is Optiek Synhaeve still active?
- Yes, Optiek Synhaeve is an active enterprise in the KBO register.
- How many employees does Optiek Synhaeve have?
- Optiek Synhaeve had an average of 4.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Optiek Synhaeve fall under?
- In its 2025 annual accounts, Optiek Synhaeve states joint committee 201 (Independent retail).
- What is the turnover of Optiek Synhaeve?
- The turnover in financial year 2025 is ≈ €3.2m. This figure is estimated from the gross margin of €1.3m and 30 comparable companies (NACE 477). It probably lies between €2.5m and €4.7m.
- Is Optiek Synhaeve profitable?
- In financial year 2025, Optiek Synhaeve made a profit of €639,829.
- Where can I find the annual accounts of Optiek Synhaeve?
- Optiek Synhaeve filed 44 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Optiek Synhaeve due?
- Optiek Synhaeve must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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