OPTIEK LIEN HOSTENS
ActiveOPTIEK LIEN HOSTENS has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €667k and a net result of €78k. Equity is growing by ~17.4% per year across the filed fiscal years. Its solvency ranks better than 43% of 4147 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-2
Solvency55▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity short (current ratio 0.71 against 0.98 in 2024; short-term debt: 45.9% and cash: 12.9% of total assets), and 69.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.3%
Return on assets
3.5%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 28-12-2025 was due by 28-07-2026 and was filed on 29-07-2026, 1 day late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
1 d late
2024
3 d early
2023
5 d early
2022
1 d early
2021
1 d late
2020
4 d late
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 28-12-2026 and is due by 28-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today28-12-2026 close28-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€78k▼ 24.1%
2024 · €102k
2019: €-24k
2020: €103k
2021: €145k
2022: €98k
2023: €30k
2024: €102k
2019 → 2025
Working capital
€-295k▼ 1,352%
2024 · €-20k
2019: €-352k
2020: €-368k
2021: €-210k
2022: €-199k
2023: €-149k
2024: €-20k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€388k-€458k▲ 18.2%€488k▲ 6.4%€590k▲ 21.0%€667k▲ 13.2%
Operating result€233k-€170k▼ 26.9%€56k▼ 66.9%€168k▲ 198%€130k▼ 22.5%
Net result€145k-€98k▼ 32.1%€30k▼ 70.0%€102k▲ 246%€78k▼ 24.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 23% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.20M
Fixed assets
€1.48M▲ 22.0%
Current assets
€715k▼ 22.3%
Equity and liabilities €2.20M
Equity
€667k▲ 13.2%
Debt
€1.53M▼ 1.0%
The debt ratio falls from 72.4% to 69.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€217k▼
2024 · €280k
Cash flow
€165k▼
2024 · €214k
Solvency
30.3%▲
2024 · 27.6%
Current ratio
0.71▼
2024 · 0.98
Quick ratio
0.58▼
2024 · 0.84
Debt / equity
2.30▼
2024 · 2.62
ROE
11.6%▼
2024 · 17.3%
ROA
3.5%▼
2024 · 4.8%
Interest coverage
7.99▼
2024 · 14.52
Debt
€1.53M▼
2024 · €1.55M
Debt ≤ 1 year
€1.01M▲
2024 · €941k
Debt > 1 year
€522k▼
2024 · €605k
Income taxes
€41k▼
2024 · €60k
Staff costs
€307k▼
2024 · €310k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.14M€2.20M▲
Fixed assets21/28€1.22M€1.48M▲
Tangible fixed assets22/27€1.22M€1.48M▲
Land and buildings22€1.17M€1.45M▲
Plant, machinery and equipment23€40k€28k▼
Furniture and vehicles24€3k€2k▼
Financial fixed assets28€744€744=
Current assets29/58€921k€715k▼
Amounts receivable after more than one year29€90k-
Other amounts receivable291€90k-
Stocks and contracts in progress3€135k€126k▼
Stocks30/36€135k€126k▼
Amounts receivable within one year40/41€7k€39k▲
Trade receivables40€5k€15k▲
Other amounts receivable41€2k€24k▲
Current investments50/53€550k€250k▼
Cash at bank and in hand54/58€123k€283k▲
Deferred charges and accrued income490/1€15k€16k▲
Equity and liabilities
Total equity and liabilities10/49€2.14M€2.20M▲
Equity10/15€590k€667k▲
Contributions10/11€123k€123k=
Capital10€123k€123k=
Issued capital100€123k€123k=
Revaluation surpluses12€63k€63k=
Reserves13€386k€462k▲
Non-distributable reserves130/1€2k€11k▲
Legal reserve130€2k€11k▲
Distributable reserves133€385k€451k▲
Profit (loss) carried forward14€17k€18k▲
Amounts payable17/49€1.55M€1.53M▼
Amounts payable after more than one year17€605k€522k▼
Financial debts170/4€605k€522k▼
Amounts payable within one year42/48€941k€1.01M▲
Current portion of amounts payable after more than one year42€428k€438k▲
Trade debts44€37k€31k▼
Suppliers440/4€37k€31k▼
Taxes, remuneration and social security45€89k€64k▼
Taxes450/3€48k€23k▼
Remuneration and social security454/9€41k€41k▲
Other amounts payable47/48€388k€477k▲
Accrued charges and deferred income492/3€999-
Income statement
Code20242025
Remuneration, social security and pensions62€310k€307k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€112k€87k▼
Other operating charges640/8€42k€46k▲
Gross operating margin9900€631k€570k▼
Operating profit (loss)9901€168k€130k▼
Financial income75/76B€13k€15k▲
Recurring financial income75€13k€15k▲
Financial charges65/66B€19k€27k▲
Recurring financial charges65€19k€27k▲
Profit (loss) for the period before taxes9903€162k€118k▼
Income taxes67/77€60k€41k▼
Profit (loss) for the period9904€102k€78k▼
Profit (loss) for the period to be appropriated9905€102k€78k▼
Appropriation of the result
Profit (loss) to be appropriated9906€119k€94k▼
Profit (loss) brought forward from the previous period14P€16k€17k▲
Transfer to equity691/2€102k€76k▼
To the legal reserve6920-€4k
To other reserves6921€102k€72k▼
Social balance
Average headcount (FTE)90876.56.5=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 1 day late
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-12
Financial
Equity above €500kEq €590k ▲21%
5 profitable years in a row build equity to €590k.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 1 day late
2021
28-12
Financial
Highest result since 2019net €145k ▲41.2%
Operating result €233k, net result €145k, both a record.
01-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 4 days late
2020
28-12
Financial
Back to profitnet €103k
Net result €103k after one loss-making year.
28-12
Financial
Equity above €200kEq €271k ▲60.9%
Equity rises from €169k to €271k.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 3 days late
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
29-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Veurne · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ooststraat 268630 VeurneGround area
86 m²
Building footprint
75 m²
Volume, LiDAR
672 m³
Parcel 38025A0150/00C000, Flanders · tallest building 12.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
OPTIEK LIEN HOSTENS
since 19922.055.723.176
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38025A0150/00C000 | Flanders | 86 m² | 1 · 75 m² | 12.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Legal Entity Identifier
875500ZK2O1V0PR6CI28
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Of 1,730 companies in sector 47742 we hold annual accounts for 1,138. 749 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded23-12-1991
Fiscal year end28-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
52485
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.